HomeNorth DakotaAdams County
Adams County, North Dakota: commercial real estate data.
Adams County, North Dakota had an estimated 2,141 residents on July 1, 2024, down 2.4 percent since the 2020 census base of 2,194, across 988 square miles. County output reached $169.2 m in 2024, 87 establishments operate here, and the SBA record carries 2 7(a) approvals worth $280,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Adams County
How many people live in Adams County
- Population, American Community Survey 2020-20242,145
- Households1,030
- Average household size2.08
- Median household income$62,500
- Median age46.1
- Median gross rent$594 per month
- Median owner-occupied home value$113,200
- Home value to household income1.8 times
- Annual rent as a share of median income11.4 percent
- Adults 25 and over with a bachelor degree or higher24.4 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over1,508
- Population under 18485
- Share under 1822.6 percent
- Population 65 and over574
- Share 65 and over26.8 percent
- Working age population, 18 to 641,086
- Civilian labor force986
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over59.4 percent
- Rank by population among North Dakota counties45th of 53
- Rank by population among US county-equivalents, Puerto Rico included3108th of 3,222
Adams County is the 45th largest of 53 North Dakota counties by population. A median home costs 1.8 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 26.8 percent against 22.6 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Adams County
Is Adams County's population growing?
- Population, July 1, 20242,141
- Census 2020 base population2,194
- Population change since the 2020 census base-2.42 percent
- Population change, 2023 to 2024-2
- Births, 202421
- Deaths, 202418
- Natural change, 20243
- Net domestic migration, 2024-5
- Net international migration, 20240
- Total net migration, 2024-5
- Cumulative net domestic migration, 2021 to 2024-16
- Rank by growth among US county-equivalents2609th of 3,144
The county has lost 2.42 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Adams County
Where are people moving to Adams County from?
- Tax returns filed by households arriving27
- People arriving, from those returns57
- Tax returns filed by households leaving32
- Net household movement-5
- Adjusted gross income arriving$1.3 m
- Net adjusted gross income movement$-374,000
- Average income of an arriving household$48,444
- Average income of a leaving household$52,563
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $4,119 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Adams County
What is the Adams County economy?
- County GDP, 2024$169.2 m
- County GDP, 2023$122.0 m
- GDP change, 2023 to 202438.6 percent
- GDP change over five years43.7 percent
- Rank by GDP among the North Dakota areas BEA publishes45th of 53
- Rank by GDP among the US county areas BEA publishes2948th of 3,127
- GDP per resident$78,862
Output grew 38.6 percent in the latest year and 43.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Adams County
Employment by industry in Adams County
- Covered employment, annual average844
- Establishments reporting118
- Average annual pay$50,272
- Average weekly wage$967
- Health care and social assistance, employment278
- Health care and social assistance, average annual pay$58,161
- Retail trade, employment80
- Retail trade, average annual pay$32,224
- Wholesale trade, employment62
- Wholesale trade, average annual pay$71,474
- Construction, employment30
- Construction, average annual pay$82,231
- Professional, scientific and technical services, employment24
- Information, employment20
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 278 | 12 | $58,161 |
| Retail trade | 80 | 10 | $32,224 |
| Wholesale trade | 62 | 9 | $71,474 |
| Construction | 30 | 8 | $82,231 |
| Professional, scientific and technical services | 24 | 7 | $53,381 |
| Information | 20 | 5 | $15,588 |
| Other services, except public administration | 18 | 8 | $32,972 |
| Manufacturing | 10 | 3 | $38,798 |
Health care and social assistance is the largest private sector at 278 jobs, 32.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Adams County
How many businesses are in Adams County?
- Establishments, all industries87
- Employment at those establishments619
- Annual payroll$29.2 m
- Establishments per 1,000 residents40.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Adams County
Building permits in Adams County
- Housing units authorized by permit, 20241
- Declared construction value permitted$500,000
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$500,000
- Units authorized per 1,000 households1.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Adams County
SBA loans in Adams County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$280,000
- Average 7(a) approval$140,000
- Median 7(a) approval$140,000
- Largest single approval$144,000
- Jobs reported supported, 7(a)14
- Jobs per approval7.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$436,000
- Average 504 approval$436,000
- Median 504 approval$436,000
- Distinct CDCs active1
- 504 jobs per approval30.0
- 504 jobs per million dollars approved68.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$716,000
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Adams County
SBA loan default and charge-off rates in Adams County
Do SBA loans in Adams County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams County
How large is Adams County?
- Land area988 sq mi
- Rank by land area among North Dakota counties40th of 53
- Width, east to west48 mi
- Height, north to south23.4 mi
- Geographies sharing a boundary8
- Residents per square mile of land2
- Establishments per square mile0.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Adams County
Flood risk in Adams County
- Participation of the county's own NFIP community Adams County, unincorporated areasParticipating, community 380333
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Adams County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Adams County (community 380333), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Adams County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Adams County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Adams County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20242,145
- Households1,030
- Average household size2.08
- Median household income$62,500
- Median age46.1
Common questions
Adams County questions, answered from the record.
How many people live in Adams County, North Dakota?
The Census Bureau estimates 2,141 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,145, in 1,030 households, ranking 45th of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Adams County's population growing?
The population has fallen 2.42 percent since the 2020 census base of 2,194, to 2,141 on July 1, 2024. In 2024 there were 21 births against 18 deaths, with net migration of -5. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Adams County?
$62,500. The median owner-occupied home is valued at $113,200, which is 1.8 times income, and median gross rent is $594 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Adams County?
87 establishments, employing 619 people with an annual payroll of $29.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Adams County?
Health care and social assistance is the largest private sector at 278 jobs, 32.9 percent of covered employment. Covered employment averages 844 jobs at an average annual pay of $50,272, or $967 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Adams County?
2 7(a) approvals totaling $280,000 since FY2020, across 1 lenders, with a median approval of $140,000, plus 1 504 approvals worth $436,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Adams County?
1 housing units were authorized by permit in 2024, with a declared construction value of $500,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Adams County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Adams County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Adams County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Adams County
Cities and places in Adams.
4 Census places lie wholly or partly in Adams County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hettinger | city | 1,250 | 2 | Wholly in this county |
| Reeder | city | 125 | None recorded | Wholly in this county |
| Haynes | city | 23 | None recorded | Wholly in this county |
| Bucyrus | city | 22 | None recorded | Wholly in this county |