HomeNorth DakotaWalsh CountyGrafton city
Grafton city, North Dakota: commercial real estate data.
Grafton city is a Census city of 4,102 people across 3.30 square miles of land, in Walsh County. Median household income is $62,679, 63.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $6.5 m.
76 sourced place values · tier FULL · 8 sections
Grafton
What Grafton is
- Census place typecity
- Land area3.3 sq mi
- Water area0.26 sq mi
- Population per square mile of land1,242
- County holding the largest share of its areaWalsh County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How many people live in Grafton
- Population4,102
- Median age43.2
- Population under 18877
- Share under 1821.4 percent
- Population 65 and over930
- Share 65 and over22.7 percent
- Households1,851
- Family households1,046
- Share of households that are families56.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Income and work in Grafton
- Median household income$62,679
- Per capita income$32,692
- Civilian labor force2,047
- Employed2,030
- Unemployed17 plus or minus 19
- Unemployment rate0.8 percent plus or minus 0.9
- Adults 25 and over2,844
- Adults 25 and over with a high school diploma or higher85.7 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 4.4
- Adults 25 and over with a graduate degree6.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Housing in Grafton
- Housing units2,090
- Occupied units1,851
- Vacant units239 plus or minus 101
- Vacancy rate11.4 percent plus or minus 4.8
- Owner occupied1,181
- Renter occupied670
- Ownership rate63.8 percent
- Median owner-occupied home value$147,300
- Median gross rent, monthly$733 plus or minus $150
- Annual rent as a share of median income14.0 percent plus or minus 3.9
- Single family units1,372
- Share single family65.6 percent
- Units in buildings of two or more588 plus or minus 151
- Share in buildings of two or more28.1 percent plus or minus 7.1
- Mobile homes130 plus or minus 53
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How Grafton gets to work
- Workers 16 and over who commute2,029
- Commuting under 15 minutes1,481
- Share commuting under 15 minutes73.0 percent
- Commuting 30 minutes or more276 plus or minus 90
- Share commuting 30 minutes or more13.6 percent plus or minus 4.3
- Drove alone82.7 percent
- Carpooled11.9 percent plus or minus 4.7
- Public transport0.3 percent plus or minus 0.5
- Walked3.1 percent plus or minus 2.2
- Worked from home0.5 percent plus or minus 0.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
SBA 7(a) lending to Grafton borrowers
- Approvals4
- Gross approval$6,470,000
- Average approval$1,617,500
- Median approval$954,200
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported22
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grafton
SBA 504 lending to Grafton borrowers
- Approvals2
- Gross approval$676,000
- Average approval$338,000
- Median approval$468,000
- Largest approval$468,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Walsh County, not Grafton
Walsh County context, not Grafton figures
These are Walsh County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Grafton measurements.
- Establishments in Walsh County362
- Employment at those establishments, Walsh County3,372
- Covered employment, Walsh County4,790
- Average annual pay, Walsh County$57,220
- Average weekly wage, Walsh County$1,100
- Housing units permitted, Walsh County7
- Of those, single family, Walsh County5
- County product, 2024, Walsh County$1,027,020,000
- County product change over the prior year, Walsh County13.7 percent
- Average income of an arriving household, Walsh County$47,618
Every figure in this section is published for Walsh County as a whole and is not a measurement of Grafton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Grafton questions, answered from the record.
How many people live in Grafton, North Dakota?
4,102, in 1,851 households. Grafton city covers 3.30 square miles of land, which is 1,242 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grafton in?
Walsh County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grafton?
$62,679. The median owner-occupied home is valued at $147,300. Median gross rent is $733 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grafton businesses?
4 7(a) approvals totalling $6.5 m, across 4 lenders, median approval $954,200, plus 2 504 approvals worth $676,000. These count approvals to borrowers whose address is in Grafton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grafton borrowers get paid back?
No rate is published for Grafton. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Grafton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Walsh County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grafton.
Is zoning published for Grafton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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