HomeSouth DakotaLawrence CountyWhitewood city
Whitewood city, South Dakota: commercial real estate data.
Whitewood city is a Census city of 912 people across 0.67 square miles of land, in Lawrence County. Median household income is $77,500, 82.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $339,800.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Whitewood
What Whitewood is
- Census place typecity
- Land area0.67 sq mi
- Water area0 sq mi
- Population per square mile of land1,366 plus or minus 364
- County holding the largest share of its areaLawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitewood
How many people live in Whitewood
- Population912 plus or minus 243
- Median age40.1
- Population under 18246 plus or minus 96
- Share under 1827.0 percent plus or minus 7.7
- Population 65 and over123 plus or minus 40
- Share 65 and over13.5 percent
- Households322 plus or minus 77
- Family households203 plus or minus 59
- Share of households that are families63.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitewood
Income and work in Whitewood
- Median household income$77,500 plus or minus $19,272
- Per capita income$32,691
- Civilian labor force474 plus or minus 136
- Employed459 plus or minus 130
- Unemployed15 plus or minus 17
- Unemployment rate3.2 percent plus or minus 3.5
- Adults 25 and over623 plus or minus 163
- Adults 25 and over with a high school diploma or higher89.1 percent plus or minus 29.4
- Adults 25 and over with a bachelor degree or higher23.8 percent plus or minus 7.7
- Adults 25 and over with a graduate degree6.9 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitewood
Housing in Whitewood
- Housing units346 plus or minus 81
- Occupied units322 plus or minus 77
- Vacant units24 plus or minus 23
- Vacancy rate6.9 percent plus or minus 6.4
- Owner occupied267 plus or minus 69
- Renter occupied55 plus or minus 33
- Ownership rate82.9 percent
- Median owner-occupied home value$243,300
- Median gross rent, monthly$946
- Annual rent as a share of median income14.6 percent plus or minus 3.7
- Single family units260 plus or minus 72
- Share single family75.1 percent
- Units in buildings of two or more20 plus or minus 17
- Share in buildings of two or more5.8 percent plus or minus 4.8
- Mobile homes66 plus or minus 32
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitewood
How Whitewood gets to work
- Workers 16 and over who commute436 plus or minus 129
- Commuting under 15 minutes154 plus or minus 57
- Share commuting under 15 minutes35.3 percent plus or minus 7.8
- Commuting 30 minutes or more135 plus or minus 66
- Share commuting 30 minutes or more31.0 percent plus or minus 12.0
- Drove alone75.1 percent
- Carpooled15.9 percent plus or minus 9.3
- Public transport0.4 percent plus or minus 0.9
- Walked4.6 percent plus or minus 4.7
- Worked from home3.8 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitewood
SBA loans in Whitewood (7(a))
- Approvals4
- Gross approval$339,800
- Average approval$84,950
- Median approval$104,800
- Ninetieth percentile approval$110,000
- Largest approval$110,000
- Jobs supported13
- Jobs per approval3.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County, not Whitewood
Lawrence County context, not Whitewood figures
These are Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Whitewood measurements.
- Establishments in Lawrence County1,248
- Employment at those establishments, Lawrence County11,109
- Covered employment, Lawrence County13,566
- Average annual pay, Lawrence County$50,201
- Average weekly wage, Lawrence County$965
- Housing units permitted, Lawrence County219
- Of those, single family, Lawrence County203
- County product, 2024, Lawrence County$1,847,820,000
- County product change over the prior year, Lawrence County2.8 percent
- Average income of an arriving household, Lawrence County$106,709
Every figure in this section is published for Lawrence County as a whole and is not a measurement of Whitewood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Whitewood questions, answered from the record.
How many people live in Whitewood, South Dakota?
912, in 322 households. Whitewood city covers 0.67 square miles of land, which is 1,366 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whitewood in?
Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whitewood?
$77,500. The median owner-occupied home is valued at $243,300. Median gross rent is $946 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whitewood businesses?
4 7(a) approvals totalling $339,800, across 3 lenders, median approval $104,800. These count approvals to borrowers whose address is in Whitewood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whitewood borrowers get paid back?
No rate is published for Whitewood. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Whitewood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whitewood.
Is zoning published for Whitewood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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