HomeNorth DakotaMcKenzie CountyWatford City
Watford City, North Dakota: commercial real estate data.
Watford City is a Census city of 6,039 people across 8.92 square miles of land, in McKenzie County. Median household income is $102,260, 29.3 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $7.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Watford City
What Watford City is
- Census place typecity
- Land area8.92 sq mi
- Water area0.08 sq mi
- Population per square mile of land677
- County holding the largest share of its areaMcKenzie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
How many people live in Watford City
- Population6,039
- Median age28.8
- Population under 181,793
- Share under 1829.7 percent
- Population 65 and over311 plus or minus 126
- Share 65 and over5.1 percent plus or minus 2.1
- Households2,629
- Family households1,313
- Share of households that are families49.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
Income and work in Watford City
- Median household income$102,260 plus or minus $27,776
- Per capita income$48,675
- Civilian labor force3,511
- Employed3,491
- Unemployed20 plus or minus 40
- Unemployment rate0.6 percent plus or minus 1.1
- Adults 25 and over3,761
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 6.3
- Adults 25 and over with a graduate degree3.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
Housing in Watford City
- Housing units3,491
- Occupied units2,629
- Vacant units862 plus or minus 270
- Vacancy rate24.7 percent plus or minus 7.4
- Owner occupied770 plus or minus 219
- Renter occupied1,859
- Ownership rate29.3 percent plus or minus 7.9
- Median owner-occupied home value$408,500
- Median gross rent, monthly$1,336
- Annual rent as a share of median income15.7 percent plus or minus 4.3
- Single family units1,124 plus or minus 265
- Share single family32.2 percent plus or minus 7.0
- Units in buildings of two or more2,183
- Share in buildings of two or more62.5 percent
- Mobile homes184 plus or minus 109
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
How Watford City gets to work
- Workers 16 and over who commute3,165
- Commuting under 15 minutes1,714 plus or minus 413
- Share commuting under 15 minutes54.2 percent plus or minus 11.9
- Commuting 30 minutes or more795 plus or minus 268
- Share commuting 30 minutes or more25.1 percent plus or minus 8.1
- Drove alone77.1 percent
- Carpooled11.8 percent plus or minus 5.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home7.9 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watford City
SBA loans in Watford City (7(a))
- Approvals8
- Gross approval$7,358,700
- Average approval$919,838
- Median approval$442,950
- Largest approval$2,800,000
- Jobs supported95
- Jobs per approval11.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Watford City, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Watford City
SBA loans in Watford City (504)
- Approvals5
- Gross approval$2,625,000
- Average approval$525,000
- Median approval$315,000
- Largest approval$1,230,000
- Jobs supported46
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Watford City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Watford City
Flood risk in Watford City
- NFIP communityCity of Watford City
- NFIP community number380344
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/02/15
The City of Watford City participates in the National Flood Insurance Program as community 380344 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
McKenzie County, not Watford City
McKenzie County context, not Watford City figures
- Establishments in McKenzie County594
- Covered employment, McKenzie County11,484
- Average annual pay, McKenzie County$90,997
- Housing units permitted, McKenzie County38
Every figure in this section is published for McKenzie County as a whole and is not a measurement of Watford City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Watford City questions, answered from the record.
How many people live in Watford City, North Dakota?
6,039, in 2,629 households. Watford City city covers 8.92 square miles of land, which is 677 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Watford City in?
McKenzie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Watford City?
$102,260. The median owner-occupied home is valued at $408,500. Median gross rent is $1,336 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Watford City businesses?
8 7(a) approvals totaling $7.4 m since FY2020, across 8 lenders, median approval $442,950, plus 5 504 approvals worth $2.6 m since FY2010. These count approvals to borrowers whose address is in Watford City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Watford City borrowers get paid back?
No rate is published for Watford City. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Watford City in the National Flood Insurance Program?
Yes. Watford City appears in the FEMA Community Status Book as Watford City, city of, community 380344, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Watford City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McKenzie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Watford City.
Is zoning published for Watford City?
No. Nothing on this page presents parcel level zoning.
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