HomeNorth CarolinaPasquotank CountyElizabeth City city
Elizabeth City city, North Carolina: commercial real estate data.
Elizabeth City city is a Census city of 18,871 people across 11.79 square miles of land, in Pasquotank County. Median household income is $52,141, 44.1 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $25.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Elizabeth City
What Elizabeth City is
- Census place typecity
- Land area11.79 sq mi
- Water area0 sq mi
- Population per square mile of land1,600
- County holding the largest share of its areaPasquotank County, 99.3 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth City
How many people live in Elizabeth City
- Population18,871
- Median age36.5
- Population under 183,993
- Share under 1821.2 percent
- Population 65 and over3,507
- Share 65 and over18.6 percent
- Households7,576
- Family households4,405
- Share of households that are families58.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth City
Income and work in Elizabeth City
- Median household income$52,141
- Per capita income$29,560
- Civilian labor force8,921
- Employed8,295
- Unemployed626 plus or minus 253
- Unemployment rate7.0 percent plus or minus 2.8
- Adults 25 and over12,468
- Adults 25 and over with a high school diploma or higher86.3 percent
- Adults 25 and over with a bachelor degree or higher27.2 percent
- Adults 25 and over with a graduate degree8.5 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth City
Housing in Elizabeth City
- Housing units8,689
- Occupied units7,576
- Vacant units1,113 plus or minus 251
- Vacancy rate12.8 percent plus or minus 2.8
- Owner occupied3,344
- Renter occupied4,232
- Ownership rate44.1 percent
- Median owner-occupied home value$187,700
- Median gross rent, monthly$1,117
- Annual rent as a share of median income25.7 percent
- Single family units5,672
- Share single family65.3 percent
- Units in buildings of two or more2,577
- Share in buildings of two or more29.7 percent
- Mobile homes440 plus or minus 205
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth City
How Elizabeth City gets to work
- Workers 16 and over who commute7,416
- Commuting under 15 minutes3,106
- Share commuting under 15 minutes41.9 percent
- Commuting 30 minutes or more2,331
- Share commuting 30 minutes or more31.4 percent
- Drove alone72.1 percent
- Carpooled9.7 percent plus or minus 3.9
- Public transport0.0 percent
- Walked3.1 percent plus or minus 2.0
- Worked from home11.5 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth City
SBA loans in Elizabeth City (7(a))
- Approvals28
- Gross approval$25,906,700
- Average approval$925,239
- Median approval$526,000
- Ninetieth percentile approval$3,166,000
- Largest approval$4,440,000
- Jobs supported596
- Jobs per approval21.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.4 percent
- Share to franchises21.4 percent
- Distinct lenders15
- Distinct industries by NAICS18
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elizabeth City
SBA loans in Elizabeth City (504)
- Approvals17
- Gross approval$10,621,000
- Average approval$624,765
- Median approval$399,000
- Largest approval$2,570,000
- Jobs supported111
- Loans with a final outcome8
- Charged off1
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elizabeth City
Flood risk in Elizabeth City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370185
- Currently effective map date12/21/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Pasquotank County, not Elizabeth City
Pasquotank County context, not Elizabeth City figures
These are Pasquotank County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elizabeth City measurements.
- Establishments in Pasquotank County931
- Employment at those establishments, Pasquotank County11,207
- Covered employment, Pasquotank County16,026
- Average annual pay, Pasquotank County$50,275
- Average weekly wage, Pasquotank County$967
- Housing units permitted, Pasquotank County153
- Of those, single family, Pasquotank County153
- County product, 2024, Pasquotank County$2,206,320,000
- County product change over the prior year, Pasquotank County5.2 percent
- Average income of an arriving household, Pasquotank County$54,157
Every figure in this section is published for Pasquotank County as a whole and is not a measurement of Elizabeth City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elizabeth City questions, answered from the record.
How many people live in Elizabeth City, North Carolina?
18,871, in 7,576 households. Elizabeth City city covers 11.79 square miles of land, which is 1,600 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elizabeth City in?
Pasquotank County, which holds 99.3 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elizabeth City?
$52,141. The median owner-occupied home is valued at $187,700. Median gross rent is $1,117 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elizabeth City businesses?
28 7(a) approvals totalling $25.9 m, across 15 lenders, median approval $526,000, plus 17 504 approvals worth $10.6 m. These count approvals to borrowers whose address is in Elizabeth City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elizabeth City borrowers get paid back?
No rate is published for Elizabeth City. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Elizabeth City in the National Flood Insurance Program?
Yes. Elizabeth City appears in the FEMA Community Status Book as community 370185, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elizabeth City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pasquotank County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elizabeth City.
Is zoning published for Elizabeth City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.