HomeSouth DakotaKingsbury CountyDe Smet
De Smet, South Dakota: commercial real estate data.
De Smet is a Census city of 943 people across 1.16 square miles of land, in Kingsbury County. Median household income is $67,321, 85.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $966,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
De Smet
What De Smet is
- Census place typecity
- Land area1.16 sq mi
- Water area0 sq mi
- Population per square mile of land814
- County holding the largest share of its areaKingsbury County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
De Smet
How many people live in De Smet
- Population943
- Median age47.3
- Population under 18188 plus or minus 44
- Share under 1819.9 percent
- Population 65 and over276 plus or minus 60
- Share 65 and over29.3 percent
- Households427
- Family households210 plus or minus 44
- Share of households that are families49.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
De Smet
Income and work in De Smet
- Median household income$67,321 plus or minus $15,848
- Per capita income$41,346
- Civilian labor force496
- Employed496
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over678
- Adults 25 and over with a high school diploma or higher94.4 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent plus or minus 7.0
- Adults 25 and over with a graduate degree6.3 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
De Smet
Housing in De Smet
- Housing units468
- Occupied units427
- Vacant units41 plus or minus 29
- Vacancy rate8.8 percent plus or minus 6.1
- Owner occupied364
- Renter occupied63 plus or minus 19
- Ownership rate85.2 percent
- Median owner-occupied home value$165,200
- Median gross rent, monthly$708 plus or minus $307
- Annual rent as a share of median income12.6 percent plus or minus 6.2
- Single family units400
- Share single family85.5 percent
- Units in buildings of two or more65 plus or minus 27
- Share in buildings of two or more13.9 percent plus or minus 5.7
- Mobile homes3 plus or minus 4
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
De Smet
How De Smet gets to work
- Workers 16 and over who commute459
- Commuting under 15 minutes366
- Share commuting under 15 minutes79.7 percent
- Commuting 30 minutes or more51 plus or minus 25
- Share commuting 30 minutes or more11.1 percent plus or minus 5.0
- Drove alone82.4 percent
- Carpooled7.5 percent plus or minus 3.4
- Public transport0.0 percent
- Walked3.2 percent plus or minus 2.0
- Worked from home6.9 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
De Smet
SBA loans in De Smet (7(a))
- Approvals2
- Gross approval$966,000
- Average approval$483,000
- Median approval$483,000
- Largest approval$866,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term186 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in De Smet, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
De Smet
SBA loans in De Smet (504)
- Approvals7
- Gross approval$2,276,000
- Average approval$325,143
- Median approval$282,000
- Largest approval$534,000
- Jobs supported152
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in De Smet, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
De Smet
Flood risk in De Smet
- NFIP communityCity of De Smet
- NFIP community number460168
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/22/24(M)
The City of De Smet participates in the National Flood Insurance Program as community 460168 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kingsbury County, not De Smet
Kingsbury County context, not De Smet figures
- Establishments in Kingsbury County188
- Covered employment, Kingsbury County1,814
- Average annual pay, Kingsbury County$47,846
- Housing units permitted, Kingsbury County22
Every figure in this section is published for Kingsbury County as a whole and is not a measurement of De Smet.
All Kingsbury County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
De Smet questions, answered from the record.
How many people live in De Smet, South Dakota?
943, in 427 households. De Smet city covers 1.16 square miles of land, which is 814 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is De Smet in?
Kingsbury County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in De Smet?
$67,321. The median owner-occupied home is valued at $165,200. Median gross rent is $708 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to De Smet businesses?
2 7(a) approvals totaling $966,000 since FY2020, across 1 lenders, median approval $483,000, plus 7 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in De Smet, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to De Smet borrowers get paid back?
No rate is published for De Smet. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is De Smet in the National Flood Insurance Program?
Yes. De Smet appears in the FEMA Community Status Book as De Smet, city of, community 460168, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page De Smet figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kingsbury County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of De Smet.
Is zoning published for De Smet?
No. Nothing on this page presents parcel level zoning.
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