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HomeNorth DakotaGrand Forks CountyGrand Forks city

Grand Forks city, North Dakota: commercial real estate data.

Grand Forks city is a Census city of 59,042 people across 29.12 square miles of land, in Grand Forks County. Median household income is $63,627, 46.4 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $36.5 m.

78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Grand Forks

What Grand Forks is

  • Census place typecity
  • Land area29.12 sq mi
  • Water area0.2 sq mi
  • Population per square mile of land2,028
  • County holding the largest share of its areaGrand Forks County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Forks

How many people live in Grand Forks

  • Population59,042
  • Median age29.6
  • Population under 1811,404
  • Share under 1819.3 percent
  • Population 65 and over8,315
  • Share 65 and over14.1 percent
  • Households26,171
  • Family households11,562
  • Share of households that are families44.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Forks

Income and work in Grand Forks

  • Median household income$63,627
  • Per capita income$39,857
  • Civilian labor force34,155
  • Employed33,331
  • Unemployed824 plus or minus 207
  • Unemployment rate2.4 percent plus or minus 0.6
  • Adults 25 and over34,604
  • Adults 25 and over with a high school diploma or higher95.7 percent
  • Adults 25 and over with a bachelor degree or higher40.0 percent
  • Adults 25 and over with a graduate degree14.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Forks

Housing in Grand Forks

  • Housing units28,129
  • Occupied units26,171
  • Vacant units1,958 plus or minus 444
  • Vacancy rate7.0 percent plus or minus 1.6
  • Owner occupied12,155
  • Renter occupied14,016
  • Ownership rate46.4 percent
  • Median owner-occupied home value$249,900
  • Median gross rent, monthly$980
  • Annual rent as a share of median income18.5 percent
  • Single family units13,213
  • Share single family47.0 percent
  • Units in buildings of two or more14,251
  • Share in buildings of two or more50.7 percent
  • Mobile homes637 plus or minus 235
  • Median year structure built1984

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Forks

How Grand Forks gets to work

  • Workers 16 and over who commute31,098
  • Commuting under 15 minutes20,296
  • Share commuting under 15 minutes65.3 percent
  • Commuting 30 minutes or more3,054
  • Share commuting 30 minutes or more9.8 percent
  • Drove alone78.6 percent
  • Carpooled8.3 percent
  • Public transport1.3 percent plus or minus 0.9
  • Walked3.3 percent plus or minus 0.8
  • Worked from home6.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Forks

SBA loans in Grand Forks (7(a))

  • Approvals57
  • Gross approval$36,476,000
  • Average approval$639,930
  • Median approval$332,000
  • Ninetieth percentile approval$1,347,000
  • Largest approval$5,000,000
  • Jobs supported599
  • Jobs per approval10.5
  • Loans with a final outcome15
  • Paid in full15
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more7.0 percent
  • Share to franchises14.0 percent
  • Distinct lenders18
  • Distinct industries by NAICS40

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Grand Forks

SBA loans in Grand Forks (504)

  • Approvals51
  • Gross approval$38,803,000
  • Average approval$760,843
  • Median approval$516,000
  • Largest approval$4,088,000
  • Jobs supported597
  • Loans with a final outcome17
  • Charged off1
  • Charge-off rate over resolved loans5.9 percent
  • Median term240 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Grand Forks County, not Grand Forks

Grand Forks County context, not Grand Forks figures

These are Grand Forks County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Grand Forks measurements.

  • Establishments in Grand Forks County1,903
  • Employment at those establishments, Grand Forks County31,719
  • Covered employment, Grand Forks County40,704
  • Average annual pay, Grand Forks County$59,530
  • Average weekly wage, Grand Forks County$1,145
  • Housing units permitted, Grand Forks County182
  • Of those, single family, Grand Forks County114
  • County product, 2024, Grand Forks County$5,920,286,000
  • County product change over the prior year, Grand Forks County7.5 percent
  • Average income of an arriving household, Grand Forks County$50,665

Every figure in this section is published for Grand Forks County as a whole and is not a measurement of Grand Forks. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Grand Forks questions, answered from the record.

How many people live in Grand Forks, North Dakota?

59,042, in 26,171 households. Grand Forks city covers 29.12 square miles of land, which is 2,028 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Grand Forks in?

Grand Forks County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Grand Forks?

$63,627. The median owner-occupied home is valued at $249,900. Median gross rent is $980 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Grand Forks businesses?

57 7(a) approvals totalling $36.5 m, across 18 lenders, median approval $332,000, plus 51 504 approvals worth $38.8 m. These count approvals to borrowers whose address is in Grand Forks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Grand Forks borrowers get paid back?

Of the 15 loans that have reached a final outcome, 15 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Grand Forks figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grand Forks County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Forks.

Is zoning published for Grand Forks?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.