HomeNorth CarolinaYadkin County
Yadkin County, North Carolina: commercial real estate data.
Yadkin County, North Carolina had an estimated 37,995 residents on July 1, 2024, up 2.1 percent since the 2020 census base of 37,213, across 335 square miles. County output reached $1.33 bn in 2024, 650 establishments operate here, and the SBA record carries 18 7(a) approvals worth $16.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yadkin County
How many people live in Yadkin County
- Population, American Community Survey 2020-202437,574
- Households15,009
- Average household size2.50
- Median household income$62,932
- Median age44.3
- Median gross rent$766 per month
- Median owner-occupied home value$181,200
- Home value to household income2.9 times
- Annual rent as a share of median income14.6 percent
- Adults 25 and over with a bachelor degree or higher17.5 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over26,847
- Population under 187,761
- Share under 1820.7 percent
- Population 65 and over7,877
- Share 65 and over21.0 percent
- Working age population, 18 to 6421,936
- Civilian labor force17,904
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over60.1 percent
- Rank by population among North Carolina counties66th of 100
- Rank by population among US county-equivalents, Puerto Rico included1268th of 3,222
Yadkin County is the 66th largest of 100 North Carolina counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 21.0 percent against 20.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yadkin County
Is Yadkin County's population growing?
- Population, July 1, 202437,995
- Census 2020 base population37,213
- Population change since the 2020 census base2.10 percent
- Population change, 2023 to 2024197
- Births, 2024406
- Deaths, 2024547
- Natural change, 2024-141
- Net domestic migration, 2024266
- Net international migration, 202472
- Total net migration, 2024338
- Cumulative net domestic migration, 2021 to 20241,174
- Rank by growth among US county-equivalents1148th of 3,144
The county has grown 2.10 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yadkin County
Where are people moving to Yadkin County from?
- Tax returns filed by households arriving947
- People arriving, from those returns1,784
- Tax returns filed by households leaving764
- Net household movement183
- Adjusted gross income arriving$46.8 m
- Net adjusted gross income movement$12.5 m
- Average income of an arriving household$49,377
- Average income of a leaving household$44,861
- Largest single originForsyth County (209 households)
- Largest single destinationForsyth County (187 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Forsyth County | 209 | 379 | $13.0 m |
| Surry County | 114 | 204 | $4.9 m |
| Wilkes County | 102 | 200 | $3.3 m |
| Davie County | 63 | 121 | $2.9 m |
| Iredell County | 51 | 114 | $3.0 m |
| Mecklenburg County | 26 | 46 | $1.5 m |
| Davidson County | 23 | 45 | $1.2 m |
| Stokes County | 22 | 40 | $831,000 |
Households arriving report $4,516 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Forsyth County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yadkin County
What is the Yadkin County economy?
- County GDP, 2024$1.33 bn
- County GDP, 2023$1.25 bn
- GDP change, 2023 to 20246.3 percent
- GDP change over five years44.4 percent
- Rank by GDP among the North Carolina areas BEA publishes70th of 100
- Rank by GDP among the US county areas BEA publishes1610th of 3,127
- GDP per resident$35,494
Output grew 6.3 percent in the latest year and 44.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yadkin County
Employment by industry in Yadkin County
- Covered employment, annual average10,066
- Establishments reporting798
- Average annual pay$45,124
- Average weekly wage$868
- Manufacturing, employment2,465
- Manufacturing, average annual pay$49,239
- Construction, employment1,030
- Construction, average annual pay$63,290
- Accommodation and food services, employment933
- Accommodation and food services, average annual pay$17,694
- Retail trade, employment905
- Retail trade, average annual pay$32,917
- Transportation and warehousing, employment810
- Health care and social assistance, employment675
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,465 | 48 | $49,239 |
| Construction | 1,030 | 106 | $63,290 |
| Accommodation and food services | 933 | 70 | $17,694 |
| Retail trade | 905 | 110 | $32,917 |
| Transportation and warehousing | 810 | 21 | $46,899 |
| Health care and social assistance | 675 | 62 | $44,178 |
| Administrative and support and waste management services | 629 | 63 | $39,571 |
| Information | 174 | 12 | $80,237 |
Manufacturing is the largest private sector at 2,465 jobs, 24.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yadkin County
How many businesses are in Yadkin County?
- Establishments, all industries650
- Employment at those establishments8,235
- Annual payroll$330.6 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Yadkin County
Building permits in Yadkin County
- Housing units authorized by permit, 2024132
- Declared construction value permitted$33.1 m
- Single family units authorized132
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$250,745
- Units authorized per 1,000 households8.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Yadkin County
SBA loans in Yadkin County (7(a) and 504)
- 7(a) approvals recorded18
- 7(a) gross approval dollars$16.9 m
- Average 7(a) approval$938,972
- Median 7(a) approval$160,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)102
- Jobs per approval5.7
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.8 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter11
- Franchise loans2
- Franchise share of approvals11.1 percent
- Most active lenderFirst Community Bank (7)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yadkin County
SBA loan default and charge-off rates in Yadkin County
Do SBA loans in Yadkin County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure14
- Status: Cancelled1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yadkin County
SBA lending by place in Yadkin County
- Borrower cities with recorded lending5
- Jonesville, approvals8
- Yadkinville, approvals5
- East Bend, approvals3
- Concord, approvals1
- Hamptonville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Jonesville | 8 | $8,630,000 |
| Yadkinville | 5 | $2,429,500 |
| East Bend | 3 | $592,000 |
| Concord | 1 | $5,000,000 |
| Hamptonville | 1 | $250,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yadkin County
How large is Yadkin County?
- Land area335 sq mi
- Rank by land area among North Carolina counties78th of 100
- Width, east to west24.7 mi
- Height, north to south16.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land112
- Establishments per square mile1.94
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yadkin County
Flood risk in Yadkin County
- Participation of the county's own NFIP community Yadkin County, unincorporated areasParticipating, community 370400
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
- Radon levels in Yadkin County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Yadkin County (community 370400), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Yadkin County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 60.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Yadkin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yadkin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202437,574
- Households15,009
- Average household size2.50
- Median household income$62,932
- Median age44.3
Common questions
Yadkin County questions, answered from the record.
How many people live in Yadkin County, North Carolina?
The Census Bureau estimates 37,995 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 37,574, in 15,009 households, ranking 66th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yadkin County's population growing?
The population has grown 2.10 percent since the 2020 census base of 37,213, to 37,995 on July 1, 2024. In 2024 there were 406 births against 547 deaths, with net migration of 338. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yadkin County?
$62,932. The median owner-occupied home is valued at $181,200, which is 2.9 times income, and median gross rent is $766 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yadkin County?
650 establishments, employing 8,235 people with an annual payroll of $330.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Yadkin County?
Manufacturing is the largest private sector at 2,465 jobs, 24.5 percent of covered employment. Covered employment averages 10,066 jobs at an average annual pay of $45,124, or $868 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yadkin County?
18 7(a) approvals totaling $16.9 m since FY2020, across 10 lenders, with a median approval of $160,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Yadkin County?
132 housing units were authorized by permit in 2024, with a declared construction value of $33.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yadkin County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yadkin County come from?
The largest single origin is Forsyth County, with 209 households. Arriving households report an average income of $49,377 against $44,861 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yadkin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yadkin County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Yadkin County
Cities and places in Yadkin.
5 Census places lie wholly or partly in Yadkin County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Yadkinville | town | 3,004 | 5 | Wholly in this county |
| Jonesville | town | 2,860 | 8 | Wholly in this county |
| Boonville | town | 1,593 | None recorded | Wholly in this county |
| East Bend | town | 715 | 3 | Wholly in this county |
| Smithtown | CDP | 211 | None recorded | Wholly in this county |
A further 2 of the county's 18 SBA 7(a) approvals are to borrowers in cities that match no Census place in Yadkin County, the largest being Concord (1), Hamptonville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.