HomeNorth CarolinaStokes CountyGermanton CDP
Germanton CDP, North Carolina: commercial real estate data.
Germanton CDP is a Census CDP of 1,087 people across 1.75 square miles of land, lying across Stokes County and Forsyth County. Median household income is $62,108, 92.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $497,200.
65 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Germanton through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 1,087 with a margin of error of plus or minus 568, which is 52.3 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Germanton
What Germanton is
- Census place typeCDP
- Land area1.75 sq mi
- Water area0.02 sq mi
- Population per square mile of land621 plus or minus 324
- County holding the largest share of its areaStokes County, 54.6 percent
- Counties this place lies inStokes County 54.6 percent, Forsyth County 45.4 percent
Germanton CDP crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germanton
How many people live in Germanton
- Population1,087 plus or minus 568
- Median age40.0 plus or minus 30.8
- Population under 18237 plus or minus 163
- Share under 1821.8 percent plus or minus 9.7
- Population 65 and over266 plus or minus 204
- Share 65 and over24.5 percent plus or minus 13.7
- Households429 plus or minus 223
- Family households295 plus or minus 194
- Share of households that are families68.8 percent plus or minus 27.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germanton
Income and work in Germanton
- Median household income$62,108 plus or minus $34,038
- Per capita income$27,942 plus or minus $6,950
- Civilian labor force434 plus or minus 266
- Employed377 plus or minus 243
- Unemployed57 plus or minus 62
- Unemployment rate13.1 percent plus or minus 11.8
- Adults 25 and over828 plus or minus 443
- Adults 25 and over with a high school diploma or higher97.1 percent plus or minus 71.5
- Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 11.5
- Adults 25 and over with a graduate degree4.1 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germanton
Housing in Germanton
- Housing units429 plus or minus 223
- Occupied units429 plus or minus 223
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied398 plus or minus 214
- Renter occupied31 plus or minus 52
- Ownership rate92.8 percent
- Median owner-occupied home value$237,100
- Single family units417 plus or minus 221
- Share single family97.2 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes12 plus or minus 20
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germanton
How Germanton gets to work
- Workers 16 and over who commute243 plus or minus 151
- Commuting under 15 minutes29 plus or minus 48
- Share commuting under 15 minutes11.9 percent plus or minus 18.3
- Commuting 30 minutes or more82 plus or minus 105
- Share commuting 30 minutes or more33.7 percent plus or minus 37.9
- Drove alone62.8 percent plus or minus 12.8
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked8.5 percent plus or minus 12.3
- Worked from home28.7 percent plus or minus 42.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germanton
SBA loans in Germanton (7(a))
- Approvals4
- Gross approval$497,200
- Average approval$124,300
- Median approval$158,000
- Ninetieth percentile approval$169,200
- Largest approval$169,200
- Jobs supported6
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stokes County, not Germanton
Stokes County context, not Germanton figures
These are Stokes County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Germanton measurements.
- Establishments in Stokes County674
- Employment at those establishments, Stokes County5,767
- Covered employment, Stokes County7,708
- Average annual pay, Stokes County$41,766
- Average weekly wage, Stokes County$803
- Housing units permitted, Stokes County238
- Of those, single family, Stokes County233
- County product, 2024, Stokes County$1,756,194,000
- County product change over the prior year, Stokes County6.7 percent
- Average income of an arriving household, Stokes County$53,801
Every figure in this section is published for Stokes County as a whole and is not a measurement of Germanton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Germanton questions, answered from the record.
How many people live in Germanton, North Carolina?
1,087, in 429 households. Germanton CDP covers 1.75 square miles of land, which is 621 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Germanton in?
Germanton lies in more than one. By area it is 54.6 percent in Stokes County, 45.4 percent in Forsyth County. This page sits under Stokes County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Germanton?
$62,108. The median owner-occupied home is valued at $237,100. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Germanton businesses?
4 7(a) approvals totalling $497,200, across 2 lenders, median approval $158,000. These count approvals to borrowers whose address is in Germanton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Germanton borrowers get paid back?
No rate is published for Germanton. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Germanton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stokes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Germanton.
Is zoning published for Germanton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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