Kingfisher County, Oklahoma: commercial real estate data.
Kingfisher County, Oklahoma had an estimated 15,820 residents on July 1, 2024, up 4.2 percent since the 2020 census base of 15,189, across 898 square miles. County output reached $2.80 bn in 2024, 488 establishments operate here, and the SBA record carries 23 7(a) approvals worth $9.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kingfisher County
How many people live in Kingfisher County
- Population, American Community Survey 2020-202415,430
- Households5,684
- Average household size2.71
- Median household income$71,975
- Median age38.2
- Median gross rent$891 per month
- Median owner-occupied home value$215,800
- Home value to household income3.0 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over10,110
- Population under 184,120
- Share under 1826.7 percent
- Population 65 and over2,649
- Share 65 and over17.2 percent
- Working age population, 18 to 648,661
- Civilian labor force7,594
- Unemployment rate2.1 percent
- Labor force participation, adults 18 and over67.1 percent
- Rank by population among Oklahoma counties45th of 77
- Rank by population among US county-equivalents, Puerto Rico included2130th of 3,222
Kingfisher County is the 45th largest of 77 Oklahoma counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.7 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kingfisher County
Is Kingfisher County's population growing?
- Population, July 1, 202415,820
- Census 2020 base population15,189
- Population change since the 2020 census base4.15 percent
- Population change, 2023 to 2024205
- Births, 2024171
- Deaths, 2024179
- Natural change, 2024-8
- Net domestic migration, 202486
- Net international migration, 2024128
- Total net migration, 2024214
- Cumulative net domestic migration, 2021 to 2024306
- Rank by growth among US county-equivalents662nd of 3,144
The county has grown 4.15 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kingfisher County
Where are people moving to Kingfisher County from?
- Tax returns filed by households arriving357
- People arriving, from those returns766
- Tax returns filed by households leaving295
- Net household movement62
- Adjusted gross income arriving$21.7 m
- Net adjusted gross income movement$4.2 m
- Average income of an arriving household$60,793
- Average income of a leaving household$59,197
- Largest single originOklahoma County (81 households)
- Largest single destinationOklahoma County (70 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oklahoma County | 81 | 149 | $4.9 m |
| Canadian County | 63 | 177 | $5.2 m |
| Garfield County | 28 | 61 | $1.0 m |
| Logan County | 25 | 48 | $1.3 m |
Households arriving report $1,596 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Oklahoma County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kingfisher County
What is the Kingfisher County economy?
- County GDP, 2024$2.80 bn
- County GDP, 2023$3.22 bn
- GDP change, 2023 to 2024-13.2 percent
- GDP change over five years42.8 percent
- Rank by GDP among the Oklahoma areas BEA publishes17th of 77
- Rank by GDP among the US county areas BEA publishes1024th of 3,127
- GDP per resident$181,340
Output grew -13.2 percent in the latest year and 42.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kingfisher County
Employment by industry in Kingfisher County
- Covered employment, annual average6,875
- Establishments reporting617
- Average annual pay$56,948
- Average weekly wage$1,095
- Manufacturing, employment849
- Manufacturing, average annual pay$53,515
- Retail trade, employment759
- Retail trade, average annual pay$49,990
- Mining, quarrying, and oil and gas extraction, employment682
- Mining, quarrying, and oil and gas extraction, average annual pay$72,359
- Health care and social assistance, employment526
- Health care and social assistance, average annual pay$47,189
- Construction, employment513
- Transportation and warehousing, employment408
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 849 | 20 | $53,515 |
| Retail trade | 759 | 62 | $49,990 |
| Mining, quarrying, and oil and gas extraction | 682 | 76 | $72,359 |
| Health care and social assistance | 526 | 43 | $47,189 |
| Construction | 513 | 64 | $69,492 |
| Transportation and warehousing | 408 | 30 | $83,702 |
| Accommodation and food services | 397 | 40 | $16,702 |
| Wholesale trade | 331 | 30 | $71,358 |
Manufacturing is the largest private sector at 849 jobs, 12.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kingfisher County
How many businesses are in Kingfisher County?
- Establishments, all industries488
- Employment at those establishments5,716
- Annual payroll$373.4 m
- Establishments per 1,000 residents31.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Kingfisher County
Building permits in Kingfisher County
- Housing units authorized by permit, 202437
- Declared construction value permitted$6.6 m
- Single family units authorized37
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$177,565
- Units authorized per 1,000 households6.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Kingfisher County
SBA loans in Kingfisher County (7(a) and 504)
- 7(a) approvals recorded23
- 7(a) gross approval dollars$9.0 m
- Average 7(a) approval$393,126
- Median 7(a) approval$266,200
- 10th percentile approval$63,600
- 90th percentile approval$740,260
- Largest single approval$1,795,300
- Jobs reported supported, 7(a)190
- Jobs per approval8.3
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals14
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer13.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter19
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (5)
- Most active lenderBancFirst (13)
- 504 approvals recorded2
- 504 gross approval dollars$511,000
- Average 504 approval$255,500
- Median 504 approval$255,500
- Distinct CDCs active1
- 504 jobs per approval3.5
- 504 jobs per million dollars approved13.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.6 m
The average approval of $393,126 sits well above the median of $266,200, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kingfisher County
SBA loan default and charge-off rates in Kingfisher County
Do SBA loans in Kingfisher County get paid back?
- Loans with a final outcome recorded12
- Paid in full12
- Charged off0
- Status: Paid in full12
- Status: Exempt from disclosure11
Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kingfisher County
SBA lending by place in Kingfisher County
- Borrower cities with recorded lending6
- Kingfisher, approvals13
- Hennessey, approvals6
- Cashion, approvals1
- Crescent, approvals1
- Loyal, approvals1
- Dover, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Kingfisher | 13 | $6,664,700 |
| Hennessey | 6 | $1,242,000 |
| Cashion | 1 | $690,000 |
| Crescent | 1 | $214,700 |
| Loyal | 1 | $130,500 |
| Dover | 1 | $100,000 |
Kingfisher accounts for 13 approvals against 6 in Hennessey. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kingfisher County
How large is Kingfisher County?
- Land area898 sq mi
- Rank by land area among Oklahoma counties31st of 77
- Width, east to west30 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Kingfisher County
Flood risk in Kingfisher County
- Participation of the county's own NFIP community Kingfisher County, unincorporated areasParticipating, community 400471
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Kingfisher County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Kingfisher County (community 400471), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Kingfisher County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Kingfisher County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kingfisher County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,430
- Households5,684
- Average household size2.71
- Median household income$71,975
- Median age38.2
Common questions
Kingfisher County questions, answered from the record.
How many people live in Kingfisher County, Oklahoma?
The Census Bureau estimates 15,820 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,430, in 5,684 households, ranking 45th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kingfisher County's population growing?
The population has grown 4.15 percent since the 2020 census base of 15,189, to 15,820 on July 1, 2024. In 2024 there were 171 births against 179 deaths, with net migration of 214. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kingfisher County?
$71,975. The median owner-occupied home is valued at $215,800, which is 3.0 times income, and median gross rent is $891 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kingfisher County?
488 establishments, employing 5,716 people with an annual payroll of $373.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Kingfisher County?
Manufacturing is the largest private sector at 849 jobs, 12.3 percent of covered employment. Covered employment averages 6,875 jobs at an average annual pay of $56,948, or $1,095 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kingfisher County?
23 7(a) approvals totaling $9.0 m since FY2020, across 8 lenders, with a median approval of $266,200, plus 2 504 approvals worth $511,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Kingfisher County?
37 housing units were authorized by permit in 2024, with a declared construction value of $6.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kingfisher County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kingfisher County come from?
The largest single origin is Oklahoma County, with 81 households. Arriving households report an average income of $60,793 against $59,197 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kingfisher County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kingfisher County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Kingfisher County
Cities and places in Kingfisher.
7 Census places lie wholly or partly in Kingfisher County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Piedmont | city | 8,342 | None recorded | 3.6 percent here, 96.4 percent Canadian County |
| Kingfisher | city | 5,026 | 13 | Wholly in this county |
| Hennessey | town | 2,567 | 6 | Wholly in this county |
| Okarche | town | 1,293 | None recorded | 45.9 percent here, 54.1 percent Canadian County |
| Cashion | town | 1,148 | 1 | 56.4 percent here, 43.6 percent Logan County |
| Dover | town | 316 | 1 | Wholly in this county |
| Loyal | town | 95 | 1 | Wholly in this county |
A further 1 of the county's 23 SBA 7(a) approvals are to borrowers in cities that match no Census place in Kingfisher County, the largest being Crescent (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby