HomeRhode IslandWashington CountyCharlestown
Charlestown, Rhode Island: commercial real estate data.
Charlestown is a Census CDP of 1,499 people across 2.26 square miles of land, in Washington County. Median household income is $108,563, 87.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Charlestown
What Charlestown is
- Census place typeCDP
- Land area2.26 sq mi
- Water area0.58 sq mi
- Population per square mile of land662 plus or minus 140
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
How many people live in Charlestown
- Population1,499 plus or minus 316
- Median age65.4
- Population under 1887 plus or minus 70
- Share under 185.8 percent plus or minus 4.5
- Population 65 and over759 plus or minus 171
- Share 65 and over50.6 percent
- Households765 plus or minus 156
- Family households509 plus or minus 123
- Share of households that are families66.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
Income and work in Charlestown
- Median household income$108,563 plus or minus $30,282
- Per capita income$90,527 plus or minus $22,017
- Civilian labor force633 plus or minus 181
- Employed586 plus or minus 179
- Unemployed47 plus or minus 52
- Unemployment rate7.4 percent plus or minus 7.9
- Adults 25 and over1,364 plus or minus 285
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 29.3
- Adults 25 and over with a bachelor degree or higher57.6 percent plus or minus 13.0
- Adults 25 and over with a graduate degree21.3 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
Housing in Charlestown
- Housing units1,655
- Occupied units765 plus or minus 156
- Vacant units890 plus or minus 212
- Vacancy rate53.8 percent
- Owner occupied671 plus or minus 155
- Renter occupied94 plus or minus 62
- Ownership rate87.7 percent
- Median owner-occupied home value$583,200
- Median gross rent, monthly$1,159 plus or minus $541
- Annual rent as a share of median income12.8 percent plus or minus 7.0
- Single family units1,569
- Share single family94.8 percent
- Units in buildings of two or more86 plus or minus 64
- Share in buildings of two or more5.2 percent plus or minus 3.8
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
How Charlestown gets to work
- Workers 16 and over who commute483 plus or minus 161
- Commuting under 15 minutes55 plus or minus 40
- Share commuting under 15 minutes11.4 percent plus or minus 7.4
- Commuting 30 minutes or more161 plus or minus 73
- Share commuting 30 minutes or more33.3 percent plus or minus 10.2
- Drove alone76.0 percent plus or minus 15.4
- Carpooled2.8 percent plus or minus 3.4
- Public transport1.6 percent plus or minus 2.6
- Walked4.4 percent plus or minus 4.0
- Worked from home15.3 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
SBA loans in Charlestown (7(a))
- Approvals7
- Gross approval$1,657,500
- Average approval$236,786
- Median approval$200,000
- Largest approval$651,600
- Jobs supported69
- Jobs per approval9.9
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Charlestown, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charlestown
SBA loans in Charlestown (504)
- Approvals9
- Gross approval$3,715,000
- Average approval$412,778
- Median approval$480,000
- Largest approval$686,000
- Jobs supported75
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Charlestown, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charlestown
Flood risk in Charlestown
- NFIP communityTown of Charlestown
- NFIP community number445395
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date04/03/20
The Town of Charlestown participates in the National Flood Insurance Program as community 445395 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washington County, not Charlestown
Washington County context, not Charlestown figures
- Establishments in Washington County3,799
- Covered employment, Washington County59,183
- Average annual pay, Washington County$62,700
- Housing units permitted, Washington County299
Every figure in this section is published for Washington County as a whole and is not a measurement of Charlestown.
All Washington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Charlestown questions, answered from the record.
How many people live in Charlestown, Rhode Island?
1,499, in 765 households. Charlestown CDP covers 2.26 square miles of land, which is 662 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charlestown in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charlestown?
$108,563. The median owner-occupied home is valued at $583,200. Median gross rent is $1,159 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charlestown businesses?
7 7(a) approvals totaling $1.7 m since FY2020, across 6 lenders, median approval $200,000, plus 9 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Charlestown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charlestown borrowers get paid back?
No rate is published for Charlestown. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Charlestown in the National Flood Insurance Program?
Yes. Charlestown appears in the FEMA Community Status Book as Charlestown, town of, community 445395, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Charlestown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charlestown.
Is zoning published for Charlestown?
No. Nothing on this page presents parcel level zoning.