HomeOklahomaStephens CountyDuncan
Duncan, Oklahoma: commercial real estate data.
Duncan is a Census city of 22,958 people across 42.94 square miles of land, in Stephens County. Median household income is $58,054, 67.7 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $11.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Duncan
What Duncan is
- Census place typecity
- Land area42.94 sq mi
- Water area4.88 sq mi
- Population per square mile of land535
- County holding the largest share of its areaStephens County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duncan
How many people live in Duncan
- Population22,958
- Median age39.9
- Population under 185,117
- Share under 1822.3 percent
- Population 65 and over4,797
- Share 65 and over20.9 percent
- Households9,492
- Family households6,184
- Share of households that are families65.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duncan
Income and work in Duncan
- Median household income$58,054
- Per capita income$33,646
- Civilian labor force9,935
- Employed9,255
- Unemployed680 plus or minus 176
- Unemployment rate6.8 percent plus or minus 1.8
- Adults 25 and over15,850
- Adults 25 and over with a high school diploma or higher87.5 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent
- Adults 25 and over with a graduate degree7.6 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duncan
Housing in Duncan
- Housing units11,106
- Occupied units9,492
- Vacant units1,614
- Vacancy rate14.5 percent
- Owner occupied6,424
- Renter occupied3,068
- Ownership rate67.7 percent
- Median owner-occupied home value$131,500
- Median gross rent, monthly$896
- Annual rent as a share of median income18.5 percent
- Single family units9,668
- Share single family87.1 percent
- Units in buildings of two or more1,113
- Share in buildings of two or more10.0 percent
- Mobile homes265 plus or minus 94
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duncan
How Duncan gets to work
- Workers 16 and over who commute8,603
- Commuting under 15 minutes4,543
- Share commuting under 15 minutes52.8 percent
- Commuting 30 minutes or more1,885
- Share commuting 30 minutes or more21.9 percent
- Drove alone76.4 percent
- Carpooled15.4 percent
- Public transport0.3 percent plus or minus 0.3
- Walked1.1 percent plus or minus 0.7
- Worked from home5.3 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duncan
SBA loans in Duncan (7(a))
- Approvals29
- Gross approval$11,102,300
- Average approval$382,838
- Median approval$95,400
- Ninetieth percentile approval$687,100
- Largest approval$3,794,000
- Jobs supported268
- Jobs per approval9.2
- Loans with a final outcome17
- Paid in full17
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more13.8 percent
- Share to franchises10.3 percent
- Distinct lenders8
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Duncan, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duncan
SBA loans in Duncan (504)
- Approvals2
- Gross approval$787,000
- Average approval$393,500
- Median approval$393,500
- Largest approval$703,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Duncan, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Duncan
Flood risk in Duncan
- NFIP communityCity of Duncan
- NFIP community number400202
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/10
The City of Duncan participates in the National Flood Insurance Program as community 400202 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Stephens County, not Duncan
Stephens County context, not Duncan figures
- Establishments in Stephens County1,080
- Covered employment, Stephens County15,058
- Average annual pay, Stephens County$52,784
- Housing units permitted, Stephens County16
Every figure in this section is published for Stephens County as a whole and is not a measurement of Duncan.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Duncan questions, answered from the record.
How many people live in Duncan, Oklahoma?
22,958, in 9,492 households. Duncan city covers 42.94 square miles of land, which is 535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Duncan in?
Stephens County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Duncan?
$58,054. The median owner-occupied home is valued at $131,500. Median gross rent is $896 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Duncan businesses?
29 7(a) approvals totaling $11.1 m since FY2020, across 8 lenders, median approval $95,400, plus 2 504 approvals worth $787,000 since FY2010. These count approvals to borrowers whose address is in Duncan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Duncan borrowers get paid back?
No rate is published for Duncan. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Duncan in the National Flood Insurance Program?
Yes. Duncan appears in the FEMA Community Status Book as Duncan, city of, community 400202, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Duncan figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stephens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Duncan.
Is zoning published for Duncan?
No. Nothing on this page presents parcel level zoning.
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