HomeOklahomaGarvin CountyPauls Valley
Pauls Valley, Oklahoma: commercial real estate data.
Pauls Valley is a Census city of 6,062 people across 8.32 square miles of land, in Garvin County. Median household income is $50,357, 50.0 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $10.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pauls Valley
What Pauls Valley is
- Census place typecity
- Land area8.32 sq mi
- Water area0.17 sq mi
- Population per square mile of land728
- County holding the largest share of its areaGarvin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pauls Valley
How many people live in Pauls Valley
- Population6,062
- Median age37.8
- Population under 181,448
- Share under 1823.9 percent
- Population 65 and over1,156
- Share 65 and over19.1 percent
- Households2,466
- Family households1,295
- Share of households that are families52.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pauls Valley
Income and work in Pauls Valley
- Median household income$50,357
- Per capita income$27,944
- Civilian labor force2,731
- Employed2,588
- Unemployed143 plus or minus 68
- Unemployment rate5.2 percent plus or minus 2.5
- Adults 25 and over4,078
- Adults 25 and over with a high school diploma or higher79.6 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 4.3
- Adults 25 and over with a graduate degree8.6 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pauls Valley
Housing in Pauls Valley
- Housing units3,030
- Occupied units2,466
- Vacant units564
- Vacancy rate18.6 percent
- Owner occupied1,234
- Renter occupied1,232
- Ownership rate50.0 percent
- Median owner-occupied home value$98,200
- Median gross rent, monthly$852
- Annual rent as a share of median income20.3 percent
- Single family units2,412
- Share single family79.6 percent
- Units in buildings of two or more535
- Share in buildings of two or more17.7 percent
- Mobile homes66 plus or minus 34
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pauls Valley
How Pauls Valley gets to work
- Workers 16 and over who commute2,429
- Commuting under 15 minutes1,239
- Share commuting under 15 minutes51.0 percent
- Commuting 30 minutes or more799 plus or minus 192
- Share commuting 30 minutes or more32.9 percent plus or minus 7.4
- Drove alone84.2 percent
- Carpooled8.8 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.0 percent plus or minus 1.5
- Worked from home3.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pauls Valley
SBA loans in Pauls Valley (7(a))
- Approvals7
- Gross approval$10,097,700
- Average approval$1,442,529
- Median approval$350,000
- Largest approval$5,000,000
- Jobs supported96
- Jobs per approval13.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises28.6 percent
- Distinct lenders7
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Pauls Valley, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pauls Valley
SBA loans in Pauls Valley (504)
- Approvals2
- Gross approval$3,232,000
- Average approval$1,616,000
- Median approval$1,616,000
- Largest approval$1,692,000
- Jobs supported32
- Loans with a final outcome1
- Charged off1
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Pauls Valley, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pauls Valley
Flood risk in Pauls Valley
- NFIP communityCity of Pauls Valley
- NFIP community number400246
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/12
The City of Pauls Valley participates in the National Flood Insurance Program as community 400246 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Garvin County, not Pauls Valley
Garvin County context, not Pauls Valley figures
- Establishments in Garvin County697
- Covered employment, Garvin County9,747
- Average annual pay, Garvin County$56,234
- Housing units permitted, Garvin County1
Every figure in this section is published for Garvin County as a whole and is not a measurement of Pauls Valley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pauls Valley questions, answered from the record.
How many people live in Pauls Valley, Oklahoma?
6,062, in 2,466 households. Pauls Valley city covers 8.32 square miles of land, which is 728 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pauls Valley in?
Garvin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pauls Valley?
$50,357. The median owner-occupied home is valued at $98,200. Median gross rent is $852 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pauls Valley businesses?
7 7(a) approvals totaling $10.1 m since FY2020, across 7 lenders, median approval $350,000, plus 2 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Pauls Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pauls Valley borrowers get paid back?
No rate is published for Pauls Valley. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pauls Valley in the National Flood Insurance Program?
Yes. Pauls Valley appears in the FEMA Community Status Book as Pauls Valley, city of, community 400246, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pauls Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Garvin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pauls Valley.
Is zoning published for Pauls Valley?
No. Nothing on this page presents parcel level zoning.
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