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Washington County, North Carolina: commercial real estate data.
Washington County, North Carolina has a population of 10,812 across 348 square miles, down 3.2 percent since the 2020 census base. County output reached $355.7 m in 2024, 221 establishments operate here, and the SBA record carries 6 7(a) approvals worth $5.1 m.
111 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Washington County
How many people live in Washington County
- Population10,812
- Households4,744
- Average household size2.28
- Median household income$41,813
- Median age48.8
- Median gross rent$743 per month
- Median owner-occupied home value$125,900
- Home value to household income3.0 times
- Annual rent as a share of median income21.3 percent
- Adults 25 and over with a bachelor degree or higher14.8 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over7,897
- Population under 182,064
- Share under 1819.1 percent
- Population 65 and over3,030
- Share 65 and over28.0 percent
- Working age population, 18 to 645,718
- Civilian labor force4,095
- Unemployment rate13.0 percent
- Labor force participation, adults 18 and over46.8 percent
- Rank by population among North Carolina counties95th of 100
- Rank by population among US county-equivalents2430th
Washington County is the 95th largest of 100 North Carolina counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 28.0 percent against 19.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Washington County
Is Washington County's population growing?
- Population change since the 2020 census base-3.19 percent
- Census 2020 base population11,005
- Births, 2024104
- Deaths, 2024178
- Natural change, 2024-74
- Net domestic migration, 2024-9
- Net international migration, 2024-1
- Total net migration, 2024-10
- Cumulative net domestic migration, 2021 to 202425
- Rank by growth among US county-equivalents2771st
The county has lost 3.19 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Washington County
Where are people moving to Washington County from?
- Tax returns filed by households arriving226
- People arriving, from those returns434
- Adjusted gross income arriving$10.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,969
- Largest single originWashington County Non-migrants (4,053 households)
- Largest single destination (4,053 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County Non-migrants | 4,053 | 7,765 | $193.8 m |
| Other flows - Same State | 132 | 260 | $6.2 m |
| Other flows - Different State | 52 | 99 | $2.5 m |
| Other flows - South | 52 | 99 | $2.5 m |
| Beaufort County | 22 | 39 | $643,000 |
| Pitt County | 20 | 36 | $873,000 |
The largest single source of arrivals is Washington County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Washington County
What is the Washington County economy?
- County GDP, 2024$355.7 m
- County GDP, 2023$344.1 m
- GDP change, 2023 to 20243.4 percent
- GDP change over five years28.8 percent
- Rank by GDP among North Carolina counties93rd
- Rank by GDP among US county-equivalents2615th
- GDP per resident$32,898
Output grew 3.4 percent in the latest year and 28.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Washington County
Largest employers in Washington County
- Covered employment, annual average3,099
- Establishments reporting282
- Average annual pay$49,932
- Average weekly wage$960
- Sector 31-33, employment666
- Sector 31-33, average annual pay$87,316
- Sector 44-45, employment298
- Sector 44-45, average annual pay$39,698
- Sector 11, employment179
- Sector 11, average annual pay$47,104
- Sector 42, employment117
- Sector 42, average annual pay$51,927
- Sector 56, employment65
- Sector 52, employment60
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 666 | 12 | $87,316 |
| Sector 44-45 | 298 | 36 | $39,698 |
| Sector 11 | 179 | 36 | $47,104 |
| Sector 42 | 117 | 16 | $51,927 |
| Sector 56 | 65 | 15 | $28,430 |
| Sector 52 | 60 | 9 | $42,203 |
| Sector 54 | 60 | 18 | $62,396 |
| Sector 81 | 45 | 15 | $40,795 |
The largest sector is the biggest private employer group at 666 jobs, 21.5 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Washington County
How many businesses are in Washington County?
- Establishments, all industries221
- Employment at those establishments2,527
- Annual payroll$122.1 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Washington County
Building permits in Washington County
- Housing units authorised by permit, 20242
- Declared construction value permitted$400,000
- Single family units authorised2
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$200,000
- Units authorised per 1,000 households0.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Washington County
SBA loans in Washington County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$5.1 m
- Average 7(a) approval$852,733
- Median 7(a) approval$1,037,400
- 10th percentile approval$22,400
- 90th percentile approval$1,917,000
- Largest single approval$1,917,000
- Jobs reported supported, 7(a)73
- Jobs per approval12.2
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer66.7 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter2
- Franchise loans2
- Franchise share of approvals33.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderGBank (2)
The average approval of $852,733 sits close to the median of $1,037,400, so lending here is fairly evenly sized rather than driven by a few large deals. 66.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
SBA loan default and charge-off rates in Washington County
Do SBA loans in Washington County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
SBA lending by place in Washington County
- Places in the county with recorded lending2
- ROPER, approvals3
- PLYMOUTH, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ROPER | 3 | $497,000 |
| PLYMOUTH | 3 | $4,619,400 |
ROPER accounts for 3 approvals against 3 in PLYMOUTH. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
How large is Washington County?
- Land area348 sq mi
- Rank by land area among North Carolina counties75th of 100
- Width, east to west27.5 mi
- Height, north to south19.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land31
- Establishments per square mile0.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Washington County
Flood risk in Washington County
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class4
- Radon levels in Washington County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Washington County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class in Washington County is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Washington County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Washington County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,812
- Households4,744
- Average household size2.28
- Median household income$41,813
- Median age48.8
Common questions
Washington County questions, answered from the record.
How many people live in Washington County, North Carolina?
10,812, in 4,744 households, ranking 95th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Washington County's population growing?
The population has fallen 3.19 percent since the 2020 census base. In 2024 there were 104 births against 178 deaths, with net migration of -10. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Washington County?
$41,813. The median owner-occupied home is valued at $125,900, which is 3.0 times income, and median gross rent is $743 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Washington County?
221 establishments, employing 2,527 people with an annual payroll of $122.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Washington County?
Average annual pay is $49,932, or $960 a week, across 3,099 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Washington County?
6 7(a) approvals totalling $5.1 m since FY2020, across 4 lenders, with a median approval of $1,037,400. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Washington County?
2 housing units were authorised by permit in 2024, with a declared construction value of $400,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Washington County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Washington County come from?
The largest single origin is Washington County Non-migrants, with 4,053 households. Arriving households report an average income of $44,969 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Washington County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Washington County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Washington County
Cities and places in Washington.
3 Census places lie wholly or partly in Washington County. 3 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Plymouth | town | 3,250 | 3 | Wholly in this county |
| Roper | town | 384 | 3 | Wholly in this county |
| Creswell | town | 217 | None recorded | Wholly in this county |