HomeSouth DakotaClay CountyVermillion
Vermillion, South Dakota: commercial real estate data.
Vermillion is a Census city of 11,878 people across 4.79 square miles of land, in Clay County. Median household income is $50,456, 42.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $811,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vermillion
What Vermillion is
- Census place typecity
- Land area4.79 sq mi
- Water area0 sq mi
- Population per square mile of land2,481
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermillion
How many people live in Vermillion
- Population11,878
- Median age23.1
- Population under 181,775
- Share under 1814.9 percent
- Population 65 and over1,136
- Share 65 and over9.6 percent
- Households4,312
- Family households1,724
- Share of households that are families40.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermillion
Income and work in Vermillion
- Median household income$50,456
- Per capita income$26,468
- Civilian labor force6,993
- Employed6,399
- Unemployed594 plus or minus 197
- Unemployment rate8.5 percent plus or minus 2.8
- Adults 25 and over5,343
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher50.6 percent
- Adults 25 and over with a graduate degree24.0 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermillion
Housing in Vermillion
- Housing units4,702
- Occupied units4,312
- Vacant units390 plus or minus 195
- Vacancy rate8.3 percent plus or minus 4.1
- Owner occupied1,812
- Renter occupied2,500
- Ownership rate42.0 percent
- Median owner-occupied home value$219,000
- Median gross rent, monthly$764
- Annual rent as a share of median income18.2 percent
- Single family units2,090
- Share single family44.4 percent
- Units in buildings of two or more2,349
- Share in buildings of two or more50.0 percent
- Mobile homes263 plus or minus 117
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermillion
How Vermillion gets to work
- Workers 16 and over who commute5,773
- Commuting under 15 minutes3,940
- Share commuting under 15 minutes68.2 percent
- Commuting 30 minutes or more1,108 plus or minus 275
- Share commuting 30 minutes or more19.2 percent plus or minus 4.6
- Drove alone73.7 percent
- Carpooled5.4 percent plus or minus 3.1
- Public transport1.9 percent plus or minus 1.8
- Walked10.6 percent plus or minus 3.3
- Worked from home6.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermillion
SBA loans in Vermillion (7(a))
- Approvals5
- Gross approval$811,600
- Average approval$162,320
- Median approval$75,000
- Largest approval$354,000
- Jobs supported66
- Jobs per approval13.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises20.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Vermillion, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vermillion
SBA loans in Vermillion (504)
- Approvals15
- Gross approval$4,721,000
- Average approval$314,733
- Median approval$337,000
- Largest approval$723,000
- Jobs supported151
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Vermillion, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vermillion
Flood risk in Vermillion
- NFIP communityCity of Vermillion
- NFIP community number460015
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/30/20(M)
The City of Vermillion participates in the National Flood Insurance Program as community 460015 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Vermillion
Clay County context, not Vermillion figures
- Establishments in Clay County298
- Covered employment, Clay County6,066
- Average annual pay, Clay County$48,924
- Housing units permitted, Clay County28
Every figure in this section is published for Clay County as a whole and is not a measurement of Vermillion.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vermillion questions, answered from the record.
How many people live in Vermillion, South Dakota?
11,878, in 4,312 households. Vermillion city covers 4.79 square miles of land, which is 2,481 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vermillion in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vermillion?
$50,456. The median owner-occupied home is valued at $219,000. Median gross rent is $764 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vermillion businesses?
5 7(a) approvals totaling $811,600 since FY2020, across 4 lenders, median approval $75,000, plus 15 504 approvals worth $4.7 m since FY2010. These count approvals to borrowers whose address is in Vermillion, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vermillion borrowers get paid back?
No rate is published for Vermillion. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vermillion in the National Flood Insurance Program?
Yes. Vermillion appears in the FEMA Community Status Book as Vermillion, city of, community 460015, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vermillion figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vermillion.
Is zoning published for Vermillion?
No. Nothing on this page presents parcel level zoning.
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