HomeNorth CarolinaStanly CountyAlbemarle city
Albemarle city, North Carolina: commercial real estate data.
Albemarle city is a Census city of 16,762 people across 18.00 square miles of land, in Stanly County. Median household income is $46,881, 56.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $18.7 m.
80 sourced place values · tier FULL · 9 sections
Albemarle
What Albemarle is
- Census place typecity
- Land area18 sq mi
- Water area0.13 sq mi
- Population per square mile of land931
- County holding the largest share of its areaStanly County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
How many people live in Albemarle
- Population16,762
- Median age39.5
- Population under 183,666
- Share under 1821.9 percent
- Population 65 and over3,415
- Share 65 and over20.4 percent
- Households6,769
- Family households4,097
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
Income and work in Albemarle
- Median household income$46,881
- Per capita income$28,131
- Civilian labor force7,587
- Employed7,163
- Unemployed424 plus or minus 198
- Unemployment rate5.6 percent plus or minus 2.6
- Adults 25 and over11,691
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree5.0 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
Housing in Albemarle
- Housing units7,920
- Occupied units6,769
- Vacant units1,151 plus or minus 279
- Vacancy rate14.5 percent plus or minus 3.5
- Owner occupied3,809
- Renter occupied2,960
- Ownership rate56.3 percent
- Median owner-occupied home value$204,800
- Median gross rent, monthly$880
- Annual rent as a share of median income22.5 percent
- Single family units5,998
- Share single family75.7 percent
- Units in buildings of two or more1,649 plus or minus 382
- Share in buildings of two or more20.8 percent plus or minus 4.7
- Mobile homes273 plus or minus 122
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
How Albemarle gets to work
- Workers 16 and over who commute6,348
- Commuting under 15 minutes3,219
- Share commuting under 15 minutes50.7 percent
- Commuting 30 minutes or more1,954
- Share commuting 30 minutes or more30.8 percent
- Drove alone77.7 percent
- Carpooled11.7 percent plus or minus 3.2
- Public transport0.5 percent plus or minus 0.7
- Walked0.5 percent plus or minus 0.5
- Worked from home8.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
SBA 7(a) lending to Albemarle borrowers
- Approvals21
- Gross approval$18,666,000
- Average approval$888,857
- Median approval$471,000
- Ninetieth percentile approval$2,327,500
- Largest approval$3,495,000
- Jobs supported99
- Jobs per approval4.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more52.4 percent
- Share to franchises23.8 percent
- Distinct lenders11
- Distinct industries by NAICS14
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albemarle
SBA 504 lending to Albemarle borrowers
- Approvals4
- Gross approval$1,959,000
- Average approval$489,750
- Median approval$588,000
- Largest approval$599,000
- Jobs supported8
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albemarle
Flood programme status in Albemarle
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370223
- Currently effective map date06/16/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Stanly County, not Albemarle
Stanly County context, not Albemarle figures
These are Stanly County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Albemarle measurements.
- Establishments in Stanly County1,459
- Employment at those establishments, Stanly County18,013
- Covered employment, Stanly County23,093
- Average annual pay, Stanly County$44,697
- Average weekly wage, Stanly County$860
- Housing units permitted, Stanly County367
- Of those, single family, Stanly County367
- County product, 2024, Stanly County$2,784,779,000
- County product change over the prior year, Stanly County5.8 percent
- Average income of an arriving household, Stanly County$63,921
Every figure in this section is published for Stanly County as a whole and is not a measurement of Albemarle. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Albemarle questions, answered from the record.
How many people live in Albemarle, North Carolina?
16,762, in 6,769 households. Albemarle city covers 18.00 square miles of land, which is 931 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albemarle in?
Stanly County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albemarle?
$46,881. The median owner-occupied home is valued at $204,800. Median gross rent is $880 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albemarle businesses?
21 7(a) approvals totalling $18.7 m, across 11 lenders, median approval $471,000, plus 4 504 approvals worth $2.0 m. These count approvals to borrowers whose address is in Albemarle, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albemarle borrowers get paid back?
No rate is published for Albemarle. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Albemarle in the National Flood Insurance Program?
Yes. Albemarle appears in the FEMA Community Status Book as community 370223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albemarle figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stanly County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albemarle.
Is zoning published for Albemarle?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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