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HomeSouth DakotaMellette CountyWhite River city

White River city, South Dakota: commercial real estate data.

White River city is a Census city of 606 people across 0.52 square miles of land, in Mellette County. Median household income is $82,692, 51.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $700,000.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

White River

What White River is

  • Census place typecity
  • Land area0.52 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,164 plus or minus 401
  • County holding the largest share of its areaMellette County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

White River

How many people live in White River

  • Population606 plus or minus 209
  • Median age37.5
  • Population under 18178 plus or minus 68
  • Share under 1829.4 percent
  • Population 65 and over120 plus or minus 53
  • Share 65 and over19.8 percent plus or minus 5.4
  • Households178 plus or minus 62
  • Family households109 plus or minus 45
  • Share of households that are families61.2 percent plus or minus 13.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

White River

Income and work in White River

  • Median household income$82,692 plus or minus $65,360
  • Per capita income$23,368 plus or minus $8,417
  • Civilian labor force247 plus or minus 115
  • Employed247 plus or minus 115
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over386 plus or minus 111
  • Adults 25 and over with a high school diploma or higher78.2 percent
  • Adults 25 and over with a bachelor degree or higher15.3 percent plus or minus 8.5
  • Adults 25 and over with a graduate degree2.3 percent plus or minus 4.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

White River

Housing in White River

  • Housing units228 plus or minus 61
  • Occupied units178 plus or minus 62
  • Vacant units50 plus or minus 24
  • Vacancy rate21.9 percent plus or minus 8.7
  • Owner occupied91 plus or minus 43
  • Renter occupied87 plus or minus 51
  • Ownership rate51.1 percent plus or minus 16.3
  • Median owner-occupied home value$75,000 plus or minus $36,304
  • Median gross rent, monthly$1,125 plus or minus $286
  • Annual rent as a share of median income16.3 percent plus or minus 13.6
  • Single family units157 plus or minus 55
  • Share single family68.9 percent plus or minus 15.5
  • Units in buildings of two or more5 plus or minus 13
  • Share in buildings of two or more2.2 percent plus or minus 5.6
  • Mobile homes66 plus or minus 39
  • Median year structure built1965

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

White River

How White River gets to work

  • Workers 16 and over who commute242 plus or minus 116
  • Commuting under 15 minutes100 plus or minus 64
  • Share commuting under 15 minutes41.3 percent plus or minus 17.5
  • Commuting 30 minutes or more75 plus or minus 57
  • Share commuting 30 minutes or more31.0 percent plus or minus 18.2
  • Drove alone73.7 percent plus or minus 24.4
  • Carpooled24.3 percent plus or minus 17.3
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home2.0 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

White River

SBA loans in White River (7(a))

  • Approvals1
  • Gross approval$700,000
  • Average approval$700,000
  • Median approval$700,000
  • Ninetieth percentile approval$700,000
  • Largest approval$700,000
  • Jobs supported4
  • Jobs per approval4.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Mellette County, not White River

Mellette County context, not White River figures

These are Mellette County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as White River measurements.

  • Establishments in Mellette County21
  • Employment at those establishments, Mellette County156
  • Covered employment, Mellette County328
  • Average annual pay, Mellette County$36,865
  • Average weekly wage, Mellette County$709
  • Housing units permitted, Mellette County2
  • Of those, single family, Mellette County2
  • County product, 2024, Mellette County$71,100,000
  • County product change over the prior year, Mellette County8.6 percent
  • Average income of an arriving household, Mellette County$56,808

Every figure in this section is published for Mellette County as a whole and is not a measurement of White River. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

White River questions, answered from the record.

How many people live in White River, South Dakota?

606, in 178 households. White River city covers 0.52 square miles of land, which is 1,164 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is White River in?

Mellette County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in White River?

$82,692. The median owner-occupied home is valued at $75,000. Median gross rent is $1,125 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to White River businesses?

1 7(a) approvals totalling $700,000, across 1 lenders, median approval $700,000. These count approvals to borrowers whose address is in White River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to White River borrowers get paid back?

No rate is published for White River. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page White River figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mellette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of White River.

Is zoning published for White River?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.