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Rosman, North Carolina: commercial real estate data.

Rosman is a Census town of 699 people across 0.55 square miles of land, in Transylvania County. Median household income is $53,626, 26.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $450,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Rosman

What Rosman is

  • Census place typetown
  • Land area0.55 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,280 plus or minus 496
  • County holding the largest share of its areaTransylvania County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rosman

How many people live in Rosman

  • Population699 plus or minus 271
  • Median age35.6 plus or minus 7.5
  • Population under 18153 plus or minus 67
  • Share under 1821.9 percent
  • Population 65 and over182 plus or minus 192
  • Share 65 and over26.0 percent plus or minus 25.6
  • Households368 plus or minus 196
  • Family households168 plus or minus 74
  • Share of households that are families45.7 percent plus or minus 31.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rosman

Income and work in Rosman

  • Median household income$53,626
  • Per capita income$29,962 plus or minus $8,723
  • Civilian labor force327 plus or minus 156
  • Employed324 plus or minus 156
  • Unemployed3 plus or minus 4
  • Unemployment rate0.9 percent plus or minus 1.1
  • Adults 25 and over494 plus or minus 250
  • Adults 25 and over with a high school diploma or higher79.1 percent plus or minus 17.2
  • Adults 25 and over with a bachelor degree or higher8.1 percent plus or minus 7.1
  • Adults 25 and over with a graduate degree1.2 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rosman

Housing in Rosman

  • Housing units409 plus or minus 200
  • Occupied units368 plus or minus 196
  • Vacant units41 plus or minus 29
  • Vacancy rate10.0 percent plus or minus 5.1
  • Owner occupied99 plus or minus 42
  • Renter occupied269 plus or minus 190
  • Ownership rate26.9 percent plus or minus 18.3
  • Median owner-occupied home value$213,200 plus or minus $66,789
  • Median gross rent, monthly$867
  • Annual rent as a share of median income19.4 percent plus or minus 4.7
  • Single family units111 plus or minus 48
  • Share single family27.1 percent plus or minus 17.6
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes298 plus or minus 191
  • Median year structure built1991

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rosman

How Rosman gets to work

  • Workers 16 and over who commute309 plus or minus 153
  • Commuting under 15 minutes38 plus or minus 34
  • Share commuting under 15 minutes12.3 percent plus or minus 9.3
  • Commuting 30 minutes or more57 plus or minus 41
  • Share commuting 30 minutes or more18.4 percent plus or minus 9.6
  • Drove alone58.8 percent plus or minus 37.4
  • Carpooled37.8 percent plus or minus 36.2
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home3.4 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rosman

SBA loans in Rosman (7(a))

  • Approvals1
  • Gross approval$450,000
  • Average approval$450,000
  • Median approval$450,000
  • Largest approval$450,000
  • Jobs supported6
  • Jobs per approval6.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Rosman, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rosman

Flood risk in Rosman

  • NFIP communityTown of Rosman
  • NFIP community number375358
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date04/19/10

The Town of Rosman participates in the National Flood Insurance Program as community 375358 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Transylvania County, not Rosman

Transylvania County context, not Rosman figures

  • Establishments in Transylvania County1,011
  • Covered employment, Transylvania County9,754
  • Average annual pay, Transylvania County$49,543
  • Housing units permitted, Transylvania County185

Every figure in this section is published for Transylvania County as a whole and is not a measurement of Rosman.

All Transylvania County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Rosman questions, answered from the record.

How many people live in Rosman, North Carolina?

699, in 368 households. Rosman town covers 0.55 square miles of land, which is 1,280 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rosman in?

Transylvania County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rosman?

$53,626. The median owner-occupied home is valued at $213,200. Median gross rent is $867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rosman businesses?

1 7(a) approvals totaling $450,000 since FY2020, across 1 lenders, median approval $450,000. These count approvals to borrowers whose address is in Rosman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rosman borrowers get paid back?

No rate is published for Rosman. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Rosman in the National Flood Insurance Program?

Yes. Rosman appears in the FEMA Community Status Book as Rosman, town of, community 375358, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rosman figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Transylvania County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rosman.

Is zoning published for Rosman?

No. Nothing on this page presents parcel level zoning.