HomeNorth CarolinaWayne CountyGoldsboro
Goldsboro, North Carolina: commercial real estate data.
Goldsboro is a Census city of 34,383 people across 28.59 square miles of land, in Wayne County. Median household income is $48,540, 36.3 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $28.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Goldsboro
What Goldsboro is
- Census place typecity
- Land area28.59 sq mi
- Water area0.15 sq mi
- Population per square mile of land1,203
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldsboro
How many people live in Goldsboro
- Population34,383
- Median age36.8
- Population under 187,671
- Share under 1822.3 percent
- Population 65 and over6,401
- Share 65 and over18.6 percent
- Households15,145
- Family households8,399
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldsboro
Income and work in Goldsboro
- Median household income$48,540
- Per capita income$30,497
- Civilian labor force13,497
- Employed12,414
- Unemployed1,083 plus or minus 261
- Unemployment rate8.0 percent plus or minus 1.9
- Adults 25 and over23,007
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher21.0 percent
- Adults 25 and over with a graduate degree7.7 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldsboro
Housing in Goldsboro
- Housing units17,294
- Occupied units15,145
- Vacant units2,149
- Vacancy rate12.4 percent
- Owner occupied5,494
- Renter occupied9,651
- Ownership rate36.3 percent
- Median owner-occupied home value$200,400
- Median gross rent, monthly$971
- Annual rent as a share of median income24.0 percent
- Single family units9,818
- Share single family56.8 percent
- Units in buildings of two or more6,671
- Share in buildings of two or more38.6 percent
- Mobile homes805 plus or minus 226
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldsboro
How Goldsboro gets to work
- Workers 16 and over who commute13,682
- Commuting under 15 minutes7,562
- Share commuting under 15 minutes55.3 percent
- Commuting 30 minutes or more2,666
- Share commuting 30 minutes or more19.5 percent
- Drove alone80.0 percent
- Carpooled11.0 percent plus or minus 3.1
- Public transport1.0 percent plus or minus 0.6
- Walked1.4 percent plus or minus 0.7
- Worked from home4.8 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldsboro
SBA loans in Goldsboro (7(a))
- Approvals40
- Gross approval$28,065,200
- Average approval$701,630
- Median approval$397,500
- Ninetieth percentile approval$1,450,500
- Largest approval$3,352,000
- Jobs supported325
- Jobs per approval8.1
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.5 percent
- Share to franchises22.5 percent
- Distinct lenders26
- Distinct industries by NAICS31
Counted by borrower city: approvals to borrowers whose address is in Goldsboro, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Goldsboro
SBA loans in Goldsboro (504)
- Approvals8
- Gross approval$5,896,000
- Average approval$737,000
- Median approval$492,000
- Largest approval$2,262,000
- Jobs supported58
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Goldsboro, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Goldsboro
Flood risk in Goldsboro
- NFIP communityCity of Goldsboro
- NFIP community number370255
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/20/18
The City of Goldsboro participates in the National Flood Insurance Program as community 370255 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Goldsboro
Wayne County context, not Goldsboro figures
- Establishments in Wayne County2,195
- Covered employment, Wayne County41,880
- Average annual pay, Wayne County$49,087
- Housing units permitted, Wayne County605
Every figure in this section is published for Wayne County as a whole and is not a measurement of Goldsboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Goldsboro questions, answered from the record.
How many people live in Goldsboro, North Carolina?
34,383, in 15,145 households. Goldsboro city covers 28.59 square miles of land, which is 1,203 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Goldsboro in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Goldsboro?
$48,540. The median owner-occupied home is valued at $200,400. Median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Goldsboro businesses?
40 7(a) approvals totaling $28.1 m since FY2020, across 26 lenders, median approval $397,500, plus 8 504 approvals worth $5.9 m since FY2010. These count approvals to borrowers whose address is in Goldsboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Goldsboro borrowers get paid back?
No rate is published for Goldsboro. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Goldsboro in the National Flood Insurance Program?
Yes. Goldsboro appears in the FEMA Community Status Book as Goldsboro, city of, community 370255, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Goldsboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Goldsboro.
Is zoning published for Goldsboro?
No. Nothing on this page presents parcel level zoning.
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