HomeNorth CarolinaWilson CountyLucama town
Lucama town, North Carolina: commercial real estate data.
Lucama town is a Census town of 1,205 people across 0.61 square miles of land, in Wilson County. Median household income is $54,583, 51.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $609,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lucama
What Lucama is
- Census place typetown
- Land area0.61 sq mi
- Water area0 sq mi
- Population per square mile of land1,968 plus or minus 624
- County holding the largest share of its areaWilson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucama
How many people live in Lucama
- Population1,205 plus or minus 382
- Median age29.3
- Population under 18420 plus or minus 143
- Share under 1834.9 percent
- Population 65 and over124 plus or minus 43
- Share 65 and over10.3 percent
- Households361 plus or minus 100
- Family households261 plus or minus 84
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucama
Income and work in Lucama
- Median household income$54,583 plus or minus $21,991
- Per capita income$18,767 plus or minus $4,089
- Civilian labor force533 plus or minus 195
- Employed467 plus or minus 167
- Unemployed66 plus or minus 59
- Unemployment rate12.4 percent plus or minus 10.1
- Adults 25 and over704 plus or minus 223
- Adults 25 and over with a high school diploma or higher76.6 percent plus or minus 32.4
- Adults 25 and over with a bachelor degree or higher13.9 percent plus or minus 5.5
- Adults 25 and over with a graduate degree6.7 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucama
Housing in Lucama
- Housing units401 plus or minus 104
- Occupied units361 plus or minus 100
- Vacant units40 plus or minus 37
- Vacancy rate10.0 percent plus or minus 8.9
- Owner occupied186 plus or minus 57
- Renter occupied175 plus or minus 80
- Ownership rate51.5 percent
- Median owner-occupied home value$115,500 plus or minus $39,849
- Median gross rent, monthly$980
- Annual rent as a share of median income21.5 percent plus or minus 9.3
- Single family units185 plus or minus 62
- Share single family46.1 percent plus or minus 9.6
- Units in buildings of two or more36 plus or minus 42
- Share in buildings of two or more9.0 percent plus or minus 10.2
- Mobile homes180 plus or minus 77
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucama
How Lucama gets to work
- Workers 16 and over who commute418 plus or minus 151
- Commuting under 15 minutes101 plus or minus 72
- Share commuting under 15 minutes24.2 percent plus or minus 14.9
- Commuting 30 minutes or more127 plus or minus 66
- Share commuting 30 minutes or more30.4 percent plus or minus 11.5
- Drove alone84.6 percent
- Carpooled14.7 percent plus or minus 10.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.7 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucama
SBA loans in Lucama (7(a))
- Approvals1
- Gross approval$609,500
- Average approval$609,500
- Median approval$609,500
- Ninetieth percentile approval$609,500
- Largest approval$609,500
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term304 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lucama
Flood risk in Lucama
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370537
- Currently effective map date04/16/13
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Wilson County, not Lucama
Wilson County context, not Lucama figures
These are Wilson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lucama measurements.
- Establishments in Wilson County1,818
- Employment at those establishments, Wilson County32,253
- Covered employment, Wilson County35,117
- Average annual pay, Wilson County$54,643
- Average weekly wage, Wilson County$1,051
- Housing units permitted, Wilson County580
- Of those, single family, Wilson County398
- County product, 2024, Wilson County$5,166,194,000
- County product change over the prior year, Wilson County4.7 percent
- Average income of an arriving household, Wilson County$47,465
Every figure in this section is published for Wilson County as a whole and is not a measurement of Lucama. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lucama questions, answered from the record.
How many people live in Lucama, North Carolina?
1,205, in 361 households. Lucama town covers 0.61 square miles of land, which is 1,968 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lucama in?
Wilson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lucama?
$54,583. The median owner-occupied home is valued at $115,500. Median gross rent is $980 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lucama businesses?
1 7(a) approvals totalling $609,500, across 1 lenders, median approval $609,500. These count approvals to borrowers whose address is in Lucama, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lucama borrowers get paid back?
No rate is published for Lucama. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lucama in the National Flood Insurance Program?
Yes. Lucama appears in the FEMA Community Status Book as community 370537, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lucama figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wilson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lucama.
Is zoning published for Lucama?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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