HomeOklahomaComanche CountyElgin
Elgin, Oklahoma: commercial real estate data.
Elgin is a Census city of 3,608 people across 3.74 square miles of land, in Comanche County. Median household income is $96,250, 74.8 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elgin
What Elgin is
- Census place typecity
- Land area3.74 sq mi
- Water area0.01 sq mi
- Population per square mile of land966
- County holding the largest share of its areaComanche County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
How many people live in Elgin
- Population3,608
- Median age32.2
- Population under 181,270
- Share under 1835.2 percent
- Population 65 and over280 plus or minus 140
- Share 65 and over7.8 percent plus or minus 3.9
- Households1,204
- Family households934
- Share of households that are families77.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
Income and work in Elgin
- Median household income$96,250 plus or minus $26,925
- Per capita income$36,875
- Civilian labor force1,369
- Employed1,271
- Unemployed98 plus or minus 65
- Unemployment rate7.2 percent plus or minus 4.7
- Adults 25 and over2,116
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher43.4 percent
- Adults 25 and over with a graduate degree16.5 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
Housing in Elgin
- Housing units1,307
- Occupied units1,204
- Vacant units103 plus or minus 47
- Vacancy rate7.9 percent plus or minus 3.5
- Owner occupied901
- Renter occupied303 plus or minus 131
- Ownership rate74.8 percent
- Median owner-occupied home value$260,700
- Median gross rent, monthly$1,225 plus or minus $422
- Annual rent as a share of median income15.3 percent plus or minus 6.8
- Single family units1,124
- Share single family86.0 percent
- Units in buildings of two or more138 plus or minus 127
- Share in buildings of two or more10.6 percent plus or minus 9.7
- Mobile homes45 plus or minus 35
- Median year structure built2010
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
How Elgin gets to work
- Workers 16 and over who commute1,343
- Commuting under 15 minutes205 plus or minus 69
- Share commuting under 15 minutes15.3 percent plus or minus 4.9
- Commuting 30 minutes or more440 plus or minus 112
- Share commuting 30 minutes or more32.8 percent plus or minus 7.6
- Drove alone81.5 percent
- Carpooled10.9 percent plus or minus 3.9
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.7
- Worked from home7.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
SBA loans in Elgin (7(a))
- Approvals6
- Gross approval$2,855,800
- Average approval$475,967
- Median approval$576,250
- Largest approval$750,000
- Jobs supported52
- Jobs per approval8.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Elgin, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elgin
SBA loans in Elgin (504)
- Approvals1
- Gross approval$212,000
- Average approval$212,000
- Median approval$212,000
- Largest approval$212,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Elgin, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elgin
Flood risk in Elgin
- NFIP communityTown of Elgin
- NFIP community number400373
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/20/09(M)
The Town of Elgin participates in the National Flood Insurance Program as community 400373 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Comanche County, not Elgin
Comanche County context, not Elgin figures
- Establishments in Comanche County2,133
- Covered employment, Comanche County41,346
- Average annual pay, Comanche County$51,305
- Housing units permitted, Comanche County132
Every figure in this section is published for Comanche County as a whole and is not a measurement of Elgin.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elgin questions, answered from the record.
How many people live in Elgin, Oklahoma?
3,608, in 1,204 households. Elgin city covers 3.74 square miles of land, which is 966 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elgin in?
Comanche County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elgin?
$96,250. The median owner-occupied home is valued at $260,700. Median gross rent is $1,225 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elgin businesses?
6 7(a) approvals totaling $2.9 m since FY2020, across 4 lenders, median approval $576,250, plus 1 504 approvals worth $212,000 since FY2010. These count approvals to borrowers whose address is in Elgin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elgin borrowers get paid back?
No rate is published for Elgin. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elgin in the National Flood Insurance Program?
Yes. Elgin appears in the FEMA Community Status Book as Elgin, town of, community 400373, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elgin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Comanche County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elgin.
Is zoning published for Elgin?
No. Nothing on this page presents parcel level zoning.