HomeNorth CarolinaVance CountyHenderson city
Henderson city, North Carolina: commercial real estate data.
Henderson city is a Census city of 14,885 people across 8.62 square miles of land, in Vance County. Median household income is $39,969, 38.9 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $28.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Henderson
What Henderson is
- Census place typecity
- Land area8.62 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,726
- County holding the largest share of its areaVance County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
How many people live in Henderson
- Population14,885
- Median age37.7
- Population under 183,674
- Share under 1824.7 percent
- Population 65 and over2,681
- Share 65 and over18.0 percent
- Households6,176
- Family households3,429
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
Income and work in Henderson
- Median household income$39,969
- Per capita income$24,277
- Civilian labor force6,860
- Employed6,213
- Unemployed647 plus or minus 214
- Unemployment rate9.4 percent plus or minus 3.0
- Adults 25 and over9,973
- Adults 25 and over with a high school diploma or higher81.6 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent plus or minus 3.8
- Adults 25 and over with a graduate degree4.5 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
Housing in Henderson
- Housing units7,326
- Occupied units6,176
- Vacant units1,150 plus or minus 277
- Vacancy rate15.7 percent plus or minus 3.7
- Owner occupied2,400
- Renter occupied3,776
- Ownership rate38.9 percent
- Median owner-occupied home value$123,800
- Median gross rent, monthly$848
- Annual rent as a share of median income25.5 percent
- Single family units5,308
- Share single family72.5 percent
- Units in buildings of two or more1,683 plus or minus 355
- Share in buildings of two or more23.0 percent plus or minus 4.7
- Mobile homes335 plus or minus 155
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
How Henderson gets to work
- Workers 16 and over who commute5,690
- Commuting under 15 minutes2,796
- Share commuting under 15 minutes49.1 percent
- Commuting 30 minutes or more1,372 plus or minus 352
- Share commuting 30 minutes or more24.1 percent plus or minus 5.9
- Drove alone75.9 percent
- Carpooled15.3 percent plus or minus 4.4
- Public transport0.0 percent
- Walked1.4 percent plus or minus 2.0
- Worked from home6.1 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
SBA loans in Henderson (7(a))
- Approvals24
- Gross approval$28,425,700
- Average approval$1,184,404
- Median approval$1,140,000
- Ninetieth percentile approval$3,385,600
- Largest approval$3,825,000
- Jobs supported219
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more45.8 percent
- Share to franchises37.5 percent
- Distinct lenders15
- Distinct industries by NAICS14
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Henderson
SBA loans in Henderson (504)
- Approvals1
- Gross approval$1,009,000
- Average approval$1,009,000
- Median approval$1,009,000
- Largest approval$1,009,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Henderson
Flood risk in Henderson
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370367
- Currently effective map date12/06/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Vance County, not Henderson
Vance County context, not Henderson figures
These are Vance County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Henderson measurements.
- Establishments in Vance County880
- Employment at those establishments, Vance County13,108
- Covered employment, Vance County14,120
- Average annual pay, Vance County$47,261
- Average weekly wage, Vance County$909
- Housing units permitted, Vance County73
- Of those, single family, Vance County73
- County product, 2024, Vance County$1,688,921,000
- County product change over the prior year, Vance County4.5 percent
- Average income of an arriving household, Vance County$43,923
Every figure in this section is published for Vance County as a whole and is not a measurement of Henderson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Henderson questions, answered from the record.
How many people live in Henderson, North Carolina?
14,885, in 6,176 households. Henderson city covers 8.62 square miles of land, which is 1,726 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Henderson in?
Vance County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Henderson?
$39,969. The median owner-occupied home is valued at $123,800. Median gross rent is $848 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Henderson businesses?
24 7(a) approvals totalling $28.4 m, across 15 lenders, median approval $1,140,000, plus 1 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Henderson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Henderson borrowers get paid back?
No rate is published for Henderson. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Henderson in the National Flood Insurance Program?
Yes. Henderson appears in the FEMA Community Status Book as community 370367, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Henderson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Vance County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Henderson.
Is zoning published for Henderson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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