HomeNorth CarolinaRockingham CountyRuffin CDP
Ruffin CDP, North Carolina: commercial real estate data.
Ruffin CDP is a Census CDP of 423 people across 4.55 square miles of land, in Rockingham County. 76.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $658,000.
62 sourced place values · tier FULL · 7 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Ruffin through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 423 with a margin of error of plus or minus 248, which is 58.6 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Ruffin
What Ruffin is
- Census place typeCDP
- Land area4.55 sq mi
- Water area0.02 sq mi
- Population per square mile of land93 plus or minus 54
- County holding the largest share of its areaRockingham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruffin
How many people live in Ruffin
- Population423 plus or minus 248
- Median age38.6
- Population under 1887 plus or minus 78
- Share under 1820.6 percent plus or minus 14.0
- Population 65 and over54 plus or minus 42
- Share 65 and over12.8 percent plus or minus 6.7
- Households204 plus or minus 130
- Family households151 plus or minus 122
- Share of households that are families74.0 percent plus or minus 36.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruffin
Income and work in Ruffin
- Per capita income$48,438 plus or minus $26,009
- Civilian labor force245 plus or minus 211
- Employed245 plus or minus 211
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over317 plus or minus 211
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 83.7
- Adults 25 and over with a bachelor degree or higher3.5 percent plus or minus 6.3
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruffin
Housing in Ruffin
- Housing units234 plus or minus 136
- Occupied units204 plus or minus 130
- Vacant units30 plus or minus 48
- Vacancy rate12.8 percent plus or minus 19.1
- Owner occupied156 plus or minus 122
- Renter occupied48 plus or minus 52
- Ownership rate76.5 percent plus or minus 34.7
- Single family units123 plus or minus 65
- Share single family52.6 percent plus or minus 41.2
- Units in buildings of two or more30 plus or minus 50
- Share in buildings of two or more12.8 percent plus or minus 20.0
- Mobile homes81 plus or minus 113
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruffin
How Ruffin gets to work
- Workers 16 and over who commute222 plus or minus 205
- Commuting under 15 minutes27 plus or minus 44
- Share commuting under 15 minutes12.2 percent plus or minus 16.5
- Commuting 30 minutes or more119 plus or minus 118
- Share commuting 30 minutes or more53.6 percent plus or minus 19.3
- Drove alone85.7 percent plus or minus 36.7
- Carpooled4.9 percent plus or minus 6.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.4 percent plus or minus 9.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruffin
SBA 7(a) lending to Ruffin borrowers
- Approvals2
- Gross approval$658,000
- Average approval$329,000
- Median approval$396,000
- Ninetieth percentile approval$396,000
- Largest approval$396,000
- Jobs supported7
- Jobs per approval3.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term132 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockingham County, not Ruffin
Rockingham County context, not Ruffin figures
These are Rockingham County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ruffin measurements.
- Establishments in Rockingham County1,632
- Employment at those establishments, Rockingham County21,282
- Covered employment, Rockingham County24,908
- Average annual pay, Rockingham County$45,428
- Average weekly wage, Rockingham County$874
- Housing units permitted, Rockingham County344
- Of those, single family, Rockingham County344
- County product, 2024, Rockingham County$3,845,577,000
- County product change over the prior year, Rockingham County5.6 percent
- Average income of an arriving household, Rockingham County$52,911
Every figure in this section is published for Rockingham County as a whole and is not a measurement of Ruffin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median owner-occupied home value is published for this place.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ruffin questions, answered from the record.
How many people live in Ruffin, North Carolina?
423, in 204 households. Ruffin CDP covers 4.55 square miles of land, which is 93 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ruffin in?
Rockingham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Ruffin businesses?
2 7(a) approvals totalling $658,000, across 2 lenders, median approval $396,000. These count approvals to borrowers whose address is in Ruffin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ruffin borrowers get paid back?
No rate is published for Ruffin. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ruffin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockingham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ruffin.
Is zoning published for Ruffin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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