HomeOklahomaOttawa CountyMiami
Miami, Oklahoma: commercial real estate data.
Miami is a Census city of 12,926 people across 11.10 square miles of land, in Ottawa County. Median household income is $46,410, 55.6 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $9.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Miami
What Miami is
- Census place typecity
- Land area11.1 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,164
- County holding the largest share of its areaOttawa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
How many people live in Miami
- Population12,926
- Median age32.2
- Population under 183,395
- Share under 1826.3 percent
- Population 65 and over1,945
- Share 65 and over15.0 percent
- Households4,946
- Family households3,014
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
Income and work in Miami
- Median household income$46,410
- Per capita income$22,662
- Civilian labor force5,349
- Employed5,191
- Unemployed158 plus or minus 47
- Unemployment rate3.0 percent plus or minus 0.9
- Adults 25 and over7,754
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent
- Adults 25 and over with a graduate degree4.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
Housing in Miami
- Housing units5,696
- Occupied units4,946
- Vacant units750
- Vacancy rate13.2 percent
- Owner occupied2,748
- Renter occupied2,198
- Ownership rate55.6 percent
- Median owner-occupied home value$107,600
- Median gross rent, monthly$835
- Annual rent as a share of median income21.6 percent
- Single family units4,660
- Share single family81.8 percent
- Units in buildings of two or more958
- Share in buildings of two or more16.8 percent
- Mobile homes78 plus or minus 25
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
How Miami gets to work
- Workers 16 and over who commute4,901
- Commuting under 15 minutes2,836
- Share commuting under 15 minutes57.9 percent
- Commuting 30 minutes or more1,154
- Share commuting 30 minutes or more23.5 percent
- Drove alone80.0 percent
- Carpooled11.1 percent
- Public transport0.2 percent plus or minus 0.2
- Walked2.7 percent plus or minus 1.2
- Worked from home4.4 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miami
SBA loans in Miami (7(a))
- Approvals13
- Gross approval$9,461,300
- Average approval$727,792
- Median approval$323,000
- Largest approval$3,627,000
- Jobs supported55
- Jobs per approval4.2
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more46.2 percent
- Share to franchises7.7 percent
- Distinct lenders9
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Miami, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miami
SBA loans in Miami (504)
- Approvals2
- Gross approval$1,846,000
- Average approval$923,000
- Median approval$923,000
- Largest approval$1,225,000
- Jobs supported34
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Miami, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Miami
Flood risk in Miami
- NFIP communityCity of Miami
- NFIP community number400157
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/13/19
The City of Miami participates in the National Flood Insurance Program as community 400157 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ottawa County, not Miami
Ottawa County context, not Miami figures
- Establishments in Ottawa County548
- Covered employment, Ottawa County12,934
- Average annual pay, Ottawa County$45,301
- Housing units permitted, Ottawa County18
Every figure in this section is published for Ottawa County as a whole and is not a measurement of Miami.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Miami questions, answered from the record.
How many people live in Miami, Oklahoma?
12,926, in 4,946 households. Miami city covers 11.10 square miles of land, which is 1,164 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Miami in?
Ottawa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Miami?
$46,410. The median owner-occupied home is valued at $107,600. Median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Miami businesses?
13 7(a) approvals totaling $9.5 m since FY2020, across 9 lenders, median approval $323,000, plus 2 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Miami, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Miami borrowers get paid back?
No rate is published for Miami. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Miami in the National Flood Insurance Program?
Yes. Miami appears in the FEMA Community Status Book as Miami, city of, community 400157, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Miami figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ottawa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Miami.
Is zoning published for Miami?
No. Nothing on this page presents parcel level zoning.
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