HomeNorth CarolinaPolk CountySaluda
Saluda, North Carolina: commercial real estate data.
Saluda is a Census city of 683 people across 1.56 square miles of land, lying across Polk County and Henderson County. Median household income is $52,137, 83.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $215,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saluda
What Saluda is
- Census place typecity
- Land area1.56 sq mi
- Water area0 sq mi
- Population per square mile of land439
- County holding the largest share of its areaPolk County, 96.1 percent
- Counties this place lies inPolk County 96.1 percent, Henderson County 3.9 percent
Saluda crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
How many people live in Saluda
- Population683
- Median age65.4
- Population under 1891 plus or minus 33
- Share under 1813.3 percent plus or minus 4.2
- Population 65 and over353 plus or minus 85
- Share 65 and over51.7 percent
- Households301 plus or minus 65
- Family households182 plus or minus 51
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
Income and work in Saluda
- Median household income$52,137
- Per capita income$36,130
- Civilian labor force262 plus or minus 88
- Employed233 plus or minus 82
- Unemployed29 plus or minus 23
- Unemployment rate11.1 percent plus or minus 8.0
- Adults 25 and over566
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher53.9 percent
- Adults 25 and over with a graduate degree21.9 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
Housing in Saluda
- Housing units539 plus or minus 114
- Occupied units301 plus or minus 65
- Vacant units238 plus or minus 93
- Vacancy rate44.2 percent plus or minus 14.5
- Owner occupied252 plus or minus 60
- Renter occupied49 plus or minus 26
- Ownership rate83.7 percent
- Median owner-occupied home value$372,400
- Median gross rent, monthly$1,263
- Annual rent as a share of median income29.1 percent plus or minus 6.7
- Single family units492 plus or minus 107
- Share single family91.3 percent
- Units in buildings of two or more12 plus or minus 20
- Share in buildings of two or more2.2 percent plus or minus 3.6
- Mobile homes35 plus or minus 24
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
How Saluda gets to work
- Workers 16 and over who commute192 plus or minus 62
- Commuting under 15 minutes50 plus or minus 24
- Share commuting under 15 minutes26.0 percent plus or minus 9.4
- Commuting 30 minutes or more99 plus or minus 47
- Share commuting 30 minutes or more51.6 percent plus or minus 18.1
- Drove alone59.3 percent plus or minus 29.8
- Carpooled19.0 percent plus or minus 15.7
- Public transport0.0 percent
- Walked6.8 percent plus or minus 5.3
- Worked from home13.1 percent plus or minus 12.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saluda
SBA loans in Saluda (7(a))
- Approvals2
- Gross approval$215,000
- Average approval$107,500
- Median approval$107,500
- Largest approval$125,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term108 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Saluda, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saluda
Flood risk in Saluda
- NFIP communityCity of Saluda
- NFIP community number370610
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/02/08
The City of Saluda participates in the National Flood Insurance Program as community 370610 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Saluda
Polk County context, not Saluda figures
- Establishments in Polk County504
- Covered employment, Polk County5,441
- Average annual pay, Polk County$46,331
- Housing units permitted, Polk County143
Every figure in this section is published for Polk County as a whole and is not a measurement of Saluda.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Saluda questions, answered from the record.
How many people live in Saluda, North Carolina?
683, in 301 households. Saluda city covers 1.56 square miles of land, which is 439 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saluda in?
Saluda lies in more than one. By area it is 96.1 percent in Polk County, 3.9 percent in Henderson County. This page sits under Polk County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Saluda?
$52,137. The median owner-occupied home is valued at $372,400. Median gross rent is $1,263 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saluda businesses?
2 7(a) approvals totaling $215,000 since FY2020, across 1 lenders, median approval $107,500. These count approvals to borrowers whose address is in Saluda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saluda borrowers get paid back?
No rate is published for Saluda. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Saluda in the National Flood Insurance Program?
Yes. Saluda appears in the FEMA Community Status Book as Saluda, city of, community 370610, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saluda figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saluda.
Is zoning published for Saluda?
No. Nothing on this page presents parcel level zoning.