HomeNorth DakotaBarnes CountyValley City
Valley City, North Dakota: commercial real estate data.
Valley City is a Census city of 6,541 people across 4.30 square miles of land, in Barnes County. Median household income is $60,339, 55.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Valley City
What Valley City is
- Census place typecity
- Land area4.3 sq mi
- Water area0 sq mi
- Population per square mile of land1,523
- County holding the largest share of its areaBarnes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
How many people live in Valley City
- Population6,541
- Median age39.4
- Population under 181,412
- Share under 1821.6 percent
- Population 65 and over1,510
- Share 65 and over23.1 percent
- Households2,984
- Family households1,375
- Share of households that are families46.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
Income and work in Valley City
- Median household income$60,339
- Per capita income$36,485
- Civilian labor force3,262
- Employed3,101
- Unemployed161 plus or minus 73
- Unemployment rate4.9 percent plus or minus 2.2
- Adults 25 and over4,239
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree7.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
Housing in Valley City
- Housing units3,304
- Occupied units2,984
- Vacant units320 plus or minus 150
- Vacancy rate9.7 percent plus or minus 4.5
- Owner occupied1,657
- Renter occupied1,327
- Ownership rate55.5 percent
- Median owner-occupied home value$162,200
- Median gross rent, monthly$780
- Annual rent as a share of median income15.5 percent
- Single family units1,876
- Share single family56.8 percent
- Units in buildings of two or more1,381 plus or minus 282
- Share in buildings of two or more41.8 percent plus or minus 8.4
- Mobile homes47 plus or minus 28
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
How Valley City gets to work
- Workers 16 and over who commute2,950
- Commuting under 15 minutes2,114
- Share commuting under 15 minutes71.7 percent
- Commuting 30 minutes or more508 plus or minus 189
- Share commuting 30 minutes or more17.2 percent plus or minus 6.2
- Drove alone82.6 percent
- Carpooled4.3 percent plus or minus 2.2
- Public transport0.0 percent
- Walked7.5 percent plus or minus 2.9
- Worked from home3.5 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley City
SBA loans in Valley City (7(a))
- Approvals6
- Gross approval$1,548,900
- Average approval$258,150
- Median approval$225,000
- Largest approval$506,900
- Jobs supported30
- Jobs per approval5.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises16.7 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Valley City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley City
SBA loans in Valley City (504)
- Approvals9
- Gross approval$3,372,000
- Average approval$374,667
- Median approval$269,000
- Largest approval$963,000
- Jobs supported64
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Valley City, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Valley City
Flood risk in Valley City
- NFIP communityCity of Valley City
- NFIP community number380002
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date02/06/08
The City of Valley City participates in the National Flood Insurance Program as community 380002 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Barnes County, not Valley City
Barnes County context, not Valley City figures
- Establishments in Barnes County349
- Covered employment, Barnes County4,474
- Average annual pay, Barnes County$51,625
- Housing units permitted, Barnes County3
Every figure in this section is published for Barnes County as a whole and is not a measurement of Valley City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Valley City questions, answered from the record.
How many people live in Valley City, North Dakota?
6,541, in 2,984 households. Valley City city covers 4.30 square miles of land, which is 1,523 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley City in?
Barnes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valley City?
$60,339. The median owner-occupied home is valued at $162,200. Median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley City businesses?
6 7(a) approvals totaling $1.5 m since FY2020, across 4 lenders, median approval $225,000, plus 9 504 approvals worth $3.4 m since FY2010. These count approvals to borrowers whose address is in Valley City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley City borrowers get paid back?
No rate is published for Valley City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Valley City in the National Flood Insurance Program?
Yes. Valley City appears in the FEMA Community Status Book as Valley City, city of, community 380002, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valley City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barnes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley City.
Is zoning published for Valley City?
No. Nothing on this page presents parcel level zoning.
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