HomeSouth DakotaHutchinson County
Hutchinson County, South Dakota: commercial real estate data.
Hutchinson County, South Dakota had an estimated 7,416 residents on July 1, 2024, down 0.1 percent since the 2020 census base of 7,425, across 813 square miles. County output reached $555.5 m in 2024, 239 establishments operate here, and the SBA record carries 3 7(a) approvals worth $536,300 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hutchinson County
How many people live in Hutchinson County
- Population, American Community Survey 2020-20247,404
- Households2,908
- Average household size2.55
- Median household income$73,977
- Median age42.1
- Median gross rent$727 per month
- Median owner-occupied home value$163,000
- Home value to household income2.2 times
- Annual rent as a share of median income11.8 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over4,981
- Population under 181,957
- Share under 1826.4 percent
- Population 65 and over1,613
- Share 65 and over21.8 percent
- Working age population, 18 to 643,834
- Civilian labor force3,698
- Unemployment rate1.6 percent
- Labor force participation, adults 18 and over67.9 percent
- Rank by population among South Dakota counties24th of 66
- Rank by population among US county-equivalents, Puerto Rico included2705th of 3,222
Hutchinson County is the 24th largest of 66 South Dakota counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.4 percent against 21.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hutchinson County
Is Hutchinson County's population growing?
- Population, July 1, 20247,416
- Census 2020 base population7,425
- Population change since the 2020 census base-0.12 percent
- Population change, 2023 to 2024-7
- Births, 202497
- Deaths, 2024112
- Natural change, 2024-15
- Net domestic migration, 20245
- Net international migration, 20244
- Total net migration, 20249
- Cumulative net domestic migration, 2021 to 202448
- Rank by growth among US county-equivalents1881st of 3,144
The county has lost 0.12 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hutchinson County
Where are people moving to Hutchinson County from?
- Tax returns filed by households arriving162
- People arriving, from those returns309
- Tax returns filed by households leaving158
- Net household movement4
- Adjusted gross income arriving$8.8 m
- Net adjusted gross income movement$1.3 m
- Average income of an arriving household$54,617
- Average income of a leaving household$47,854
- Largest single originMinnehaha County (24 households)
- Largest single destinationMinnehaha County (23 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Minnehaha County | 24 | 37 | $1.2 m |
Households arriving report $6,763 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Minnehaha County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hutchinson County
What is the Hutchinson County economy?
- County GDP, 2024$555.5 m
- County GDP, 2023$559.9 m
- GDP change, 2023 to 2024-0.8 percent
- GDP change over five years50.1 percent
- Rank by GDP among the South Dakota areas BEA publishes20th of 66
- Rank by GDP among the US county areas BEA publishes2339th of 3,127
- GDP per resident$75,020
Output grew -0.8 percent in the latest year and 50.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hutchinson County
Employment by industry in Hutchinson County
- Covered employment, annual average2,756
- Establishments reporting306
- Average annual pay$48,418
- Average weekly wage$931
- Wholesale trade, employment366
- Wholesale trade, average annual pay$70,000
- Manufacturing, employment346
- Manufacturing, average annual pay$58,289
- Retail trade, employment243
- Retail trade, average annual pay$27,505
- Finance and insurance, employment90
- Finance and insurance, average annual pay$74,341
- Construction, employment86
- Professional, scientific and technical services, employment77
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Wholesale trade | 366 | 33 | $70,000 |
| Manufacturing | 346 | 14 | $58,289 |
| Retail trade | 243 | 26 | $27,505 |
| Finance and insurance | 90 | 18 | $74,341 |
| Construction | 86 | 24 | $66,574 |
| Professional, scientific and technical services | 77 | 26 | $68,368 |
| Other services, except public administration | 64 | 21 | $39,103 |
| Administrative and support and waste management services | 52 | 10 | $28,880 |
Wholesale trade is the largest private sector at 366 jobs, 13.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hutchinson County
How many businesses are in Hutchinson County?
- Establishments, all industries239
- Employment at those establishments2,149
- Annual payroll$101.4 m
- Establishments per 1,000 residents32.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Hutchinson County
Building permits in Hutchinson County
- Housing units authorized by permit, 202421
- Declared construction value permitted$9.1 m
- Single family units authorized21
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$435,093
- Units authorized per 1,000 households7.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Hutchinson County
SBA loans in Hutchinson County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$536,300
- Average 7(a) approval$178,767
- Median 7(a) approval$100,000
- Largest single approval$337,500
- Jobs reported supported, 7(a)8
- Jobs per approval2.7
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded9
- 504 gross approval dollars$3.6 m
- Average 504 approval$402,889
- Median 504 approval$215,000
- Distinct CDCs active3
- 504 jobs per approval1.8
- 504 jobs per million dollars approved4.4
- Most active CDCDakota Business Finance (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hutchinson County
SBA loan default and charge-off rates in Hutchinson County
Do SBA loans in Hutchinson County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hutchinson County
SBA lending by place in Hutchinson County
- Borrower cities with recorded lending3
- Menno, approvals1
- Freeman, approvals1
- Parkston, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Menno | 1 | $337,500 |
| Freeman | 1 | $100,000 |
| Parkston | 1 | $98,800 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hutchinson County
How large is Hutchinson County?
- Land area813 sq mi
- Rank by land area among South Dakota counties39th of 66
- Width, east to west36 mi
- Height, north to south22.9 mi
- Geographies sharing a boundary8
- Residents per square mile of land9
- Establishments per square mile0.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hutchinson County
Flood risk in Hutchinson County
- Participation of the county's own NFIP community Hutchinson County, unincorporated areasParticipating, community 460041
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
- Radon levels in Hutchinson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Hutchinson County (community 460041), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Hutchinson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Hutchinson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hutchinson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20247,404
- Households2,908
- Average household size2.55
- Median household income$73,977
- Median age42.1
Common questions
Hutchinson County questions, answered from the record.
How many people live in Hutchinson County, South Dakota?
The Census Bureau estimates 7,416 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 7,404, in 2,908 households, ranking 24th of 66 South Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hutchinson County's population growing?
The population has fallen 0.12 percent since the 2020 census base of 7,425, to 7,416 on July 1, 2024. In 2024 there were 97 births against 112 deaths, with net migration of 9. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hutchinson County?
$73,977. The median owner-occupied home is valued at $163,000, which is 2.2 times income, and median gross rent is $727 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Hutchinson County?
239 establishments, employing 2,149 people with an annual payroll of $101.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Hutchinson County?
Wholesale trade is the largest private sector at 366 jobs, 13.3 percent of covered employment. Covered employment averages 2,756 jobs at an average annual pay of $48,418, or $931 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hutchinson County?
3 7(a) approvals totaling $536,300 since FY2020, across 3 lenders, with a median approval of $100,000, plus 9 504 approvals worth $3.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Hutchinson County?
21 housing units were authorized by permit in 2024, with a declared construction value of $9.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hutchinson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hutchinson County come from?
The largest single origin is Minnehaha County, with 24 households. Arriving households report an average income of $54,617 against $47,854 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hutchinson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hutchinson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Hutchinson County
Cities and places in Hutchinson.
13 Census places lie wholly or partly in Hutchinson County. 11 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Parkston | city | 1,874 | 1 | Wholly in this county |
| Freeman | city | 1,565 | 1 | Wholly in this county |
| Menno | city | 653 | 1 | Wholly in this county |
| Tripp | city | 574 | None recorded | Wholly in this county |
| Tschetter Colony | CDP | 148 | None recorded | Wholly in this county |
| Dimock | town | 104 | None recorded | Wholly in this county |
| Kaylor | CDP | 80 | None recorded | Wholly in this county |
| Old Elm Spring Colony | CDP | 75 | None recorded | Wholly in this county |
| Olivet | town | 63 | None recorded | Wholly in this county |
| New Elm Spring Colony | CDP | 37 | None recorded | Wholly in this county |
| Milltown | CDP | 4 | None recorded | Wholly in this county |
| Maxwell Colony | CDP | 0 | None recorded | Wholly in this county |
| Wolf Creek Colony | CDP | 0 | None recorded | Wholly in this county |