Choctaw County, Oklahoma: commercial real estate data.
Choctaw County, Oklahoma had an estimated 14,174 residents on July 1, 2024, down 0.2 percent since the 2020 census base of 14,206, across 770 square miles. County output reached $589.2 m in 2024, 282 establishments operate here, and the SBA record carries 6 7(a) approvals worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Choctaw County
How many people live in Choctaw County
- Population, American Community Survey 2020-202414,297
- Households5,923
- Average household size2.41
- Median household income$44,081
- Median age42.1
- Median gross rent$690 per month
- Median owner-occupied home value$126,500
- Home value to household income2.9 times
- Annual rent as a share of median income18.8 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over9,735
- Population under 183,502
- Share under 1824.5 percent
- Population 65 and over2,992
- Share 65 and over20.9 percent
- Working age population, 18 to 647,803
- Civilian labor force5,897
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over54.6 percent
- Rank by population among Oklahoma counties48th of 77
- Rank by population among US county-equivalents, Puerto Rico included2202nd of 3,222
Choctaw County is the 48th largest of 77 Oklahoma counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.5 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Choctaw County
Is Choctaw County's population growing?
- Population, July 1, 202414,174
- Census 2020 base population14,206
- Population change since the 2020 census base-0.23 percent
- Population change, 2023 to 2024-150
- Births, 2024124
- Deaths, 2024252
- Natural change, 2024-128
- Net domestic migration, 2024-29
- Net international migration, 202410
- Total net migration, 2024-19
- Cumulative net domestic migration, 2021 to 2024300
- Rank by growth among US county-equivalents1928th of 3,144
The county has lost 0.23 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Choctaw County
Where are people moving to Choctaw County from?
- Tax returns filed by households arriving349
- People arriving, from those returns748
- Tax returns filed by households leaving274
- Net household movement75
- Adjusted gross income arriving$14.6 m
- Net adjusted gross income movement$3.2 m
- Average income of an arriving household$41,903
- Average income of a leaving household$41,620
- Largest single originBryan County (42 households)
- Largest single destinationPushmataha County (41 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bryan County | 42 | 105 | $1.5 m |
| Pushmataha County | 36 | 75 | $1.6 m |
| McCurtain County | 33 | 80 | $1.4 m |
| Lamar County | 25 | 48 | $867,000 |
Households arriving report $283 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bryan County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Choctaw County
What is the Choctaw County economy?
- County GDP, 2024$589.2 m
- County GDP, 2023$520.9 m
- GDP change, 2023 to 202413.1 percent
- GDP change over five years56.5 percent
- Rank by GDP among the Oklahoma areas BEA publishes55th of 77
- Rank by GDP among the US county areas BEA publishes2290th of 3,127
- GDP per resident$41,211
Output grew 13.1 percent in the latest year and 56.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Choctaw County
Employment by industry in Choctaw County
- Covered employment, annual average5,451
- Establishments reporting386
- Average annual pay$43,458
- Average weekly wage$836
- Health care and social assistance, employment943
- Health care and social assistance, average annual pay$26,657
- Retail trade, employment531
- Retail trade, average annual pay$30,571
- Accommodation and food services, employment316
- Accommodation and food services, average annual pay$18,442
- Other services, except public administration, employment217
- Other services, except public administration, average annual pay$35,101
- Construction, employment202
- Utilities, employment141
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 943 | 41 | $26,657 |
| Retail trade | 531 | 52 | $30,571 |
| Accommodation and food services | 316 | 28 | $18,442 |
| Other services, except public administration | 217 | 27 | $35,101 |
| Construction | 202 | 27 | $65,312 |
| Utilities | 141 | 5 | $102,963 |
| Professional, scientific and technical services | 129 | 28 | $54,551 |
| Transportation and warehousing | 114 | 11 | $53,517 |
Health care and social assistance is the largest private sector at 943 jobs, 17.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Choctaw County
How many businesses are in Choctaw County?
- Establishments, all industries282
- Employment at those establishments2,917
- Annual payroll$110.2 m
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Choctaw County
Building permits in Choctaw County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Choctaw County
SBA loans in Choctaw County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$4.4 m
- Average 7(a) approval$732,333
- Median 7(a) approval$704,500
- Largest single approval$1,151,000
- Jobs reported supported, 7(a)85
- Jobs per approval14.2
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer66.7 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter1
- Franchise loans3
- Franchise share of approvals50.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Choctaw County
SBA loan default and charge-off rates in Choctaw County
Do SBA loans in Choctaw County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure4
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Choctaw County
SBA lending by place in Choctaw County
- Borrower cities with recorded lending4
- Hugo, approvals3
- Fort Towson, approvals1
- Sawyer, approvals1
- Boswell, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Hugo | 3 | $2,556,000 |
| Fort Towson | 1 | $1,151,000 |
| Sawyer | 1 | $437,000 |
| Boswell | 1 | $250,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Choctaw County
How large is Choctaw County?
- Land area770 sq mi
- Rank by land area among Oklahoma counties42nd of 77
- Width, east to west48 mi
- Height, north to south20.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land19
- Establishments per square mile0.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Choctaw County
Flood risk in Choctaw County
- Participation of the county's own NFIP community Choctaw County, unincorporated areasParticipating, community 400470
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP3
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Choctaw County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Choctaw County (community 400470), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Choctaw County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Choctaw County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Choctaw County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,297
- Households5,923
- Average household size2.41
- Median household income$44,081
- Median age42.1
Common questions
Choctaw County questions, answered from the record.
How many people live in Choctaw County, Oklahoma?
The Census Bureau estimates 14,174 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,297, in 5,923 households, ranking 48th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Choctaw County's population growing?
The population has fallen 0.23 percent since the 2020 census base of 14,206, to 14,174 on July 1, 2024. In 2024 there were 124 births against 252 deaths, with net migration of -19. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Choctaw County?
$44,081. The median owner-occupied home is valued at $126,500, which is 2.9 times income, and median gross rent is $690 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Choctaw County?
282 establishments, employing 2,917 people with an annual payroll of $110.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Choctaw County?
Health care and social assistance is the largest private sector at 943 jobs, 17.3 percent of covered employment. Covered employment averages 5,451 jobs at an average annual pay of $43,458, or $836 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Choctaw County?
6 7(a) approvals totaling $4.4 m since FY2020, across 6 lenders, with a median approval of $704,500. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Choctaw County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Choctaw County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Choctaw County come from?
The largest single origin is Bryan County, with 42 households. Arriving households report an average income of $41,903 against $41,620 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Choctaw County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Choctaw County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Choctaw County
Cities and places in Choctaw.
7 Census places lie wholly or partly in Choctaw County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hugo | city | 5,182 | 3 | Wholly in this county |
| Boswell | town | 690 | 1 | Wholly in this county |
| Fort Towson | town | 546 | 1 | Wholly in this county |
| Sawyer | town | 432 | 1 | Wholly in this county |
| Soper | town | 205 | None recorded | Wholly in this county |
| Grant | CDP | 176 | None recorded | Wholly in this county |
| Swink | CDP | 70 | None recorded | Wholly in this county |
Nearby