HomeRhode IslandKent CountyWarwick
Warwick, Rhode Island: commercial real estate data.
Warwick is a Census city of 83,175 people across 35.00 square miles of land, in Kent County. Median household income is $88,708, 73.3 percent of occupied homes are owned, and the SBA record carries 158 7(a) approvals to borrowers here worth $73.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Warwick
What Warwick is
- Census place typecity
- Land area35 sq mi
- Water area14.75 sq mi
- Population per square mile of land2,376
- County holding the largest share of its areaKent County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
How many people live in Warwick
- Population83,175
- Median age44.3
- Population under 1814,628
- Share under 1817.6 percent
- Population 65 and over17,945
- Share 65 and over21.6 percent
- Households36,055
- Family households21,135
- Share of households that are families58.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
Income and work in Warwick
- Median household income$88,708
- Per capita income$48,016
- Civilian labor force46,098
- Employed43,736
- Unemployed2,362
- Unemployment rate5.1 percent
- Adults 25 and over62,578
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher33.7 percent
- Adults 25 and over with a graduate degree12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
Housing in Warwick
- Housing units37,516
- Occupied units36,055
- Vacant units1,461 plus or minus 355
- Vacancy rate3.9 percent plus or minus 0.9
- Owner occupied26,442
- Renter occupied9,613
- Ownership rate73.3 percent
- Median owner-occupied home value$354,600
- Median gross rent, monthly$1,363
- Annual rent as a share of median income18.4 percent
- Single family units27,267
- Share single family72.7 percent
- Units in buildings of two or more10,086
- Share in buildings of two or more26.9 percent
- Mobile homes145 plus or minus 111
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
How Warwick gets to work
- Workers 16 and over who commute37,504
- Commuting under 15 minutes8,852
- Share commuting under 15 minutes23.6 percent
- Commuting 30 minutes or more12,180
- Share commuting 30 minutes or more32.5 percent
- Drove alone77.1 percent
- Carpooled7.8 percent
- Public transport1.0 percent plus or minus 0.3
- Walked0.6 percent plus or minus 0.3
- Worked from home12.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
SBA loans in Warwick (7(a))
- Approvals158
- Gross approval$73,492,400
- Average approval$465,142
- Median approval$200,000
- Ninetieth percentile approval$1,000,000
- Largest approval$4,553,100
- Jobs supported1,932
- Jobs per approval12.2
- Loans with a final outcome27
- Paid in full27
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises9.5 percent
- Distinct lenders40
- Distinct industries by NAICS80
Counted by borrower city: approvals to borrowers whose address is in Warwick, in any county, FY2020 to FY2026. Only 27 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warwick
SBA loans in Warwick (504)
- Approvals57
- Gross approval$25,018,000
- Average approval$438,912
- Median approval$325,000
- Largest approval$1,965,000
- Jobs supported334
- Loans with a final outcome10
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Warwick, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warwick
Flood risk in Warwick
- NFIP communityCity of Warwick
- NFIP community number445409
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date10/02/15
The City of Warwick participates in the National Flood Insurance Program as community 445409 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kent County, not Warwick
Kent County context, not Warwick figures
- Establishments in Kent County4,739
- Covered employment, Kent County75,845
- Average annual pay, Kent County$63,016
- Housing units permitted, Kent County471
Every figure in this section is published for Kent County as a whole and is not a measurement of Warwick.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Warwick questions, answered from the record.
How many people live in Warwick, Rhode Island?
83,175, in 36,055 households. Warwick city covers 35.00 square miles of land, which is 2,376 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Warwick in?
Kent County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Warwick?
$88,708. The median owner-occupied home is valued at $354,600. Median gross rent is $1,363 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Warwick businesses?
158 7(a) approvals totaling $73.5 m since FY2020, across 40 lenders, median approval $200,000, plus 57 504 approvals worth $25.0 m since FY2010. These count approvals to borrowers whose address is in Warwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Warwick borrowers get paid back?
No rate is published for Warwick. Only 27 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Warwick in the National Flood Insurance Program?
Yes. Warwick appears in the FEMA Community Status Book as Warwick, city of, community 445409, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Warwick figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Warwick.
Is zoning published for Warwick?
No. Nothing on this page presents parcel level zoning.