app.mmcganalytics.com/workspace?place=3880660
Live

Live workspace · free

Enter a Underwood address. Eight answers in seconds.

Parcel, building, flood, wetland, traffic, demographic and lending layers resolve at the address without leaving this page.

HomeNorth DakotaMcLean CountyUnderwood

Underwood, North Dakota: commercial real estate data.

Underwood is a Census city of 699 people across 1.01 square miles of land, in McLean County. Median household income is $85,577, 81.5 percent of occupied homes are owned.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Underwood

What Underwood is

  • Census place typecity
  • Land area1.01 sq mi
  • Water area0 sq mi
  • Population per square mile of land689
  • County holding the largest share of its areaMcLean County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Underwood

How many people live in Underwood

  • Population699
  • Median age40.5
  • Population under 18180 plus or minus 43
  • Share under 1825.8 percent
  • Population 65 and over135 plus or minus 36
  • Share 65 and over19.3 percent
  • Households336
  • Family households191 plus or minus 47
  • Share of households that are families56.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Underwood

Income and work in Underwood

  • Median household income$85,577 plus or minus $25,470
  • Per capita income$45,034
  • Civilian labor force373 plus or minus 78
  • Employed346
  • Unemployed27 plus or minus 20
  • Unemployment rate7.2 percent plus or minus 5.1
  • Adults 25 and over487
  • Adults 25 and over with a high school diploma or higher93.6 percent plus or minus 23.7
  • Adults 25 and over with a bachelor degree or higher20.9 percent plus or minus 7.5
  • Adults 25 and over with a graduate degree5.5 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Underwood

Housing in Underwood

  • Housing units387
  • Occupied units336
  • Vacant units51 plus or minus 27
  • Vacancy rate13.2 percent plus or minus 6.6
  • Owner occupied274
  • Renter occupied62 plus or minus 33
  • Ownership rate81.5 percent plus or minus 20.8
  • Median owner-occupied home value$191,200
  • Median gross rent, monthly$682
  • Annual rent as a share of median income9.6 percent plus or minus 2.9
  • Single family units299
  • Share single family77.3 percent
  • Units in buildings of two or more86 plus or minus 39
  • Share in buildings of two or more22.2 percent plus or minus 9.4
  • Mobile homes2 plus or minus 3
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Underwood

How Underwood gets to work

  • Workers 16 and over who commute319 plus or minus 65
  • Commuting under 15 minutes153 plus or minus 45
  • Share commuting under 15 minutes48.0 percent plus or minus 10.0
  • Commuting 30 minutes or more85 plus or minus 36
  • Share commuting 30 minutes or more26.6 percent plus or minus 9.9
  • Drove alone77.7 percent
  • Carpooled10.1 percent plus or minus 7.2
  • Public transport0.9 percent plus or minus 1.1
  • Walked3.5 percent plus or minus 2.8
  • Worked from home7.8 percent plus or minus 4.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Underwood

SBA loans in Underwood (504)

  • Approvals1
  • Gross approval$147,000
  • Average approval$147,000
  • Median approval$147,000
  • Largest approval$147,000
  • Jobs supported0
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Underwood, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Underwood

Flood risk in Underwood

  • NFIP communityCity of Underwood
  • NFIP community number380062
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date(NSFHA)

The City of Underwood participates in the National Flood Insurance Program as community 380062 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

McLean County, not Underwood

McLean County context, not Underwood figures

  • Establishments in McLean County257
  • Covered employment, McLean County3,404
  • Average annual pay, McLean County$68,874
  • Housing units permitted, McLean County43

Every figure in this section is published for McLean County as a whole and is not a measurement of Underwood.

All McLean County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Underwood questions, answered from the record.

How many people live in Underwood, North Dakota?

699, in 336 households. Underwood city covers 1.01 square miles of land, which is 689 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Underwood in?

McLean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Underwood?

$85,577. The median owner-occupied home is valued at $191,200. Median gross rent is $682 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Is Underwood in the National Flood Insurance Program?

Yes. Underwood appears in the FEMA Community Status Book as Underwood, city of, community 380062, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Underwood figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McLean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Underwood.

Is zoning published for Underwood?

No. Nothing on this page presents parcel level zoning.