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Morton County, North Dakota: commercial real estate data.

Morton County, North Dakota had an estimated 34,194 residents on July 1, 2024, up 2.7 percent since the 2020 census base of 33,291, across 1,926 square miles. County output reached $1.98 bn in 2024, 895 establishments operate here, and the SBA record carries 27 7(a) approvals worth $5.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Morton County

How many people live in Morton County

  • Population, American Community Survey 2020-202433,777
  • Households13,946
  • Average household size2.42
  • Median household income$79,382
  • Median age37.6
  • Median gross rent$1,076 per month
  • Median owner-occupied home value$263,900
  • Home value to household income3.3 times
  • Annual rent as a share of median income16.3 percent
  • Adults 25 and over with a bachelor degree or higher28.8 percent
  • Adults 25 and over with a graduate degree6.5 percent
  • Adults 25 and over23,271
  • Population under 187,723
  • Share under 1822.9 percent
  • Population 65 and over5,847
  • Share 65 and over17.3 percent
  • Working age population, 18 to 6420,207
  • Civilian labor force18,645
  • Unemployment rate1.5 percent
  • Labor force participation, adults 18 and over71.6 percent
  • Rank by population among North Dakota counties6th of 53
  • Rank by population among US county-equivalents, Puerto Rico included1371st of 3,222

Morton County is the 6th largest of 53 North Dakota counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.9 percent against 17.3 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Morton County

Is Morton County's population growing?

  • Population, July 1, 202434,194
  • Census 2020 base population33,291
  • Population change since the 2020 census base2.71 percent
  • Population change, 2023 to 2024147
  • Births, 2024397
  • Deaths, 2024290
  • Natural change, 2024107
  • Net domestic migration, 2024-31
  • Net international migration, 202472
  • Total net migration, 202441
  • Cumulative net domestic migration, 2021 to 2024443
  • Rank by growth among US county-equivalents949th of 3,144

The county has grown 2.71 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Morton County

Where are people moving to Morton County from?

  • Tax returns filed by households arriving1,290
  • People arriving, from those returns2,172
  • Tax returns filed by households leaving1,221
  • Net household movement69
  • Adjusted gross income arriving$76.4 m
  • Net adjusted gross income movement$3.4 m
  • Average income of an arriving household$59,191
  • Average income of a leaving household$59,723
  • Largest single originBurleigh County (645 households)
  • Largest single destinationBurleigh County (618 households)
Largest origins of households moving into Morton County
OriginHouseholdsPeopleAdjusted gross income
Burleigh County6451,029$37.6 m
Cass County5987$3.1 m
Stark County5280$3.7 m
Ward County3049$1.3 m
McLean County2029$1.1 m

Households arriving report $532 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Burleigh County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Morton County

What is the Morton County economy?

  • County GDP, 2024$1.98 bn
  • County GDP, 2023$1.86 bn
  • GDP change, 2023 to 20246.1 percent
  • GDP change over five years31.1 percent
  • Rank by GDP among the North Dakota areas BEA publishes9th of 53
  • Rank by GDP among the US county areas BEA publishes1293rd of 3,127
  • GDP per resident$58,534

Output grew 6.1 percent in the latest year and 31.1 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Morton County

Employment by industry in Morton County

  • Covered employment, annual average12,332
  • Establishments reporting1,238
  • Average annual pay$58,642
  • Average weekly wage$1,128
  • Retail trade, employment1,349
  • Retail trade, average annual pay$46,562
  • Construction, employment1,074
  • Construction, average annual pay$69,529
  • Manufacturing, employment1,064
  • Manufacturing, average annual pay$93,180
  • Accommodation and food services, employment1,002
  • Accommodation and food services, average annual pay$20,764
  • Professional, scientific and technical services, employment831
  • Wholesale trade, employment709
Private sector employment and pay by industry, Morton County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade1,34990$46,562
Construction1,074188$69,529
Manufacturing1,06427$93,180
Accommodation and food services1,00276$20,764
Professional, scientific and technical services831132$87,291
Wholesale trade70998$72,712
Administrative and support and waste management services56872$60,219
Finance and insurance50773$85,257

Retail trade is the largest private sector at 1,349 jobs, 10.9 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Morton County

How many businesses are in Morton County?

  • Establishments, all industries895
  • Employment at those establishments10,964
  • Annual payroll$626.8 m
  • Establishments per 1,000 residents26.5

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Morton County

Building permits in Morton County

  • Housing units authorized by permit, 202487
  • Declared construction value permitted$30.9 m
  • Single family units authorized68
  • Multifamily units authorized19
  • Multifamily share of units21.8 percent
  • Average declared value per unit$355,620
  • Units authorized per 1,000 households6.2

Single-family homes are 78.2 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Morton County

SBA loans in Morton County (7(a) and 504)

  • 7(a) approvals recorded27
  • 7(a) gross approval dollars$5.3 m
  • Average 7(a) approval$196,481
  • Median 7(a) approval$150,000
  • 10th percentile approval$30,000
  • 90th percentile approval$350,000
  • Largest single approval$1,090,200
  • Jobs reported supported, 7(a)163
  • Jobs per approval6.0
  • Distinct 7(a) lenders active10
  • Distinct industries receiving approvals17
  • Median 7(a) term72 months
  • Share of loans on real estate terms, 240 months or longer11.1 percent
  • Loans on real estate terms3
  • Loans on working capital terms, 120 months or shorter24
  • Franchise loans1
  • Franchise share of approvals3.7 percent
  • Most active lenderFirst Western Bank & Trust (7)
  • 504 approvals recorded28
  • 504 gross approval dollars$24.0 m
  • Average 504 approval$856,250
  • Median 504 approval$529,000
  • Distinct CDCs active3
  • 504 jobs per approval13.4
  • 504 jobs per million dollars approved15.6
  • Most active CDCLewis & Clark Certified Development Company (16)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$29.3 m

The average approval of $196,481 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 11.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Morton County

SBA loan default and charge-off rates in Morton County

Do SBA loans in Morton County get paid back?

  • Loans with a final outcome recorded13
  • Paid in full13
  • Charged off0
  • Status: Paid in full13
  • Status: Exempt from disclosure9
  • Status: Cancelled4
  • Status: Committed, not yet disbursed1

Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Morton County

SBA lending by place in Morton County

  • Borrower cities with recorded lending4
  • Mandan, approvals20
  • Glen Ullin, approvals4
  • New Salem, approvals2
  • Flasher, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Morton County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Mandan20$3,762,500
Glen Ullin4$905,000
New Salem2$485,000
Flasher1$152,500

Mandan accounts for 20 approvals against 4 in Glen Ullin. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Morton County

How large is Morton County?

  • Land area1,926 sq mi
  • Rank by land area among North Dakota counties7th of 53
  • Width, east to west73.8 mi
  • Height, north to south48.2 mi
  • Geographies sharing a boundary7
  • Residents per square mile of land18
  • Establishments per square mile0.46

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Morton County

Flood risk in Morton County

  • Participation of the county's own NFIP community Morton County, unincorporated areasParticipating, community 380148
  • Communities in the county in the NFIP Community Status Book6
  • Of those, participating in the NFIP6
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Morton County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Morton County (community 380148), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Morton County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Morton County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Morton County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202433,777
  • Households13,946
  • Average household size2.42
  • Median household income$79,382
  • Median age37.6

How a feasibility study works →

Common questions

Morton County questions, answered from the record.

How many people live in Morton County, North Dakota?

The Census Bureau estimates 34,194 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 33,777, in 13,946 households, ranking 6th of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Morton County's population growing?

The population has grown 2.71 percent since the 2020 census base of 33,291, to 34,194 on July 1, 2024. In 2024 there were 397 births against 290 deaths, with net migration of 41. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Morton County?

$79,382. The median owner-occupied home is valued at $263,900, which is 3.3 times income, and median gross rent is $1,076 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Morton County?

895 establishments, employing 10,964 people with an annual payroll of $626.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Morton County?

Retail trade is the largest private sector at 1,349 jobs, 10.9 percent of covered employment. Covered employment averages 12,332 jobs at an average annual pay of $58,642, or $1,128 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Morton County?

27 7(a) approvals totaling $5.3 m since FY2020, across 10 lenders, with a median approval of $150,000, plus 28 504 approvals worth $24.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Morton County?

87 housing units were authorized by permit in 2024, with a declared construction value of $30.9 m. Multifamily was 21.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Morton County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Morton County come from?

The largest single origin is Burleigh County, with 645 households. Arriving households report an average income of $59,191 against $59,723 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Morton County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Morton County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Morton County

Cities and places in Morton.

7 Census places lie wholly or partly in Morton County. All 7 carry enough published place level data for a page of their own and are linked.

Census places in Morton County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Morton County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Mandancity24,52220Wholly in this county
New Salemcity7802Wholly in this county
Glen Ullincity7014Wholly in this county
Hebroncity677None recordedWholly in this county
Flashercity2221Wholly in this county
HarmonCDP198None recordedWholly in this county
Almontcity183None recordedWholly in this county