HomeSouth DakotaBon Homme CountyScotland
Scotland, South Dakota: commercial real estate data.
Scotland is a Census city of 851 people across 0.90 square miles of land, in Bon Homme County. Median household income is $63,250, 77.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Scotland
What Scotland is
- Census place typecity
- Land area0.9 sq mi
- Water area0 sq mi
- Population per square mile of land950 plus or minus 190
- County holding the largest share of its areaBon Homme County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland
How many people live in Scotland
- Population851 plus or minus 170
- Median age40.3 plus or minus 11.0
- Population under 18222 plus or minus 53
- Share under 1826.1 percent
- Population 65 and over222 plus or minus 49
- Share 65 and over26.1 percent
- Households350
- Family households208 plus or minus 43
- Share of households that are families59.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland
Income and work in Scotland
- Median household income$63,250
- Per capita income$30,723
- Civilian labor force354 plus or minus 79
- Employed354 plus or minus 79
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over581
- Adults 25 and over with a high school diploma or higher94.8 percent plus or minus 20.9
- Adults 25 and over with a bachelor degree or higher27.2 percent plus or minus 5.9
- Adults 25 and over with a graduate degree4.5 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland
Housing in Scotland
- Housing units408
- Occupied units350
- Vacant units58 plus or minus 33
- Vacancy rate14.2 percent plus or minus 7.8
- Owner occupied272
- Renter occupied78 plus or minus 32
- Ownership rate77.7 percent
- Median owner-occupied home value$110,700
- Median gross rent, monthly$593
- Annual rent as a share of median income11.3 percent
- Single family units339
- Share single family83.1 percent
- Units in buildings of two or more62 plus or minus 30
- Share in buildings of two or more15.2 percent plus or minus 6.9
- Mobile homes7 plus or minus 6
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland
How Scotland gets to work
- Workers 16 and over who commute342 plus or minus 78
- Commuting under 15 minutes189 plus or minus 57
- Share commuting under 15 minutes55.3 percent
- Commuting 30 minutes or more97 plus or minus 41
- Share commuting 30 minutes or more28.4 percent plus or minus 10.0
- Drove alone78.3 percent
- Carpooled11.7 percent plus or minus 6.0
- Public transport0.0 percent
- Walked6.0 percent plus or minus 3.1
- Worked from home2.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland
SBA loans in Scotland (7(a))
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Largest approval$150,000
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Scotland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scotland
SBA loans in Scotland (504)
- Approvals1
- Gross approval$147,000
- Average approval$147,000
- Median approval$147,000
- Largest approval$147,000
- Jobs supported3
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Scotland, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scotland
Flood risk in Scotland
- NFIP communityCity of Scotland
- NFIP community number460213
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Scotland participates in the National Flood Insurance Program as community 460213 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bon Homme County, not Scotland
Bon Homme County context, not Scotland figures
- Establishments in Bon Homme County176
- Covered employment, Bon Homme County1,713
- Average annual pay, Bon Homme County$46,372
- Housing units permitted, Bon Homme County18
Every figure in this section is published for Bon Homme County as a whole and is not a measurement of Scotland.
All Bon Homme County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Scotland questions, answered from the record.
How many people live in Scotland, South Dakota?
851, in 350 households. Scotland city covers 0.90 square miles of land, which is 950 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Scotland in?
Bon Homme County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Scotland?
$63,250. The median owner-occupied home is valued at $110,700. Median gross rent is $593 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Scotland businesses?
1 7(a) approvals totaling $150,000 since FY2020, across 1 lenders, median approval $150,000, plus 1 504 approvals worth $147,000 since FY2010. These count approvals to borrowers whose address is in Scotland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Scotland borrowers get paid back?
No rate is published for Scotland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Scotland in the National Flood Insurance Program?
Yes. Scotland appears in the FEMA Community Status Book as Scotland, city of, community 460213, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Scotland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bon Homme County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Scotland.
Is zoning published for Scotland?
No. Nothing on this page presents parcel level zoning.
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