HomeSouth DakotaLincoln CountyHarrisburg
Harrisburg, South Dakota: commercial real estate data.
Harrisburg is a Census city of 8,519 people across 4.77 square miles of land, in Lincoln County. Median household income is $108,724, 78.4 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $3.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrisburg
What Harrisburg is
- Census place typecity
- Land area4.77 sq mi
- Water area0 sq mi
- Population per square mile of land1,786
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
How many people live in Harrisburg
- Population8,519
- Median age31.1
- Population under 182,915
- Share under 1834.2 percent
- Population 65 and over312 plus or minus 165
- Share 65 and over3.7 percent plus or minus 1.9
- Households3,008
- Family households2,500
- Share of households that are families83.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
Income and work in Harrisburg
- Median household income$108,724
- Per capita income$42,229
- Civilian labor force5,198
- Employed5,146
- Unemployed52 plus or minus 46
- Unemployment rate1.0 percent plus or minus 0.9
- Adults 25 and over5,064
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher43.8 percent
- Adults 25 and over with a graduate degree8.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
Housing in Harrisburg
- Housing units3,130
- Occupied units3,008
- Vacant units122 plus or minus 123
- Vacancy rate3.9 percent plus or minus 3.9
- Owner occupied2,359
- Renter occupied649 plus or minus 199
- Ownership rate78.4 percent
- Median owner-occupied home value$312,200
- Median gross rent, monthly$1,362
- Annual rent as a share of median income15.0 percent
- Single family units2,486
- Share single family79.4 percent
- Units in buildings of two or more644 plus or minus 232
- Share in buildings of two or more20.6 percent plus or minus 7.3
- Mobile homes0
- Median year structure built2008
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
How Harrisburg gets to work
- Workers 16 and over who commute4,440
- Commuting under 15 minutes1,137 plus or minus 344
- Share commuting under 15 minutes25.6 percent plus or minus 7.4
- Commuting 30 minutes or more678 plus or minus 226
- Share commuting 30 minutes or more15.3 percent plus or minus 4.9
- Drove alone81.9 percent
- Carpooled5.3 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.7 percent plus or minus 0.8
- Worked from home12.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
SBA loans in Harrisburg (7(a))
- Approvals13
- Gross approval$3,535,600
- Average approval$271,969
- Median approval$100,000
- Largest approval$2,139,700
- Jobs supported42
- Jobs per approval3.2
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises7.7 percent
- Distinct lenders7
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Harrisburg, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrisburg
SBA loans in Harrisburg (504)
- Approvals25
- Gross approval$16,755,000
- Average approval$670,200
- Median approval$515,000
- Largest approval$5,000,000
- Jobs supported245
- Loans with a final outcome6
- Charged off1
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Harrisburg, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrisburg
Flood risk in Harrisburg
- NFIP communityCity of Harrisburg
- NFIP community number460114
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/02/08
The City of Harrisburg participates in the National Flood Insurance Program as community 460114 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Harrisburg
Lincoln County context, not Harrisburg figures
- Establishments in Lincoln County2,184
- Covered employment, Lincoln County29,694
- Average annual pay, Lincoln County$65,125
- Housing units permitted, Lincoln County268
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Harrisburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harrisburg questions, answered from the record.
How many people live in Harrisburg, South Dakota?
8,519, in 3,008 households. Harrisburg city covers 4.77 square miles of land, which is 1,786 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harrisburg in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harrisburg?
$108,724. The median owner-occupied home is valued at $312,200. Median gross rent is $1,362 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harrisburg businesses?
13 7(a) approvals totaling $3.5 m since FY2020, across 7 lenders, median approval $100,000, plus 25 504 approvals worth $16.8 m since FY2010. These count approvals to borrowers whose address is in Harrisburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harrisburg borrowers get paid back?
No rate is published for Harrisburg. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Harrisburg in the National Flood Insurance Program?
Yes. Harrisburg appears in the FEMA Community Status Book as Harrisburg, city of, community 460114, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harrisburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrisburg.
Is zoning published for Harrisburg?
No. Nothing on this page presents parcel level zoning.
Nearby