HomeNorth DakotaMcKenzie CountyWatford City city
Watford City city, North Dakota: commercial real estate data.
Watford City city is a Census city of 6,039 people across 8.92 square miles of land, in McKenzie County. Median household income is $102,260, 29.3 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $7.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Watford City
What Watford City is
- Census place typecity
- Land area8.92 sq mi
- Water area0.08 sq mi
- Population per square mile of land677
- County holding the largest share of its areaMcKenzie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
How many people live in Watford City
- Population6,039
- Median age28.8
- Population under 181,793
- Share under 1829.7 percent
- Population 65 and over311 plus or minus 126
- Share 65 and over5.1 percent plus or minus 2.1
- Households2,629
- Family households1,313
- Share of households that are families49.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
Income and work in Watford City
- Median household income$102,260 plus or minus $27,776
- Per capita income$48,675
- Civilian labor force3,511
- Employed3,491
- Unemployed20 plus or minus 40
- Unemployment rate0.6 percent plus or minus 1.1
- Adults 25 and over3,761
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 6.3
- Adults 25 and over with a graduate degree3.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
Housing in Watford City
- Housing units3,491
- Occupied units2,629
- Vacant units862 plus or minus 270
- Vacancy rate24.7 percent plus or minus 7.4
- Owner occupied770 plus or minus 219
- Renter occupied1,859
- Ownership rate29.3 percent plus or minus 7.9
- Median owner-occupied home value$408,500
- Median gross rent, monthly$1,336
- Annual rent as a share of median income15.7 percent plus or minus 4.3
- Single family units1,124 plus or minus 265
- Share single family32.2 percent plus or minus 7.0
- Units in buildings of two or more2,183
- Share in buildings of two or more62.5 percent
- Mobile homes184 plus or minus 109
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
How Watford City gets to work
- Workers 16 and over who commute3,165
- Commuting under 15 minutes1,714 plus or minus 413
- Share commuting under 15 minutes54.2 percent plus or minus 11.9
- Commuting 30 minutes or more795 plus or minus 268
- Share commuting 30 minutes or more25.1 percent plus or minus 8.1
- Drove alone77.1 percent
- Carpooled11.8 percent plus or minus 5.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home7.9 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
SBA loans in Watford City (7(a))
- Approvals8
- Gross approval$7,358,700
- Average approval$919,838
- Median approval$635,900
- Ninetieth percentile approval$2,800,000
- Largest approval$2,800,000
- Jobs supported95
- Jobs per approval11.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS7
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Watford City
SBA loans in Watford City (504)
- Approvals5
- Gross approval$2,625,000
- Average approval$525,000
- Median approval$315,000
- Largest approval$1,230,000
- Jobs supported46
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McKenzie County, not Watford City
McKenzie County context, not Watford City figures
These are McKenzie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Watford City measurements.
- Establishments in McKenzie County594
- Employment at those establishments, McKenzie County6,861
- Covered employment, McKenzie County11,484
- Average annual pay, McKenzie County$90,997
- Average weekly wage, McKenzie County$1,750
- Housing units permitted, McKenzie County38
- Of those, single family, McKenzie County38
- County product, 2024, McKenzie County$4,354,866,000
- County product change over the prior year, McKenzie County-1.1 percent
- Average income of an arriving household, McKenzie County$62,569
Every figure in this section is published for McKenzie County as a whole and is not a measurement of Watford City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Watford City questions, answered from the record.
How many people live in Watford City, North Dakota?
6,039, in 2,629 households. Watford City city covers 8.92 square miles of land, which is 677 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Watford City in?
McKenzie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Watford City?
$102,260. The median owner-occupied home is valued at $408,500. Median gross rent is $1,336 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Watford City businesses?
8 7(a) approvals totalling $7.4 m, across 8 lenders, median approval $635,900, plus 5 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Watford City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Watford City borrowers get paid back?
No rate is published for Watford City. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Watford City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McKenzie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Watford City.
Is zoning published for Watford City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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