HomeNorth DakotaBarnes CountyValley City city
Valley City city, North Dakota: commercial real estate data.
Valley City city is a Census city of 6,541 people across 4.30 square miles of land, in Barnes County. Median household income is $60,339, 55.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.5 m.
76 sourced place values · tier FULL · 8 sections
Valley City
What Valley City is
- Census place typecity
- Land area4.3 sq mi
- Water area0 sq mi
- Population per square mile of land1,523
- County holding the largest share of its areaBarnes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
How many people live in Valley City
- Population6,541
- Median age39.4
- Population under 181,412
- Share under 1821.6 percent
- Population 65 and over1,510
- Share 65 and over23.1 percent
- Households2,984
- Family households1,375
- Share of households that are families46.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
Income and work in Valley City
- Median household income$60,339
- Per capita income$36,485
- Civilian labor force3,262
- Employed3,101
- Unemployed161 plus or minus 73
- Unemployment rate4.9 percent plus or minus 2.2
- Adults 25 and over4,239
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree7.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
Housing in Valley City
- Housing units3,304
- Occupied units2,984
- Vacant units320 plus or minus 150
- Vacancy rate9.7 percent plus or minus 4.5
- Owner occupied1,657
- Renter occupied1,327
- Ownership rate55.5 percent
- Median owner-occupied home value$162,200
- Median gross rent, monthly$780
- Annual rent as a share of median income15.5 percent
- Single family units1,876
- Share single family56.8 percent
- Units in buildings of two or more1,381 plus or minus 282
- Share in buildings of two or more41.8 percent plus or minus 8.4
- Mobile homes47 plus or minus 28
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
How Valley City gets to work
- Workers 16 and over who commute2,950
- Commuting under 15 minutes2,114
- Share commuting under 15 minutes71.7 percent
- Commuting 30 minutes or more508 plus or minus 189
- Share commuting 30 minutes or more17.2 percent plus or minus 6.2
- Drove alone82.6 percent
- Carpooled4.3 percent plus or minus 2.2
- Public transport0.0 percent
- Walked7.5 percent plus or minus 2.9
- Worked from home3.5 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
SBA 7(a) lending to Valley City borrowers
- Approvals6
- Gross approval$1,548,900
- Average approval$258,150
- Median approval$300,000
- Ninetieth percentile approval$506,900
- Largest approval$506,900
- Jobs supported30
- Jobs per approval5.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises16.7 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley City
SBA 504 lending to Valley City borrowers
- Approvals9
- Gross approval$3,372,000
- Average approval$374,667
- Median approval$269,000
- Largest approval$963,000
- Jobs supported64
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Barnes County, not Valley City
Barnes County context, not Valley City figures
These are Barnes County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valley City measurements.
- Establishments in Barnes County349
- Employment at those establishments, Barnes County3,389
- Covered employment, Barnes County4,474
- Average annual pay, Barnes County$51,625
- Average weekly wage, Barnes County$993
- Housing units permitted, Barnes County3
- Of those, single family, Barnes County1
- County product, 2024, Barnes County$853,036,000
- County product change over the prior year, Barnes County-11.5 percent
- Average income of an arriving household, Barnes County$47,258
Every figure in this section is published for Barnes County as a whole and is not a measurement of Valley City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Valley City questions, answered from the record.
How many people live in Valley City, North Dakota?
6,541, in 2,984 households. Valley City city covers 4.30 square miles of land, which is 1,523 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley City in?
Barnes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valley City?
$60,339. The median owner-occupied home is valued at $162,200. Median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley City businesses?
6 7(a) approvals totalling $1.5 m, across 4 lenders, median approval $300,000, plus 9 504 approvals worth $3.4 m. These count approvals to borrowers whose address is in Valley City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley City borrowers get paid back?
No rate is published for Valley City. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Valley City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barnes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley City.
Is zoning published for Valley City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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