HomeNorth DakotaGrand Forks CountyGrand Forks
Grand Forks, North Dakota: commercial real estate data.
Grand Forks is a Census city of 59,042 people across 29.12 square miles of land, in Grand Forks County. Median household income is $63,627, 46.4 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $36.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grand Forks
What Grand Forks is
- Census place typecity
- Land area29.12 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,028
- County holding the largest share of its areaGrand Forks County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Forks
How many people live in Grand Forks
- Population59,042
- Median age29.6
- Population under 1811,404
- Share under 1819.3 percent
- Population 65 and over8,315
- Share 65 and over14.1 percent
- Households26,171
- Family households11,562
- Share of households that are families44.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Forks
Income and work in Grand Forks
- Median household income$63,627
- Per capita income$39,857
- Civilian labor force34,155
- Employed33,331
- Unemployed824 plus or minus 207
- Unemployment rate2.4 percent plus or minus 0.6
- Adults 25 and over34,604
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher40.0 percent
- Adults 25 and over with a graduate degree14.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Forks
Housing in Grand Forks
- Housing units28,129
- Occupied units26,171
- Vacant units1,958 plus or minus 444
- Vacancy rate7.0 percent plus or minus 1.6
- Owner occupied12,155
- Renter occupied14,016
- Ownership rate46.4 percent
- Median owner-occupied home value$249,900
- Median gross rent, monthly$980
- Annual rent as a share of median income18.5 percent
- Single family units13,213
- Share single family47.0 percent
- Units in buildings of two or more14,251
- Share in buildings of two or more50.7 percent
- Mobile homes637 plus or minus 235
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Forks
How Grand Forks gets to work
- Workers 16 and over who commute31,098
- Commuting under 15 minutes20,296
- Share commuting under 15 minutes65.3 percent
- Commuting 30 minutes or more3,054
- Share commuting 30 minutes or more9.8 percent
- Drove alone78.6 percent
- Carpooled8.3 percent
- Public transport1.3 percent plus or minus 0.9
- Walked3.3 percent plus or minus 0.8
- Worked from home6.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Forks
SBA loans in Grand Forks (7(a))
- Approvals57
- Gross approval$36,476,000
- Average approval$639,930
- Median approval$332,000
- Ninetieth percentile approval$1,264,800
- Largest approval$5,000,000
- Jobs supported599
- Jobs per approval10.5
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.0 percent
- Share to franchises14.0 percent
- Distinct lenders18
- Distinct industries by NAICS40
Counted by borrower city: approvals to borrowers whose address is in Grand Forks, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Forks
SBA loans in Grand Forks (504)
- Approvals51
- Gross approval$38,803,000
- Average approval$760,843
- Median approval$516,000
- Largest approval$4,088,000
- Jobs supported597
- Loans with a final outcome17
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Grand Forks, in any county, FY2010 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand Forks
Flood risk in Grand Forks
- NFIP communityCity of Grand Forks
- NFIP community number385365
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date12/17/10
The City of Grand Forks participates in the National Flood Insurance Program as community 385365 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grand Forks County, not Grand Forks
Grand Forks County context, not Grand Forks figures
- Establishments in Grand Forks County1,903
- Covered employment, Grand Forks County40,704
- Average annual pay, Grand Forks County$59,530
- Housing units permitted, Grand Forks County182
Every figure in this section is published for Grand Forks County as a whole and is not a measurement of Grand Forks.
All Grand Forks County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grand Forks questions, answered from the record.
How many people live in Grand Forks, North Dakota?
59,042, in 26,171 households. Grand Forks city covers 29.12 square miles of land, which is 2,028 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grand Forks in?
Grand Forks County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grand Forks?
$63,627. The median owner-occupied home is valued at $249,900. Median gross rent is $980 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grand Forks businesses?
57 7(a) approvals totaling $36.5 m since FY2020, across 18 lenders, median approval $332,000, plus 51 504 approvals worth $38.8 m since FY2010. These count approvals to borrowers whose address is in Grand Forks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grand Forks borrowers get paid back?
No rate is published for Grand Forks. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grand Forks in the National Flood Insurance Program?
Yes. Grand Forks appears in the FEMA Community Status Book as Grand Forks, city of, community 385365, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grand Forks figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grand Forks County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Forks.
Is zoning published for Grand Forks?
No. Nothing on this page presents parcel level zoning.
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