Jefferson County, Oklahoma: commercial real estate data.
Jefferson County, Oklahoma had an estimated 5,374 residents on July 1, 2024, up 0.6 percent since the 2020 census base of 5,344, across 759 square miles. County output reached $152.1 m in 2024, 95 establishments operate here, and the SBA record carries 1 7(a) approvals worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jefferson County
How many people live in Jefferson County
- Population, American Community Survey 2020-20245,380
- Households2,163
- Average household size2.49
- Median household income$48,668
- Median age41.8
- Median gross rent$647 per month
- Median owner-occupied home value$82,500
- Home value to household income1.7 times
- Annual rent as a share of median income16.0 percent
- Adults 25 and over with a bachelor degree or higher16.0 percent
- Adults 25 and over with a graduate degree3.3 percent
- Adults 25 and over3,642
- Population under 181,347
- Share under 1825.0 percent
- Population 65 and over1,126
- Share 65 and over20.9 percent
- Working age population, 18 to 642,907
- Civilian labor force2,233
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over55.4 percent
- Rank by population among Oklahoma counties68th of 77
- Rank by population among US county-equivalents, Puerto Rico included2861st of 3,222
Jefferson County is the 68th largest of 77 Oklahoma counties by population. A median home costs 1.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.0 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jefferson County
Is Jefferson County's population growing?
- Population, July 1, 20245,374
- Census 2020 base population5,344
- Population change since the 2020 census base0.56 percent
- Population change, 2023 to 20247
- Births, 202464
- Deaths, 2024117
- Natural change, 2024-53
- Net domestic migration, 202455
- Net international migration, 20245
- Total net migration, 202460
- Cumulative net domestic migration, 2021 to 2024215
- Rank by growth among US county-equivalents1626th of 3,144
The county has grown 0.56 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jefferson County
Where are people moving to Jefferson County from?
- Tax returns filed by households arriving169
- People arriving, from those returns355
- Tax returns filed by households leaving122
- Net household movement47
- Adjusted gross income arriving$6.3 m
- Net adjusted gross income movement$1.8 m
- Average income of an arriving household$37,296
- Average income of a leaving household$37,262
- Largest single originCarter County (30 households)
- Largest single destinationStephens County (29 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Carter County | 30 | 58 | $1.0 m |
| Stephens County | 26 | 51 | $963,000 |
Households arriving report $34 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Carter County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jefferson County
What is the Jefferson County economy?
- County GDP, 2024$152.1 m
- County GDP, 2023$150.9 m
- GDP change, 2023 to 20240.8 percent
- GDP change over five years22.5 percent
- Rank by GDP among the Oklahoma areas BEA publishes75th of 77
- Rank by GDP among the US county areas BEA publishes2974th of 3,127
- GDP per resident$28,275
Output grew 0.8 percent in the latest year and 22.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jefferson County
Employment by industry in Jefferson County
- Covered employment, annual average964
- Establishments reporting150
- Average annual pay$37,825
- Average weekly wage$727
- Retail trade, employment125
- Retail trade, average annual pay$17,490
- Accommodation and food services, employment73
- Accommodation and food services, average annual pay$17,042
- Agriculture, forestry, fishing and hunting, employment42
- Agriculture, forestry, fishing and hunting, average annual pay$33,855
- Professional, scientific and technical services, employment22
- Professional, scientific and technical services, average annual pay$46,099
- Administrative and support and waste management services, employment21
- Construction, employment17
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 125 | 19 | $17,490 |
| Accommodation and food services | 73 | 8 | $17,042 |
| Agriculture, forestry, fishing and hunting | 42 | 12 | $33,855 |
| Professional, scientific and technical services | 22 | 11 | $46,099 |
| Administrative and support and waste management services | 21 | 7 | $63,917 |
| Construction | 17 | 4 | $49,535 |
| Manufacturing | 10 | 4 | $37,233 |
| Mining, quarrying, and oil and gas extraction | 8 | 4 | $42,801 |
Retail trade is the largest private sector at 125 jobs, 13.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jefferson County
How many businesses are in Jefferson County?
- Establishments, all industries95
- Employment at those establishments973
- Annual payroll$43.4 m
- Establishments per 1,000 residents17.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jefferson County
SBA loans in Jefferson County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$1,424,300
- Median 7(a) approval$1,424,300
- Largest single approval$1,424,300
- Jobs reported supported, 7(a)30
- Jobs per approval30.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
SBA loan default and charge-off rates in Jefferson County
Do SBA loans in Jefferson County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
How large is Jefferson County?
- Land area759 sq mi
- Rank by land area among Oklahoma counties44th of 77
- Width, east to west34.9 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land7
- Establishments per square mile0.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jefferson County
Flood risk in Jefferson County
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Jefferson County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Jefferson County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jefferson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jefferson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20245,380
- Households2,163
- Average household size2.49
- Median household income$48,668
- Median age41.8
Common questions
Jefferson County questions, answered from the record.
How many people live in Jefferson County, Oklahoma?
The Census Bureau estimates 5,374 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 5,380, in 2,163 households, ranking 68th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jefferson County's population growing?
The population has grown 0.56 percent since the 2020 census base of 5,344, to 5,374 on July 1, 2024. In 2024 there were 64 births against 117 deaths, with net migration of 60. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jefferson County?
$48,668. The median owner-occupied home is valued at $82,500, which is 1.7 times income, and median gross rent is $647 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jefferson County?
95 establishments, employing 973 people with an annual payroll of $43.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jefferson County?
Retail trade is the largest private sector at 125 jobs, 13.0 percent of covered employment. Covered employment averages 964 jobs at an average annual pay of $37,825, or $727 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jefferson County?
1 7(a) approvals totaling $1.4 m since FY2020, across 1 lenders, with a median approval of $1,424,300. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Jefferson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jefferson County come from?
The largest single origin is Carter County, with 30 households. Arriving households report an average income of $37,296 against $37,262 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jefferson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jefferson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jefferson County
Cities and places in Jefferson.
8 Census places lie wholly or partly in Jefferson County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Waurika | city | 2,004 | None recorded | Wholly in this county |
| Ringling | town | 807 | 1 | Wholly in this county |
| Ryan | town | 795 | None recorded | Wholly in this county |
| Terral | town | 231 | None recorded | Wholly in this county |
| Hastings | town | 124 | None recorded | Wholly in this county |
| Cornish | town | 98 | None recorded | Wholly in this county |
| Addington | town | 91 | None recorded | Wholly in this county |
| Sugden | town | 37 | None recorded | Wholly in this county |
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