HomeNorth CarolinaPamlico CountyBayboro
Bayboro, North Carolina: commercial real estate data.
Bayboro is a Census town of 1,266 people across 1.86 square miles of land, in Pamlico County. Median household income is $33,636, 71.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $954,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bayboro
What Bayboro is
- Census place typetown
- Land area1.86 sq mi
- Water area0.01 sq mi
- Population per square mile of land681
- County holding the largest share of its areaPamlico County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bayboro
How many people live in Bayboro
- Population1,266
- Median age47.4
- Population under 18105 plus or minus 47
- Share under 188.3 percent plus or minus 3.6
- Population 65 and over178 plus or minus 67
- Share 65 and over14.1 percent plus or minus 5.0
- Households314 plus or minus 70
- Family households153 plus or minus 40
- Share of households that are families48.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bayboro
Income and work in Bayboro
- Median household income$33,636 plus or minus $11,261
- Per capita income$16,046 plus or minus $4,251
- Civilian labor force281 plus or minus 90
- Employed277 plus or minus 89
- Unemployed4 plus or minus 8
- Unemployment rate1.4 percent plus or minus 2.8
- Adults 25 and over1,111
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher6.8 percent plus or minus 3.7
- Adults 25 and over with a graduate degree4.1 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bayboro
Housing in Bayboro
- Housing units430 plus or minus 86
- Occupied units314 plus or minus 70
- Vacant units116 plus or minus 45
- Vacancy rate27.0 percent plus or minus 9.0
- Owner occupied224 plus or minus 56
- Renter occupied90 plus or minus 41
- Ownership rate71.3 percent
- Median owner-occupied home value$138,000 plus or minus $30,242
- Median gross rent, monthly$1,084
- Annual rent as a share of median income38.7 percent plus or minus 13.4
- Single family units341 plus or minus 69
- Share single family79.3 percent
- Units in buildings of two or more36 plus or minus 29
- Share in buildings of two or more8.4 percent plus or minus 6.4
- Mobile homes53 plus or minus 41
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bayboro
How Bayboro gets to work
- Workers 16 and over who commute262 plus or minus 86
- Commuting under 15 minutes170 plus or minus 81
- Share commuting under 15 minutes64.9 percent plus or minus 22.3
- Commuting 30 minutes or more34 plus or minus 23
- Share commuting 30 minutes or more13.0 percent plus or minus 7.6
- Drove alone94.8 percent
- Carpooled1.1 percent plus or minus 1.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bayboro
SBA loans in Bayboro (7(a))
- Approvals2
- Gross approval$954,000
- Average approval$477,000
- Median approval$477,000
- Largest approval$624,000
- Jobs supported34
- Jobs per approval17.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term301 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Bayboro, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bayboro
Flood risk in Bayboro
- NFIP communityTown of Bayboro
- NFIP community number370183
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date06/19/20
The Town of Bayboro participates in the National Flood Insurance Program as community 370183 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pamlico County, not Bayboro
Pamlico County context, not Bayboro figures
- Establishments in Pamlico County261
- Covered employment, Pamlico County3,692
- Average annual pay, Pamlico County$37,034
- Housing units permitted, Pamlico County107
Every figure in this section is published for Pamlico County as a whole and is not a measurement of Bayboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bayboro questions, answered from the record.
How many people live in Bayboro, North Carolina?
1,266, in 314 households. Bayboro town covers 1.86 square miles of land, which is 681 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bayboro in?
Pamlico County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bayboro?
$33,636. The median owner-occupied home is valued at $138,000. Median gross rent is $1,084 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bayboro businesses?
2 7(a) approvals totaling $954,000 since FY2020, across 2 lenders, median approval $477,000. These count approvals to borrowers whose address is in Bayboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bayboro borrowers get paid back?
No rate is published for Bayboro. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bayboro in the National Flood Insurance Program?
Yes. Bayboro appears in the FEMA Community Status Book as Bayboro, town of, community 370183, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bayboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pamlico County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bayboro.
Is zoning published for Bayboro?
No. Nothing on this page presents parcel level zoning.
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