HomeNorth CarolinaStanly CountyAlbemarle
Albemarle, North Carolina: commercial real estate data.
Albemarle is a Census city of 16,762 people across 18.00 square miles of land, in Stanly County. Median household income is $46,881, 56.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $18.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Albemarle
What Albemarle is
- Census place typecity
- Land area18 sq mi
- Water area0.13 sq mi
- Population per square mile of land931
- County holding the largest share of its areaStanly County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
How many people live in Albemarle
- Population16,762
- Median age39.5
- Population under 183,666
- Share under 1821.9 percent
- Population 65 and over3,415
- Share 65 and over20.4 percent
- Households6,769
- Family households4,097
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
Income and work in Albemarle
- Median household income$46,881
- Per capita income$28,131
- Civilian labor force7,587
- Employed7,163
- Unemployed424 plus or minus 198
- Unemployment rate5.6 percent plus or minus 2.6
- Adults 25 and over11,691
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree5.0 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
Housing in Albemarle
- Housing units7,920
- Occupied units6,769
- Vacant units1,151 plus or minus 279
- Vacancy rate14.5 percent plus or minus 3.5
- Owner occupied3,809
- Renter occupied2,960
- Ownership rate56.3 percent
- Median owner-occupied home value$204,800
- Median gross rent, monthly$880
- Annual rent as a share of median income22.5 percent
- Single family units5,998
- Share single family75.7 percent
- Units in buildings of two or more1,649 plus or minus 382
- Share in buildings of two or more20.8 percent plus or minus 4.7
- Mobile homes273 plus or minus 122
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
How Albemarle gets to work
- Workers 16 and over who commute6,348
- Commuting under 15 minutes3,219
- Share commuting under 15 minutes50.7 percent
- Commuting 30 minutes or more1,954
- Share commuting 30 minutes or more30.8 percent
- Drove alone77.7 percent
- Carpooled11.7 percent plus or minus 3.2
- Public transport0.5 percent plus or minus 0.7
- Walked0.5 percent plus or minus 0.5
- Worked from home8.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albemarle
SBA loans in Albemarle (7(a))
- Approvals21
- Gross approval$18,666,000
- Average approval$888,857
- Median approval$471,000
- Ninetieth percentile approval$2,327,500
- Largest approval$3,495,000
- Jobs supported99
- Jobs per approval4.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more52.4 percent
- Share to franchises23.8 percent
- Distinct lenders11
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Albemarle, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albemarle
SBA loans in Albemarle (504)
- Approvals4
- Gross approval$1,959,000
- Average approval$489,750
- Median approval$556,000
- Largest approval$599,000
- Jobs supported8
- Loans with a final outcome1
- Charged off0
- Median term180 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Albemarle, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albemarle
Flood risk in Albemarle
- NFIP communityCity of Albemarle
- NFIP community number370223
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/09
The City of Albemarle participates in the National Flood Insurance Program as community 370223 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Stanly County, not Albemarle
Stanly County context, not Albemarle figures
- Establishments in Stanly County1,459
- Covered employment, Stanly County23,093
- Average annual pay, Stanly County$44,697
- Housing units permitted, Stanly County367
Every figure in this section is published for Stanly County as a whole and is not a measurement of Albemarle.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Albemarle questions, answered from the record.
How many people live in Albemarle, North Carolina?
16,762, in 6,769 households. Albemarle city covers 18.00 square miles of land, which is 931 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albemarle in?
Stanly County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albemarle?
$46,881. The median owner-occupied home is valued at $204,800. Median gross rent is $880 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albemarle businesses?
21 7(a) approvals totaling $18.7 m since FY2020, across 11 lenders, median approval $471,000, plus 4 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in Albemarle, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albemarle borrowers get paid back?
No rate is published for Albemarle. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Albemarle in the National Flood Insurance Program?
Yes. Albemarle appears in the FEMA Community Status Book as Albemarle, city of, community 370223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albemarle figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stanly County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albemarle.
Is zoning published for Albemarle?
No. Nothing on this page presents parcel level zoning.
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