HomeNorth CarolinaPolk CountySaluda city
Saluda city, North Carolina: commercial real estate data.
Saluda city is a Census city of 683 people across 1.56 square miles of land, lying across Polk County and Henderson County. Median household income is $52,137, 83.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $215,000.
71 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Saluda
What Saluda is
- Census place typecity
- Land area1.56 sq mi
- Water area0 sq mi
- Population per square mile of land439
- County holding the largest share of its areaPolk County, 96.1 percent
- Counties this place lies inPolk County 96.1 percent, Henderson County 3.9 percent
Saluda city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
How many people live in Saluda
- Population683
- Median age65.4
- Population under 1891 plus or minus 33
- Share under 1813.3 percent plus or minus 4.2
- Population 65 and over353 plus or minus 85
- Share 65 and over51.7 percent
- Households301 plus or minus 65
- Family households182 plus or minus 51
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
Income and work in Saluda
- Median household income$52,137
- Per capita income$36,130
- Civilian labor force262 plus or minus 88
- Employed233 plus or minus 82
- Unemployed29 plus or minus 23
- Unemployment rate11.1 percent plus or minus 8.0
- Adults 25 and over566
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher53.9 percent
- Adults 25 and over with a graduate degree21.9 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
Housing in Saluda
- Housing units539 plus or minus 114
- Occupied units301 plus or minus 65
- Vacant units238 plus or minus 93
- Vacancy rate44.2 percent plus or minus 14.5
- Owner occupied252 plus or minus 60
- Renter occupied49 plus or minus 26
- Ownership rate83.7 percent
- Median owner-occupied home value$372,400
- Median gross rent, monthly$1,263
- Annual rent as a share of median income29.1 percent plus or minus 6.7
- Single family units492 plus or minus 107
- Share single family91.3 percent
- Units in buildings of two or more12 plus or minus 20
- Share in buildings of two or more2.2 percent plus or minus 3.6
- Mobile homes35 plus or minus 24
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
How Saluda gets to work
- Workers 16 and over who commute192 plus or minus 62
- Commuting under 15 minutes50 plus or minus 24
- Share commuting under 15 minutes26.0 percent plus or minus 9.4
- Commuting 30 minutes or more99 plus or minus 47
- Share commuting 30 minutes or more51.6 percent plus or minus 18.1
- Drove alone59.3 percent plus or minus 29.8
- Carpooled19.0 percent plus or minus 15.7
- Public transport0.0 percent
- Walked6.8 percent plus or minus 5.3
- Worked from home13.1 percent plus or minus 12.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
SBA loans in Saluda (7(a))
- Approvals2
- Gross approval$215,000
- Average approval$107,500
- Median approval$125,000
- Ninetieth percentile approval$125,000
- Largest approval$125,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saluda
Flood risk in Saluda
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370610
- Currently effective map date10/02/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Saluda
Polk County context, not Saluda figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Saluda measurements.
- Establishments in Polk County504
- Employment at those establishments, Polk County4,151
- Covered employment, Polk County5,441
- Average annual pay, Polk County$46,331
- Average weekly wage, Polk County$891
- Housing units permitted, Polk County143
- Of those, single family, Polk County143
- County product, 2024, Polk County$734,496,000
- County product change over the prior year, Polk County5.7 percent
- Average income of an arriving household, Polk County$104,261
Every figure in this section is published for Polk County as a whole and is not a measurement of Saluda. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Saluda questions, answered from the record.
How many people live in Saluda, North Carolina?
683, in 301 households. Saluda city covers 1.56 square miles of land, which is 439 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saluda in?
Saluda lies in more than one. By area it is 96.1 percent in Polk County, 3.9 percent in Henderson County. This page sits under Polk County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Saluda?
$52,137. The median owner-occupied home is valued at $372,400. Median gross rent is $1,263 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saluda businesses?
2 7(a) approvals totalling $215,000, across 1 lenders, median approval $125,000. These count approvals to borrowers whose address is in Saluda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saluda borrowers get paid back?
No rate is published for Saluda. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Saluda in the National Flood Insurance Program?
Yes. Saluda appears in the FEMA Community Status Book as community 370610, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saluda figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saluda.
Is zoning published for Saluda?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.