HomeOklahomaOklahoma CountyLuther
Luther, Oklahoma: commercial real estate data.
Luther is a Census town of 1,627 people across 15.76 square miles of land, in Oklahoma County. Median household income is $51,827, 90.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Luther
What Luther is
- Census place typetown
- Land area15.76 sq mi
- Water area0 sq mi
- Population per square mile of land103 plus or minus 21
- County holding the largest share of its areaOklahoma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luther
How many people live in Luther
- Population1,627 plus or minus 328
- Median age37.8
- Population under 18453 plus or minus 96
- Share under 1827.8 percent
- Population 65 and over285 plus or minus 196
- Share 65 and over17.5 percent plus or minus 11.5
- Households647 plus or minus 201
- Family households418
- Share of households that are families64.6 percent plus or minus 23.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luther
Income and work in Luther
- Median household income$51,827 plus or minus $20,867
- Per capita income$31,874 plus or minus $6,969
- Civilian labor force819 plus or minus 221
- Employed805 plus or minus 222
- Unemployed14 plus or minus 12
- Unemployment rate1.7 percent plus or minus 1.4
- Adults 25 and over1,097 plus or minus 252
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher32.2 percent plus or minus 16.6
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luther
Housing in Luther
- Housing units730 plus or minus 198
- Occupied units647 plus or minus 201
- Vacant units83 plus or minus 44
- Vacancy rate11.4 percent plus or minus 5.2
- Owner occupied584 plus or minus 200
- Renter occupied63 plus or minus 28
- Ownership rate90.3 percent
- Median owner-occupied home value$212,800
- Median gross rent, monthly$1,375
- Annual rent as a share of median income31.8 percent plus or minus 13.8
- Single family units456
- Share single family62.5 percent plus or minus 19.2
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes265 plus or minus 195
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luther
How Luther gets to work
- Workers 16 and over who commute726 plus or minus 212
- Commuting under 15 minutes264 plus or minus 202
- Share commuting under 15 minutes36.4 percent plus or minus 25.7
- Commuting 30 minutes or more307 plus or minus 65
- Share commuting 30 minutes or more42.3 percent plus or minus 15.3
- Drove alone78.8 percent
- Carpooled10.8 percent plus or minus 6.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.6 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luther
SBA loans in Luther (7(a))
- Approvals7
- Gross approval$2,100,000
- Average approval$300,000
- Median approval$203,100
- Largest approval$1,190,000
- Jobs supported74
- Jobs per approval10.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term96 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Luther, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luther
SBA loans in Luther (504)
- Approvals3
- Gross approval$567,000
- Average approval$189,000
- Median approval$129,000
- Largest approval$316,000
- Jobs supported6
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Luther, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Luther
Flood risk in Luther
- NFIP communityTown of Luther
- NFIP community number400396
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/18/09
The Town of Luther participates in the National Flood Insurance Program as community 400396 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oklahoma County, not Luther
Oklahoma County context, not Luther figures
- Establishments in Oklahoma County24,877
- Covered employment, Oklahoma County495,002
- Average annual pay, Oklahoma County$65,904
- Housing units permitted, Oklahoma County6,164
Every figure in this section is published for Oklahoma County as a whole and is not a measurement of Luther.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Luther questions, answered from the record.
How many people live in Luther, Oklahoma?
1,627, in 647 households. Luther town covers 15.76 square miles of land, which is 103 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luther in?
Oklahoma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luther?
$51,827. The median owner-occupied home is valued at $212,800. Median gross rent is $1,375 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luther businesses?
7 7(a) approvals totaling $2.1 m since FY2020, across 5 lenders, median approval $203,100, plus 3 504 approvals worth $567,000 since FY2010. These count approvals to borrowers whose address is in Luther, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luther borrowers get paid back?
No rate is published for Luther. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Luther in the National Flood Insurance Program?
Yes. Luther appears in the FEMA Community Status Book as Luther, town of, community 400396, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luther figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oklahoma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luther.
Is zoning published for Luther?
No. Nothing on this page presents parcel level zoning.
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