HomeOklahomaCleveland CountyNorman
Norman, Oklahoma: commercial real estate data.
Norman is a Census city of 129,672 people across 178.65 square miles of land, in Cleveland County. Median household income is $67,704, 53.3 percent of occupied homes are owned, and the SBA record carries 127 7(a) approvals to borrowers here worth $52.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Norman
What Norman is
- Census place typecity
- Land area178.65 sq mi
- Water area10.54 sq mi
- Population per square mile of land726
- County holding the largest share of its areaCleveland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Norman
How many people live in Norman
- Population129,672
- Median age32.5
- Population under 1822,098
- Share under 1817.0 percent
- Population 65 and over19,027
- Share 65 and over14.7 percent
- Households52,748
- Family households29,045
- Share of households that are families55.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Norman
Income and work in Norman
- Median household income$67,704
- Per capita income$38,809
- Civilian labor force69,479
- Employed65,487
- Unemployed3,992
- Unemployment rate5.7 percent
- Adults 25 and over77,942
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher45.9 percent
- Adults 25 and over with a graduate degree21.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Norman
Housing in Norman
- Housing units56,665
- Occupied units52,748
- Vacant units3,917
- Vacancy rate6.9 percent
- Owner occupied28,120
- Renter occupied24,628
- Ownership rate53.3 percent
- Median owner-occupied home value$250,100
- Median gross rent, monthly$1,090
- Annual rent as a share of median income19.3 percent
- Single family units37,471
- Share single family66.1 percent
- Units in buildings of two or more17,512
- Share in buildings of two or more30.9 percent
- Mobile homes1,662
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Norman
How Norman gets to work
- Workers 16 and over who commute57,275
- Commuting under 15 minutes19,760
- Share commuting under 15 minutes34.5 percent
- Commuting 30 minutes or more18,347
- Share commuting 30 minutes or more32.0 percent
- Drove alone71.9 percent
- Carpooled10.1 percent
- Public transport0.6 percent plus or minus 0.3
- Walked4.0 percent
- Worked from home12.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Norman
SBA loans in Norman (7(a))
- Approvals127
- Gross approval$52,168,100
- Average approval$410,772
- Median approval$222,100
- Ninetieth percentile approval$993,000
- Largest approval$3,400,000
- Jobs supported1,611
- Jobs per approval12.7
- Loans with a final outcome31
- Paid in full28
- Charged off3
- Charge-off rate over resolved loans9.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises13.4 percent
- Distinct lenders37
- Distinct industries by NAICS74
Counted by borrower city: approvals to borrowers whose address is in Norman, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Norman
SBA loans in Norman (504)
- Approvals27
- Gross approval$16,480,000
- Average approval$610,370
- Median approval$458,000
- Largest approval$2,678,000
- Jobs supported281
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Norman, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Norman
Flood risk in Norman
- NFIP communityCity of Norman
- NFIP community number400046
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date01/15/21
The City of Norman participates in the National Flood Insurance Program as community 400046 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cleveland County, not Norman
Cleveland County context, not Norman figures
- Establishments in Cleveland County6,169
- Covered employment, Cleveland County91,353
- Average annual pay, Cleveland County$51,153
- Housing units permitted, Cleveland County585
Every figure in this section is published for Cleveland County as a whole and is not a measurement of Norman.
All Cleveland County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Norman questions, answered from the record.
How many people live in Norman, Oklahoma?
129,672, in 52,748 households. Norman city covers 178.65 square miles of land, which is 726 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Norman in?
Cleveland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Norman?
$67,704. The median owner-occupied home is valued at $250,100. Median gross rent is $1,090 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Norman businesses?
127 7(a) approvals totaling $52.2 m since FY2020, across 37 lenders, median approval $222,100, plus 27 504 approvals worth $16.5 m since FY2010. These count approvals to borrowers whose address is in Norman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Norman borrowers get paid back?
Of the 31 loans that have reached a final outcome, 28 were paid in full and 3 charged off, a charge off rate of 9.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Norman in the National Flood Insurance Program?
Yes. Norman appears in the FEMA Community Status Book as Norman, city of, community 400046, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Norman figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cleveland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Norman.
Is zoning published for Norman?
No. Nothing on this page presents parcel level zoning.
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