HomeOklahomaKay CountyTonkawa
Tonkawa, Oklahoma: commercial real estate data.
Tonkawa is a Census city of 3,014 people across 4.13 square miles of land, in Kay County. Median household income is $58,767, 73.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $270,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tonkawa
What Tonkawa is
- Census place typecity
- Land area4.13 sq mi
- Water area0.05 sq mi
- Population per square mile of land730
- County holding the largest share of its areaKay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonkawa
How many people live in Tonkawa
- Population3,014
- Median age33.6
- Population under 18694
- Share under 1823.0 percent
- Population 65 and over567
- Share 65 and over18.8 percent
- Households1,149
- Family households642
- Share of households that are families55.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonkawa
Income and work in Tonkawa
- Median household income$58,767
- Per capita income$27,464
- Civilian labor force1,315
- Employed1,250
- Unemployed65 plus or minus 20
- Unemployment rate4.9 percent plus or minus 1.5
- Adults 25 and over1,870
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonkawa
Housing in Tonkawa
- Housing units1,334
- Occupied units1,149
- Vacant units185
- Vacancy rate13.9 percent
- Owner occupied848
- Renter occupied301
- Ownership rate73.8 percent
- Median owner-occupied home value$84,300
- Median gross rent, monthly$800
- Annual rent as a share of median income16.3 percent
- Single family units1,136
- Share single family85.2 percent
- Units in buildings of two or more114 plus or minus 24
- Share in buildings of two or more8.5 percent
- Mobile homes84 plus or minus 42
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonkawa
How Tonkawa gets to work
- Workers 16 and over who commute1,156
- Commuting under 15 minutes600
- Share commuting under 15 minutes51.9 percent
- Commuting 30 minutes or more254
- Share commuting 30 minutes or more22.0 percent
- Drove alone79.7 percent
- Carpooled11.7 percent plus or minus 2.6
- Public transport0.0 percent
- Walked3.4 percent plus or minus 1.4
- Worked from home4.8 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonkawa
SBA loans in Tonkawa (7(a))
- Approvals1
- Gross approval$270,000
- Average approval$270,000
- Median approval$270,000
- Largest approval$270,000
- Jobs supported14
- Jobs per approval14.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term93 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Tonkawa, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tonkawa
SBA loans in Tonkawa (504)
- Approvals1
- Gross approval$335,000
- Average approval$335,000
- Median approval$335,000
- Largest approval$335,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Tonkawa, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tonkawa
Flood risk in Tonkawa
- NFIP communityCity of Tonkawa
- NFIP community number400079
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The City of Tonkawa participates in the National Flood Insurance Program as community 400079 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kay County, not Tonkawa
Kay County context, not Tonkawa figures
- Establishments in Kay County1,047
- Covered employment, Kay County17,181
- Average annual pay, Kay County$49,720
- Housing units permitted, Kay County15
Every figure in this section is published for Kay County as a whole and is not a measurement of Tonkawa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Tonkawa questions, answered from the record.
How many people live in Tonkawa, Oklahoma?
3,014, in 1,149 households. Tonkawa city covers 4.13 square miles of land, which is 730 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tonkawa in?
Kay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tonkawa?
$58,767. The median owner-occupied home is valued at $84,300. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tonkawa businesses?
1 7(a) approvals totaling $270,000 since FY2020, across 1 lenders, median approval $270,000, plus 1 504 approvals worth $335,000 since FY2010. These count approvals to borrowers whose address is in Tonkawa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tonkawa borrowers get paid back?
No rate is published for Tonkawa. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Tonkawa in the National Flood Insurance Program?
Yes. Tonkawa appears in the FEMA Community Status Book as Tonkawa, city of, community 400079, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tonkawa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tonkawa.
Is zoning published for Tonkawa?
No. Nothing on this page presents parcel level zoning.