HomeNorth DakotaDivide County
Divide County, North Dakota: commercial real estate data.
Divide County, North Dakota had an estimated 2,124 residents on July 1, 2024, down 3.2 percent since the 2020 census base of 2,195, across 1,261 square miles. County output reached $273.4 m in 2024, 82 establishments operate here, and the SBA record carries 2 7(a) approvals worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Divide County
How many people live in Divide County
- Population, American Community Survey 2020-20242,167
- Households1,016
- Average household size2.13
- Median household income$91,852
- Median age49.7
- Median gross rent$1,105 per month
- Median owner-occupied home value$167,600
- Home value to household income1.8 times
- Annual rent as a share of median income14.4 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over1,631
- Population under 18419
- Share under 1819.3 percent
- Population 65 and over556
- Share 65 and over25.7 percent
- Working age population, 18 to 641,192
- Civilian labor force1,081
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over61.8 percent
- Rank by population among North Dakota counties43rd of 53
- Rank by population among US county-equivalents, Puerto Rico included3106th of 3,222
Divide County is the 43rd largest of 53 North Dakota counties by population. A median home costs 1.8 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 25.7 percent against 19.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
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Is Divide County's population growing?
- Population, July 1, 20242,124
- Census 2020 base population2,195
- Population change since the 2020 census base-3.23 percent
- Population change, 2023 to 2024-24
- Births, 202420
- Deaths, 202422
- Natural change, 2024-2
- Net domestic migration, 2024-24
- Net international migration, 20243
- Total net migration, 2024-21
- Cumulative net domestic migration, 2021 to 2024-63
- Rank by growth among US county-equivalents2779th of 3,144
The county has lost 3.23 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
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Where are people moving to Divide County from?
- Tax returns filed by households arriving22
- People arriving, from those returns43
- Tax returns filed by households leaving27
- Net household movement-5
- Adjusted gross income arriving$1.5 m
- Net adjusted gross income movement$-1.6 m
- Average income of an arriving household$68,818
- Average income of a leaving household$116,259
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $47,441 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
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What is the Divide County economy?
- County GDP, 2024$273.4 m
- County GDP, 2023$228.6 m
- GDP change, 2023 to 202419.6 percent
- GDP change over five years62.5 percent
- Rank by GDP among the North Dakota areas BEA publishes34th of 53
- Rank by GDP among the US county areas BEA publishes2757th of 3,127
- GDP per resident$126,166
Output grew 19.6 percent in the latest year and 62.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
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Employment by industry in Divide County
- Covered employment, annual average697
- Establishments reporting125
- Average annual pay$60,322
- Average weekly wage$1,160
- Transportation and warehousing, employment60
- Transportation and warehousing, average annual pay$90,221
- Retail trade, employment48
- Retail trade, average annual pay$25,042
- Finance and insurance, employment40
- Finance and insurance, average annual pay$56,610
- Professional, scientific and technical services, employment13
- Professional, scientific and technical services, average annual pay$38,974
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 60 | 12 | $90,221 |
| Retail trade | 48 | 10 | $25,042 |
| Finance and insurance | 40 | 10 | $56,610 |
| Professional, scientific and technical services | 13 | 10 | $38,974 |
Transportation and warehousing is the largest private sector at 60 jobs, 8.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
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How many businesses are in Divide County?
- Establishments, all industries82
- Employment at those establishments472
- Annual payroll$29.1 m
- Establishments per 1,000 residents37.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
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Building permits in Divide County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
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SBA loans in Divide County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$1,023,400
- Median 7(a) approval$1,023,400
- Largest single approval$1,896,800
- Jobs reported supported, 7(a)8
- Jobs per approval4.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter0
- Franchise loans1
- Franchise share of approvals50.0 percent
- 504 approvals recorded3
- 504 gross approval dollars$1.1 m
- Average 504 approval$362,333
- Median 504 approval$231,000
- Distinct CDCs active2
- 504 jobs per approval3.7
- 504 jobs per million dollars approved10.1
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
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SBA loan default and charge-off rates in Divide County
Do SBA loans in Divide County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
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How large is Divide County?
- Land area1,261 sq mi
- Rank by land area among North Dakota counties24th of 53
- Width, east to west52.9 mi
- Height, north to south25.3 mi
- Geographies sharing a boundary3
- Residents per square mile of land2
- Establishments per square mile0.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
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Flood risk in Divide County
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Divide County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Divide County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Divide County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Divide County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20242,167
- Households1,016
- Average household size2.13
- Median household income$91,852
- Median age49.7
Common questions
Divide County questions, answered from the record.
How many people live in Divide County, North Dakota?
The Census Bureau estimates 2,124 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,167, in 1,016 households, ranking 43rd of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Divide County's population growing?
The population has fallen 3.23 percent since the 2020 census base of 2,195, to 2,124 on July 1, 2024. In 2024 there were 20 births against 22 deaths, with net migration of -21. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Divide County?
$91,852. The median owner-occupied home is valued at $167,600, which is 1.8 times income, and median gross rent is $1,105 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Divide County?
82 establishments, employing 472 people with an annual payroll of $29.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Divide County?
Transportation and warehousing is the largest private sector at 60 jobs, 8.6 percent of covered employment. Covered employment averages 697 jobs at an average annual pay of $60,322, or $1,160 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Divide County?
2 7(a) approvals totaling $2.0 m since FY2020, across 2 lenders, with a median approval of $1,023,400, plus 3 504 approvals worth $1.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Divide County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Divide County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Divide County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Divide County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
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Cities and places in Divide.
4 Census places lie wholly or partly in Divide County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Crosby | city | 1,065 | 2 | Wholly in this county |
| Noonan | city | 163 | None recorded | Wholly in this county |
| Fortuna | city | 41 | None recorded | Wholly in this county |
| Ambrose | city | 33 | None recorded | Wholly in this county |