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HomeOklahomaStephens CountyDuncan city

Duncan city, Oklahoma: commercial real estate data.

Duncan city is a Census city of 22,958 people across 42.94 square miles of land, in Stephens County. Median household income is $58,054, 67.7 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $11.1 m.

77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Duncan

What Duncan is

  • Census place typecity
  • Land area42.94 sq mi
  • Water area4.88 sq mi
  • Population per square mile of land535
  • County holding the largest share of its areaStephens County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duncan

How many people live in Duncan

  • Population22,958
  • Median age39.9
  • Population under 185,117
  • Share under 1822.3 percent
  • Population 65 and over4,797
  • Share 65 and over20.9 percent
  • Households9,492
  • Family households6,184
  • Share of households that are families65.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duncan

Income and work in Duncan

  • Median household income$58,054
  • Per capita income$33,646
  • Civilian labor force9,935
  • Employed9,255
  • Unemployed680 plus or minus 176
  • Unemployment rate6.8 percent plus or minus 1.8
  • Adults 25 and over15,850
  • Adults 25 and over with a high school diploma or higher87.5 percent
  • Adults 25 and over with a bachelor degree or higher20.2 percent
  • Adults 25 and over with a graduate degree7.6 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duncan

Housing in Duncan

  • Housing units11,106
  • Occupied units9,492
  • Vacant units1,614
  • Vacancy rate14.5 percent
  • Owner occupied6,424
  • Renter occupied3,068
  • Ownership rate67.7 percent
  • Median owner-occupied home value$131,500
  • Median gross rent, monthly$896
  • Annual rent as a share of median income18.5 percent
  • Single family units9,668
  • Share single family87.1 percent
  • Units in buildings of two or more1,113
  • Share in buildings of two or more10.0 percent
  • Mobile homes265 plus or minus 94
  • Median year structure built1972

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duncan

How Duncan gets to work

  • Workers 16 and over who commute8,603
  • Commuting under 15 minutes4,543
  • Share commuting under 15 minutes52.8 percent
  • Commuting 30 minutes or more1,885
  • Share commuting 30 minutes or more21.9 percent
  • Drove alone76.4 percent
  • Carpooled15.4 percent
  • Public transport0.3 percent plus or minus 0.3
  • Walked1.1 percent plus or minus 0.7
  • Worked from home5.3 percent plus or minus 1.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Duncan

SBA loans in Duncan (7(a))

  • Approvals29
  • Gross approval$11,102,300
  • Average approval$382,838
  • Median approval$95,400
  • Ninetieth percentile approval$707,500
  • Largest approval$3,794,000
  • Jobs supported268
  • Jobs per approval9.2
  • Loans with a final outcome17
  • Paid in full17
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term84 months
  • Share on real estate terms of 20 years or more13.8 percent
  • Share to franchises10.3 percent
  • Distinct lenders8
  • Distinct industries by NAICS19

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Duncan

SBA loans in Duncan (504)

  • Approvals2
  • Gross approval$787,000
  • Average approval$393,500
  • Median approval$703,000
  • Largest approval$703,000
  • Jobs supported4
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Stephens County, not Duncan

Stephens County context, not Duncan figures

These are Stephens County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Duncan measurements.

  • Establishments in Stephens County1,080
  • Employment at those establishments, Stephens County12,439
  • Covered employment, Stephens County15,058
  • Average annual pay, Stephens County$52,784
  • Average weekly wage, Stephens County$1,015
  • Housing units permitted, Stephens County16
  • Of those, single family, Stephens County16
  • County product, 2024, Stephens County$2,926,657,000
  • County product change over the prior year, Stephens County0.9 percent
  • Average income of an arriving household, Stephens County$44,157

Every figure in this section is published for Stephens County as a whole and is not a measurement of Duncan. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Duncan questions, answered from the record.

How many people live in Duncan, Oklahoma?

22,958, in 9,492 households. Duncan city covers 42.94 square miles of land, which is 535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Duncan in?

Stephens County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Duncan?

$58,054. The median owner-occupied home is valued at $131,500. Median gross rent is $896 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Duncan businesses?

29 7(a) approvals totalling $11.1 m, across 8 lenders, median approval $95,400, plus 2 504 approvals worth $787,000. These count approvals to borrowers whose address is in Duncan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Duncan borrowers get paid back?

Of the 17 loans that have reached a final outcome, 17 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Duncan figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stephens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Duncan.

Is zoning published for Duncan?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.