HomeOklahomaCarter CountyArdmore city
Ardmore city, Oklahoma: commercial real estate data.
Ardmore city is a Census city of 24,877 people across 49.83 square miles of land, in Carter County. Median household income is $53,900, 54.5 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $50.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ardmore
What Ardmore is
- Census place typecity
- Land area49.83 sq mi
- Water area1.93 sq mi
- Population per square mile of land499
- County holding the largest share of its areaCarter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ardmore
How many people live in Ardmore
- Population24,877
- Median age36.3
- Population under 186,194
- Share under 1824.9 percent
- Population 65 and over4,085
- Share 65 and over16.4 percent
- Households9,781
- Family households5,961
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ardmore
Income and work in Ardmore
- Median household income$53,900
- Per capita income$31,512
- Civilian labor force11,774
- Employed11,246
- Unemployed528 plus or minus 114
- Unemployment rate4.5 percent plus or minus 1.0
- Adults 25 and over16,431
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent
- Adults 25 and over with a graduate degree7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ardmore
Housing in Ardmore
- Housing units11,276
- Occupied units9,781
- Vacant units1,495
- Vacancy rate13.3 percent
- Owner occupied5,327
- Renter occupied4,454
- Ownership rate54.5 percent
- Median owner-occupied home value$170,000
- Median gross rent, monthly$1,006
- Annual rent as a share of median income22.4 percent
- Single family units9,334
- Share single family82.8 percent
- Units in buildings of two or more1,515
- Share in buildings of two or more13.4 percent
- Mobile homes417 plus or minus 136
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ardmore
How Ardmore gets to work
- Workers 16 and over who commute10,706
- Commuting under 15 minutes6,273
- Share commuting under 15 minutes58.6 percent
- Commuting 30 minutes or more1,864
- Share commuting 30 minutes or more17.4 percent
- Drove alone78.1 percent
- Carpooled13.0 percent
- Public transport0.9 percent plus or minus 1.0
- Walked1.7 percent plus or minus 0.6
- Worked from home4.2 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ardmore
SBA loans in Ardmore (7(a))
- Approvals33
- Gross approval$50,208,400
- Average approval$1,521,467
- Median approval$1,000,000
- Ninetieth percentile approval$2,825,000
- Largest approval$4,900,000
- Jobs supported400
- Jobs per approval12.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more57.6 percent
- Share to franchises51.5 percent
- Distinct lenders19
- Distinct industries by NAICS19
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ardmore
SBA loans in Ardmore (504)
- Approvals3
- Gross approval$971,000
- Average approval$323,667
- Median approval$137,000
- Largest approval$715,000
- Jobs supported17
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carter County, not Ardmore
Carter County context, not Ardmore figures
These are Carter County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ardmore measurements.
- Establishments in Carter County1,575
- Employment at those establishments, Carter County21,435
- Covered employment, Carter County23,310
- Average annual pay, Carter County$53,952
- Average weekly wage, Carter County$1,038
- Housing units permitted, Carter County59
- Of those, single family, Carter County59
- County product, 2024, Carter County$3,824,848,000
- County product change over the prior year, Carter County-0.5 percent
- Average income of an arriving household, Carter County$59,480
Every figure in this section is published for Carter County as a whole and is not a measurement of Ardmore. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ardmore questions, answered from the record.
How many people live in Ardmore, Oklahoma?
24,877, in 9,781 households. Ardmore city covers 49.83 square miles of land, which is 499 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ardmore in?
Carter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ardmore?
$53,900. The median owner-occupied home is valued at $170,000. Median gross rent is $1,006 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ardmore businesses?
33 7(a) approvals totalling $50.2 m, across 19 lenders, median approval $1,000,000, plus 3 504 approvals worth $971,000. These count approvals to borrowers whose address is in Ardmore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ardmore borrowers get paid back?
No rate is published for Ardmore. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ardmore figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ardmore.
Is zoning published for Ardmore?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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