HomeOklahomaOttawa CountyMiami city
Miami city, Oklahoma: commercial real estate data.
Miami city is a Census city of 12,926 people across 11.10 square miles of land, in Ottawa County. Median household income is $46,410, 55.6 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $9.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Miami
What Miami is
- Census place typecity
- Land area11.1 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,164
- County holding the largest share of its areaOttawa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
How many people live in Miami
- Population12,926
- Median age32.2
- Population under 183,395
- Share under 1826.3 percent
- Population 65 and over1,945
- Share 65 and over15.0 percent
- Households4,946
- Family households3,014
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
Income and work in Miami
- Median household income$46,410
- Per capita income$22,662
- Civilian labor force5,349
- Employed5,191
- Unemployed158 plus or minus 47
- Unemployment rate3.0 percent plus or minus 0.9
- Adults 25 and over7,754
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent
- Adults 25 and over with a graduate degree4.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
Housing in Miami
- Housing units5,696
- Occupied units4,946
- Vacant units750
- Vacancy rate13.2 percent
- Owner occupied2,748
- Renter occupied2,198
- Ownership rate55.6 percent
- Median owner-occupied home value$107,600
- Median gross rent, monthly$835
- Annual rent as a share of median income21.6 percent
- Single family units4,660
- Share single family81.8 percent
- Units in buildings of two or more958
- Share in buildings of two or more16.8 percent
- Mobile homes78 plus or minus 25
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
How Miami gets to work
- Workers 16 and over who commute4,901
- Commuting under 15 minutes2,836
- Share commuting under 15 minutes57.9 percent
- Commuting 30 minutes or more1,154
- Share commuting 30 minutes or more23.5 percent
- Drove alone80.0 percent
- Carpooled11.1 percent
- Public transport0.2 percent plus or minus 0.2
- Walked2.7 percent plus or minus 1.2
- Worked from home4.4 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
SBA loans in Miami (7(a))
- Approvals13
- Gross approval$9,461,300
- Average approval$727,792
- Median approval$323,000
- Ninetieth percentile approval$1,613,000
- Largest approval$3,627,000
- Jobs supported55
- Jobs per approval4.2
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more46.2 percent
- Share to franchises7.7 percent
- Distinct lenders9
- Distinct industries by NAICS12
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miami
SBA loans in Miami (504)
- Approvals2
- Gross approval$1,846,000
- Average approval$923,000
- Median approval$1,225,000
- Largest approval$1,225,000
- Jobs supported34
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ottawa County, not Miami
Ottawa County context, not Miami figures
These are Ottawa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Miami measurements.
- Establishments in Ottawa County548
- Employment at those establishments, Ottawa County8,370
- Covered employment, Ottawa County12,934
- Average annual pay, Ottawa County$45,301
- Average weekly wage, Ottawa County$871
- Housing units permitted, Ottawa County18
- Of those, single family, Ottawa County16
- County product, 2024, Ottawa County$1,437,735,000
- County product change over the prior year, Ottawa County3.8 percent
- Average income of an arriving household, Ottawa County$43,109
Every figure in this section is published for Ottawa County as a whole and is not a measurement of Miami. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Miami questions, answered from the record.
How many people live in Miami, Oklahoma?
12,926, in 4,946 households. Miami city covers 11.10 square miles of land, which is 1,164 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Miami in?
Ottawa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Miami?
$46,410. The median owner-occupied home is valued at $107,600. Median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Miami businesses?
13 7(a) approvals totalling $9.5 m, across 9 lenders, median approval $323,000, plus 2 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Miami, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Miami borrowers get paid back?
No rate is published for Miami. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Miami figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ottawa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Miami.
Is zoning published for Miami?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby