HomeRhode IslandKent CountyWarwick city
Warwick city, Rhode Island: commercial real estate data.
Warwick city is a Census city of 83,175 people across 35.00 square miles of land, in Kent County. Median household income is $88,708, 73.3 percent of occupied homes are owned, and the SBA record carries 158 7(a) approvals to borrowers here worth $73.5 m.
78 sourced place values · tier FULL · 8 sections
Warwick
What Warwick is
- Census place typecity
- Land area35 sq mi
- Water area14.75 sq mi
- Population per square mile of land2,376
- County holding the largest share of its areaKent County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
How many people live in Warwick
- Population83,175
- Median age44.3
- Population under 1814,628
- Share under 1817.6 percent
- Population 65 and over17,945
- Share 65 and over21.6 percent
- Households36,055
- Family households21,135
- Share of households that are families58.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
Income and work in Warwick
- Median household income$88,708
- Per capita income$48,016
- Civilian labor force46,098
- Employed43,736
- Unemployed2,362
- Unemployment rate5.1 percent
- Adults 25 and over62,578
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher33.7 percent
- Adults 25 and over with a graduate degree12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
Housing in Warwick
- Housing units37,516
- Occupied units36,055
- Vacant units1,461 plus or minus 355
- Vacancy rate3.9 percent plus or minus 0.9
- Owner occupied26,442
- Renter occupied9,613
- Ownership rate73.3 percent
- Median owner-occupied home value$354,600
- Median gross rent, monthly$1,363
- Annual rent as a share of median income18.4 percent
- Single family units27,267
- Share single family72.7 percent
- Units in buildings of two or more10,086
- Share in buildings of two or more26.9 percent
- Mobile homes145 plus or minus 111
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
How Warwick gets to work
- Workers 16 and over who commute37,504
- Commuting under 15 minutes8,852
- Share commuting under 15 minutes23.6 percent
- Commuting 30 minutes or more12,180
- Share commuting 30 minutes or more32.5 percent
- Drove alone77.1 percent
- Carpooled7.8 percent
- Public transport1.0 percent plus or minus 0.3
- Walked0.6 percent plus or minus 0.3
- Worked from home12.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warwick
SBA 7(a) lending to Warwick borrowers
- Approvals158
- Gross approval$73,492,400
- Average approval$465,142
- Median approval$200,000
- Ninetieth percentile approval$1,000,000
- Largest approval$4,553,100
- Jobs supported1,932
- Jobs per approval12.2
- Loans with a final outcome27
- Paid in full27
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises9.5 percent
- Distinct lenders40
- Distinct industries by NAICS80
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warwick
SBA 504 lending to Warwick borrowers
- Approvals57
- Gross approval$25,018,000
- Average approval$438,912
- Median approval$325,000
- Largest approval$1,965,000
- Jobs supported334
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kent County, not Warwick
Kent County context, not Warwick figures
These are Kent County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Warwick measurements.
- Establishments in Kent County4,739
- Employment at those establishments, Kent County68,926
- Covered employment, Kent County75,845
- Average annual pay, Kent County$63,016
- Average weekly wage, Kent County$1,212
- Housing units permitted, Kent County471
- Of those, single family, Kent County138
- County product, 2024, Kent County$12,418,317,000
- County product change over the prior year, Kent County3.6 percent
- Average income of an arriving household, Kent County$73,874
Every figure in this section is published for Kent County as a whole and is not a measurement of Warwick. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Warwick questions, answered from the record.
How many people live in Warwick, Rhode Island?
83,175, in 36,055 households. Warwick city covers 35.00 square miles of land, which is 2,376 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Warwick in?
Kent County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Warwick?
$88,708. The median owner-occupied home is valued at $354,600. Median gross rent is $1,363 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Warwick businesses?
158 7(a) approvals totalling $73.5 m, across 40 lenders, median approval $200,000, plus 57 504 approvals worth $25.0 m. These count approvals to borrowers whose address is in Warwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Warwick borrowers get paid back?
Of the 27 loans that have reached a final outcome, 27 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Warwick figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Warwick.
Is zoning published for Warwick?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.