HomeNorth DakotaStutsman County
Stutsman County, North Dakota: commercial real estate data.
Stutsman County, North Dakota had an estimated 21,546 residents on July 1, 2024, down 0.3 percent since the 2020 census base of 21,601, across 2,222 square miles. County output reached $1.94 bn in 2024, 636 establishments operate here, and the SBA record carries 12 7(a) approvals worth $13.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stutsman County
How many people live in Stutsman County
- Population, American Community Survey 2020-202421,549
- Households9,437
- Average household size2.28
- Median household income$61,856
- Median age41.1
- Median gross rent$774 per month
- Median owner-occupied home value$208,400
- Home value to household income3.4 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over15,068
- Population under 184,331
- Share under 1820.1 percent
- Population 65 and over4,402
- Share 65 and over20.4 percent
- Working age population, 18 to 6412,816
- Civilian labor force10,831
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over62.9 percent
- Rank by population among North Dakota counties8th of 53
- Rank by population among US county-equivalents, Puerto Rico included1792nd of 3,222
Stutsman County is the 8th largest of 53 North Dakota counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 20.4 percent against 20.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stutsman County
Is Stutsman County's population growing?
- Population, July 1, 202421,546
- Census 2020 base population21,601
- Population change since the 2020 census base-0.25 percent
- Population change, 2023 to 202424
- Births, 2024205
- Deaths, 2024215
- Natural change, 2024-10
- Net domestic migration, 2024-67
- Net international migration, 2024102
- Total net migration, 202435
- Cumulative net domestic migration, 2021 to 2024-131
- Rank by growth among US county-equivalents1943rd of 3,144
The county has lost 0.25 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stutsman County
Where are people moving to Stutsman County from?
- Tax returns filed by households arriving440
- People arriving, from those returns725
- Tax returns filed by households leaving519
- Net household movement-79
- Adjusted gross income arriving$24.0 m
- Net adjusted gross income movement$-5.4 m
- Average income of an arriving household$54,634
- Average income of a leaving household$56,638
- Largest single originCass County (60 households)
- Largest single destinationCass County (98 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cass County | 60 | 90 | $5.5 m |
| Barnes County | 34 | 54 | $1.4 m |
| Burleigh County | 32 | 46 | $1.6 m |
Households arriving report $2,004 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Cass County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stutsman County
What is the Stutsman County economy?
- County GDP, 2024$1.94 bn
- County GDP, 2023$1.96 bn
- GDP change, 2023 to 2024-0.9 percent
- GDP change over five years50.6 percent
- Rank by GDP among the North Dakota areas BEA publishes10th of 53
- Rank by GDP among the US county areas BEA publishes1308th of 3,127
- GDP per resident$89,934
Output grew -0.9 percent in the latest year and 50.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stutsman County
Employment by industry in Stutsman County
- Covered employment, annual average11,076
- Establishments reporting900
- Average annual pay$56,489
- Average weekly wage$1,086
- Manufacturing, employment1,276
- Manufacturing, average annual pay$77,783
- Retail trade, employment1,272
- Retail trade, average annual pay$37,005
- Accommodation and food services, employment927
- Accommodation and food services, average annual pay$21,982
- Construction, employment584
- Construction, average annual pay$72,294
- Wholesale trade, employment550
- Professional, scientific and technical services, employment326
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,276 | 23 | $77,783 |
| Retail trade | 1,272 | 92 | $37,005 |
| Accommodation and food services | 927 | 70 | $21,982 |
| Construction | 584 | 107 | $72,294 |
| Wholesale trade | 550 | 89 | $84,857 |
| Professional, scientific and technical services | 326 | 69 | $66,890 |
| Finance and insurance | 309 | 54 | $90,368 |
| Transportation and warehousing | 295 | 41 | $65,258 |
Manufacturing is the largest private sector at 1,276 jobs, 11.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stutsman County
How many businesses are in Stutsman County?
- Establishments, all industries636
- Employment at those establishments8,574
- Annual payroll$449.2 m
- Establishments per 1,000 residents29.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Stutsman County
Building permits in Stutsman County
- Housing units authorized by permit, 202421
- Declared construction value permitted$4.3 m
- Single family units authorized21
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$206,557
- Units authorized per 1,000 households2.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Stutsman County
SBA loans in Stutsman County (7(a) and 504)
- 7(a) approvals recorded12
- 7(a) gross approval dollars$13.5 m
- Average 7(a) approval$1,125,658
- Median 7(a) approval$398,900
- Largest single approval$3,230,700
- Jobs reported supported, 7(a)94
- Jobs per approval7.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals16.7 percent
- 504 approvals recorded16
- 504 gross approval dollars$14.0 m
- Average 504 approval$873,688
- Median 504 approval$476,000
- Distinct CDCs active3
- 504 jobs per approval5.9
- 504 jobs per million dollars approved6.8
- Most active CDCDakota Business Lending (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$27.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stutsman County
SBA loan default and charge-off rates in Stutsman County
Do SBA loans in Stutsman County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full3
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stutsman County
SBA lending by place in Stutsman County
- Borrower cities with recorded lending2
- Jamestown, approvals11
- Courtenay, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Jamestown | 11 | $13,492,900 |
| Courtenay | 1 | $15,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stutsman County
How large is Stutsman County?
- Land area2,222 sq mi
- Rank by land area among North Dakota counties2nd of 53
- Width, east to west49.1 mi
- Height, north to south48.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land10
- Establishments per square mile0.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stutsman County
Flood risk in Stutsman County
- Participation of the county's own NFIP community Stutsman County, unincorporated areasParticipating, community 380119
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP9
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Stutsman County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Stutsman County (community 380119), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Stutsman County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Stutsman County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stutsman County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202421,549
- Households9,437
- Average household size2.28
- Median household income$61,856
- Median age41.1
Common questions
Stutsman County questions, answered from the record.
How many people live in Stutsman County, North Dakota?
The Census Bureau estimates 21,546 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 21,549, in 9,437 households, ranking 8th of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stutsman County's population growing?
The population has fallen 0.25 percent since the 2020 census base of 21,601, to 21,546 on July 1, 2024. In 2024 there were 205 births against 215 deaths, with net migration of 35. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stutsman County?
$61,856. The median owner-occupied home is valued at $208,400, which is 3.4 times income, and median gross rent is $774 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Stutsman County?
636 establishments, employing 8,574 people with an annual payroll of $449.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Stutsman County?
Manufacturing is the largest private sector at 1,276 jobs, 11.5 percent of covered employment. Covered employment averages 11,076 jobs at an average annual pay of $56,489, or $1,086 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stutsman County?
12 7(a) approvals totaling $13.5 m since FY2020, across 8 lenders, with a median approval of $398,900, plus 16 504 approvals worth $14.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Stutsman County?
21 housing units were authorized by permit in 2024, with a declared construction value of $4.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stutsman County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Stutsman County come from?
The largest single origin is Cass County, with 60 households. Arriving households report an average income of $54,634 against $56,638 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Stutsman County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stutsman County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Stutsman County
Cities and places in Stutsman.
13 Census places lie wholly or partly in Stutsman County. All 13 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Jamestown | city | 15,787 | 11 | Wholly in this county |
| Medina | city | 255 | None recorded | Wholly in this county |
| Kensal | city | 233 | None recorded | Wholly in this county |
| Spiritwood Lake | city | 177 | None recorded | Wholly in this county |
| Buchanan | city | 130 | None recorded | Wholly in this county |
| Cleveland | city | 107 | None recorded | Wholly in this county |
| Montpelier | city | 99 | None recorded | Wholly in this county |
| Streeter | city | 98 | None recorded | Wholly in this county |
| Woodworth | city | 69 | None recorded | Wholly in this county |
| Pingree | city | 61 | None recorded | Wholly in this county |
| Ypsilanti | CDP | 55 | None recorded | Wholly in this county |
| Spiritwood | CDP | 46 | None recorded | Wholly in this county |
| Courtenay | city | 29 | 1 | Wholly in this county |