HomeNorth CarolinaPender CountyRocky Point CDP
Rocky Point CDP, North Carolina: commercial real estate data.
Rocky Point CDP is a Census CDP of 1,020 people across 6.90 square miles of land, in Pender County. Median household income is $69,514, 83.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $5.3 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rocky Point
What Rocky Point is
- Census place typeCDP
- Land area6.9 sq mi
- Water area0 sq mi
- Population per square mile of land148 plus or minus 47
- County holding the largest share of its areaPender County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
How many people live in Rocky Point
- Population1,020 plus or minus 321
- Median age41.1 plus or minus 10.1
- Population under 18288 plus or minus 124
- Share under 1828.2 percent plus or minus 8.3
- Population 65 and over160 plus or minus 87
- Share 65 and over15.7 percent plus or minus 6.9
- Households359 plus or minus 116
- Family households230 plus or minus 95
- Share of households that are families64.1 percent plus or minus 16.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
Income and work in Rocky Point
- Median household income$69,514 plus or minus $25,513
- Per capita income$25,949 plus or minus $8,431
- Civilian labor force453 plus or minus 145
- Employed453 plus or minus 145
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over630 plus or minus 200
- Adults 25 and over with a high school diploma or higher70.2 percent plus or minus 30.5
- Adults 25 and over with a bachelor degree or higher7.5 percent plus or minus 6.6
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
Housing in Rocky Point
- Housing units416 plus or minus 115
- Occupied units359 plus or minus 116
- Vacant units57 plus or minus 66
- Vacancy rate13.7 percent plus or minus 15.4
- Owner occupied301 plus or minus 114
- Renter occupied58 plus or minus 35
- Ownership rate83.8 percent
- Median owner-occupied home value$163,500 plus or minus $96,855
- Median gross rent, monthly$971 plus or minus $307
- Annual rent as a share of median income16.8 percent plus or minus 8.1
- Single family units220 plus or minus 94
- Share single family52.9 percent plus or minus 17.2
- Units in buildings of two or more4 plus or minus 15
- Share in buildings of two or more1.0 percent plus or minus 3.7
- Mobile homes192 plus or minus 77
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
How Rocky Point gets to work
- Workers 16 and over who commute457 plus or minus 146
- Commuting under 15 minutes62 plus or minus 55
- Share commuting under 15 minutes13.6 percent plus or minus 11.1
- Commuting 30 minutes or more240 plus or minus 120
- Share commuting 30 minutes or more52.5 percent plus or minus 20.2
- Drove alone76.6 percent plus or minus 15.8
- Carpooled22.5 percent plus or minus 15.0
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.3
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
SBA loans in Rocky Point (7(a))
- Approvals3
- Gross approval$5,350,000
- Average approval$1,783,333
- Median approval$500,000
- Ninetieth percentile approval$4,500,000
- Largest approval$4,500,000
- Jobs supported44
- Jobs per approval14.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises33.3 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pender County, not Rocky Point
Pender County context, not Rocky Point figures
These are Pender County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rocky Point measurements.
- Establishments in Pender County1,499
- Employment at those establishments, Pender County11,591
- Covered employment, Pender County14,704
- Average annual pay, Pender County$47,159
- Average weekly wage, Pender County$907
- Housing units permitted, Pender County944
- Of those, single family, Pender County868
- County product, 2024, Pender County$2,516,394,000
- County product change over the prior year, Pender County8.1 percent
- Average income of an arriving household, Pender County$95,111
Every figure in this section is published for Pender County as a whole and is not a measurement of Rocky Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rocky Point questions, answered from the record.
How many people live in Rocky Point, North Carolina?
1,020, in 359 households. Rocky Point CDP covers 6.90 square miles of land, which is 148 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rocky Point in?
Pender County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rocky Point?
$69,514. The median owner-occupied home is valued at $163,500. Median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rocky Point businesses?
3 7(a) approvals totalling $5.3 m, across 2 lenders, median approval $500,000. These count approvals to borrowers whose address is in Rocky Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rocky Point borrowers get paid back?
No rate is published for Rocky Point. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rocky Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pender County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rocky Point.
Is zoning published for Rocky Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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