HomeNorth DakotaRichland County
Richland County, North Dakota: commercial real estate data.
Richland County, North Dakota had an estimated 16,658 residents on July 1, 2024, up 0.8 percent since the 2020 census base of 16,531, across 1,436 square miles. County output reached $1.48 bn in 2024, 541 establishments operate here, and the SBA record carries 7 7(a) approvals worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richland County
How many people live in Richland County
- Population, American Community Survey 2020-202416,584
- Households6,849
- Average household size2.42
- Median household income$75,432
- Median age38.0
- Median gross rent$740 per month
- Median owner-occupied home value$183,600
- Home value to household income2.4 times
- Annual rent as a share of median income11.8 percent
- Adults 25 and over with a bachelor degree or higher24.9 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over10,814
- Population under 183,595
- Share under 1821.7 percent
- Population 65 and over3,356
- Share 65 and over20.2 percent
- Working age population, 18 to 649,633
- Civilian labor force8,844
- Unemployment rate1.7 percent
- Labor force participation, adults 18 and over68.1 percent
- Rank by population among North Dakota counties9th of 53
- Rank by population among US county-equivalents, Puerto Rico included2064th of 3,222
Richland County is the 9th largest of 53 North Dakota counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.7 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Richland County
Is Richland County's population growing?
- Population, July 1, 202416,658
- Census 2020 base population16,531
- Population change since the 2020 census base0.77 percent
- Population change, 2023 to 202454
- Births, 2024169
- Deaths, 2024166
- Natural change, 20243
- Net domestic migration, 202451
- Net international migration, 2024-2
- Total net migration, 202449
- Cumulative net domestic migration, 2021 to 202435
- Rank by growth among US county-equivalents1564th of 3,144
The county has grown 0.77 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Richland County
Where are people moving to Richland County from?
- Tax returns filed by households arriving451
- People arriving, from those returns734
- Tax returns filed by households leaving433
- Net household movement18
- Adjusted gross income arriving$23.6 m
- Net adjusted gross income movement$-2.4 m
- Average income of an arriving household$52,355
- Average income of a leaving household$59,982
- Largest single originCass County (130 households)
- Largest single destinationCass County (111 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cass County | 130 | 210 | $7.2 m |
| Wilkin County | 57 | 89 | $2.4 m |
| Otter Tail County | 26 | 46 | $1.8 m |
Households arriving report $7,627 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Cass County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Richland County
What is the Richland County economy?
- County GDP, 2024$1.48 bn
- County GDP, 2023$1.52 bn
- GDP change, 2023 to 2024-2.7 percent
- GDP change over five years78.9 percent
- Rank by GDP among the North Dakota areas BEA publishes13th of 53
- Rank by GDP among the US county areas BEA publishes1528th of 3,127
- GDP per resident$89,120
Output grew -2.7 percent in the latest year and 78.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Richland County
Employment by industry in Richland County
- Covered employment, annual average7,970
- Establishments reporting704
- Average annual pay$54,185
- Average weekly wage$1,042
- Manufacturing, employment2,034
- Manufacturing, average annual pay$67,559
- Retail trade, employment745
- Retail trade, average annual pay$35,943
- Accommodation and food services, employment551
- Accommodation and food services, average annual pay$17,966
- Construction, employment393
- Construction, average annual pay$62,575
- Wholesale trade, employment380
- Professional, scientific and technical services, employment232
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,034 | 40 | $67,559 |
| Retail trade | 745 | 61 | $35,943 |
| Accommodation and food services | 551 | 47 | $17,966 |
| Construction | 393 | 74 | $62,575 |
| Wholesale trade | 380 | 59 | $76,749 |
| Professional, scientific and technical services | 232 | 49 | $90,038 |
| Finance and insurance | 144 | 37 | $79,823 |
| Other services, except public administration | 136 | 40 | $44,082 |
Manufacturing is the largest private sector at 2,034 jobs, 25.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Richland County
How many businesses are in Richland County?
- Establishments, all industries541
- Employment at those establishments5,915
- Annual payroll$297.0 m
- Establishments per 1,000 residents32.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Richland County
Building permits in Richland County
- Housing units authorized by permit, 202439
- Declared construction value permitted$10.5 m
- Single family units authorized39
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$269,373
- Units authorized per 1,000 households5.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Richland County
SBA loans in Richland County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$2.3 m
- Average 7(a) approval$322,943
- Median 7(a) approval$150,000
- Largest single approval$1,062,000
- Jobs reported supported, 7(a)53
- Jobs per approval7.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals5
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter7
- Franchise loans2
- Franchise share of approvals28.6 percent
- Leading industry by approval countLimited-Service Restaurants (3)
- 504 approvals recorded8
- 504 gross approval dollars$5.8 m
- Average 504 approval$724,125
- Median 504 approval$327,500
- Distinct CDCs active2
- 504 jobs per approval8.8
- 504 jobs per million dollars approved12.1
- Most active CDCLake Agassiz Certified Development Company (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richland County
SBA loan default and charge-off rates in Richland County
Do SBA loans in Richland County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richland County
SBA lending by place in Richland County
- Borrower cities with recorded lending3
- Wahpeton, approvals5
- Walcott, approvals1
- Kindred, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wahpeton | 5 | $1,515,100 |
| Walcott | 1 | $645,500 |
| Kindred | 1 | $100,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richland County
How large is Richland County?
- Land area1,436 sq mi
- Rank by land area among North Dakota counties18th of 53
- Width, east to west34.8 mi
- Height, north to south48 mi
- Geographies sharing a boundary7
- Residents per square mile of land12
- Establishments per square mile0.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Richland County
Flood risk in Richland County
- Participation of the county's own NFIP community Richland County, unincorporated areasParticipating, community 380098
- Communities in the county in the NFIP Community Status Book49
- Of those, participating in the NFIP44
- NFIP participation rate89.8 percent
- Communities carrying a CRS class0
- Radon levels in Richland County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Richland County (community 380098), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Richland County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 89.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Richland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Richland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202416,584
- Households6,849
- Average household size2.42
- Median household income$75,432
- Median age38.0
Common questions
Richland County questions, answered from the record.
How many people live in Richland County, North Dakota?
The Census Bureau estimates 16,658 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,584, in 6,849 households, ranking 9th of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Richland County's population growing?
The population has grown 0.77 percent since the 2020 census base of 16,531, to 16,658 on July 1, 2024. In 2024 there were 169 births against 166 deaths, with net migration of 49. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Richland County?
$75,432. The median owner-occupied home is valued at $183,600, which is 2.4 times income, and median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Richland County?
541 establishments, employing 5,915 people with an annual payroll of $297.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Richland County?
Manufacturing is the largest private sector at 2,034 jobs, 25.5 percent of covered employment. Covered employment averages 7,970 jobs at an average annual pay of $54,185, or $1,042 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Richland County?
7 7(a) approvals totaling $2.3 m since FY2020, across 6 lenders, with a median approval of $150,000, plus 8 504 approvals worth $5.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Richland County?
39 housing units were authorized by permit in 2024, with a declared construction value of $10.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Richland County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Richland County come from?
The largest single origin is Cass County, with 130 households. Arriving households report an average income of $52,355 against $59,982 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Richland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Richland County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Richland County
Cities and places in Richland.
14 Census places lie wholly or partly in Richland County. All 14 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Wahpeton | city | 8,010 | 5 | Wholly in this county |
| Hankinson | city | 804 | None recorded | Wholly in this county |
| Lidgerwood | city | 719 | None recorded | Wholly in this county |
| Wyndmere | city | 509 | None recorded | Wholly in this county |
| Fairmount | city | 292 | None recorded | Wholly in this county |
| Colfax | city | 272 | None recorded | Wholly in this county |
| Walcott | city | 272 | 1 | Wholly in this county |
| Christine | city | 255 | None recorded | Wholly in this county |
| Abercrombie | city | 232 | None recorded | Wholly in this county |
| Mooreton | city | 175 | None recorded | Wholly in this county |
| Dwight | city | 47 | None recorded | Wholly in this county |
| Barney | city | 42 | None recorded | Wholly in this county |
| Great Bend | city | 37 | None recorded | Wholly in this county |
| Mantador | city | 37 | None recorded | Wholly in this county |
A further 1 of the county's 7 SBA 7(a) approvals are to borrowers in cities that match no Census place in Richland County, the largest being Kindred (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.