HomeSouth DakotaMoody County
Moody County, South Dakota: commercial real estate data.
Moody County, South Dakota had an estimated 6,529 residents on July 1, 2024, up 3.0 percent since the 2020 census base of 6,336, across 519 square miles. County output reached $485.8 m in 2024, 158 establishments operate here, and the SBA record carries 3 7(a) approvals worth $905,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Moody County
How many people live in Moody County
- Population, American Community Survey 2020-20246,397
- Households2,559
- Average household size2.50
- Median household income$78,427
- Median age40.8
- Median gross rent$758 per month
- Median owner-occupied home value$226,500
- Home value to household income2.9 times
- Annual rent as a share of median income11.6 percent
- Adults 25 and over with a bachelor degree or higher30.4 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over4,284
- Population under 181,682
- Share under 1826.3 percent
- Population 65 and over1,293
- Share 65 and over20.2 percent
- Working age population, 18 to 643,422
- Civilian labor force3,220
- Unemployment rate2.8 percent
- Labor force participation, adults 18 and over68.3 percent
- Rank by population among South Dakota counties27th of 66
- Rank by population among US county-equivalents, Puerto Rico included2781st of 3,222
Moody County is the 27th largest of 66 South Dakota counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.3 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Moody County
Is Moody County's population growing?
- Population, July 1, 20246,529
- Census 2020 base population6,336
- Population change since the 2020 census base3.05 percent
- Population change, 2023 to 202485
- Births, 2024107
- Deaths, 202473
- Natural change, 202434
- Net domestic migration, 202426
- Net international migration, 202427
- Total net migration, 202453
- Cumulative net domestic migration, 2021 to 202439
- Rank by growth among US county-equivalents860th of 3,144
The county has grown 3.05 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Moody County
Where are people moving to Moody County from?
- Tax returns filed by households arriving122
- People arriving, from those returns220
- Tax returns filed by households leaving110
- Net household movement12
- Adjusted gross income arriving$9.0 m
- Net adjusted gross income movement$2.0 m
- Average income of an arriving household$74,049
- Average income of a leaving household$64,391
- Largest single originMinnehaha County (45 households)
- Largest single destinationMinnehaha County (47 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Minnehaha County | 45 | 80 | $-7.3 m |
| Brookings County | 22 | 38 | $1.4 m |
Households arriving report $9,658 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Minnehaha County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Moody County
What is the Moody County economy?
- County GDP, 2024$485.8 m
- County GDP, 2023$472.0 m
- GDP change, 2023 to 20242.9 percent
- GDP change over five years38.0 percent
- Rank by GDP among the South Dakota areas BEA publishes23rd of 66
- Rank by GDP among the US county areas BEA publishes2417th of 3,127
- GDP per resident$75,940
Output grew 2.9 percent in the latest year and 38.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Moody County
Employment by industry in Moody County
- Covered employment, annual average2,561
- Establishments reporting218
- Average annual pay$53,179
- Average weekly wage$1,023
- Agriculture, forestry, fishing and hunting, employment414
- Agriculture, forestry, fishing and hunting, average annual pay$49,737
- Manufacturing, employment260
- Manufacturing, average annual pay$60,595
- Construction, employment228
- Construction, average annual pay$69,205
- Health care and social assistance, employment208
- Health care and social assistance, average annual pay$48,723
- Retail trade, employment152
- Wholesale trade, employment144
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Agriculture, forestry, fishing and hunting | 414 | 28 | $49,737 |
| Manufacturing | 260 | 9 | $60,595 |
| Construction | 228 | 27 | $69,205 |
| Health care and social assistance | 208 | 17 | $48,723 |
| Retail trade | 152 | 21 | $28,797 |
| Wholesale trade | 144 | 18 | $66,932 |
| Administrative and support and waste management services | 32 | 7 | $51,688 |
| Professional, scientific and technical services | 30 | 14 | $79,107 |
Agriculture, forestry, fishing and hunting is the largest private sector at 414 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Moody County
How many businesses are in Moody County?
- Establishments, all industries158
- Employment at those establishments1,499
- Annual payroll$75.0 m
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Moody County
Building permits in Moody County
- Housing units authorized by permit, 202418
- Declared construction value permitted$7.3 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$406,373
- Units authorized per 1,000 households7.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Moody County
SBA loans in Moody County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$905,200
- Average 7(a) approval$301,733
- Median 7(a) approval$110,000
- Largest single approval$769,200
- Jobs reported supported, 7(a)10
- Jobs per approval3.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term90 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded5
- 504 gross approval dollars$4.4 m
- Average 504 approval$878,000
- Median 504 approval$596,000
- Distinct CDCs active3
- 504 jobs per approval6.0
- 504 jobs per million dollars approved6.8
- Most active CDCDakota Business Finance (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moody County
SBA loan default and charge-off rates in Moody County
Do SBA loans in Moody County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
- Status: Cancelled1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moody County
SBA lending by place in Moody County
- Borrower cities with recorded lending2
- Flandreau, approvals2
- Colman, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Flandreau | 2 | $879,200 |
| Colman | 1 | $26,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moody County
How large is Moody County?
- Land area519 sq mi
- Rank by land area among South Dakota counties59th of 66
- Width, east to west21.7 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land12
- Establishments per square mile0.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Moody County
Flood risk in Moody County
- Participation of the county's own NFIP community Moody County, unincorporated areasParticipating, community 460235
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP5
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
- Radon levels in Moody County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Moody County (community 460235), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Moody County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Moody County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Moody County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20246,397
- Households2,559
- Average household size2.50
- Median household income$78,427
- Median age40.8
Common questions
Moody County questions, answered from the record.
How many people live in Moody County, South Dakota?
The Census Bureau estimates 6,529 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 6,397, in 2,559 households, ranking 27th of 66 South Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Moody County's population growing?
The population has grown 3.05 percent since the 2020 census base of 6,336, to 6,529 on July 1, 2024. In 2024 there were 107 births against 73 deaths, with net migration of 53. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Moody County?
$78,427. The median owner-occupied home is valued at $226,500, which is 2.9 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Moody County?
158 establishments, employing 1,499 people with an annual payroll of $75.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Moody County?
Agriculture, forestry, fishing and hunting is the largest private sector at 414 jobs, 16.2 percent of covered employment. Covered employment averages 2,561 jobs at an average annual pay of $53,179, or $1,023 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Moody County?
3 7(a) approvals totaling $905,200 since FY2020, across 3 lenders, with a median approval of $110,000, plus 5 504 approvals worth $4.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Moody County?
18 housing units were authorized by permit in 2024, with a declared construction value of $7.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Moody County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Moody County come from?
The largest single origin is Minnehaha County, with 45 households. Arriving households report an average income of $74,049 against $64,391 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Moody County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Moody County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Moody County
Cities and places in Moody.
6 Census places lie wholly or partly in Moody County. 5 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Flandreau | city | 2,392 | 2 | Wholly in this county |
| Colman | city | 948 | 1 | Wholly in this county |
| Trent | town | 341 | None recorded | Wholly in this county |
| Egan | city | 194 | None recorded | Wholly in this county |
| Ward | town | 52 | None recorded | Wholly in this county |
| Pleasant Valley Colony | CDP | 0 | None recorded | Wholly in this county |