HomeSouth DakotaUnion CountyElk Point
Elk Point, South Dakota: commercial real estate data.
Elk Point is a Census city of 2,537 people across 1.55 square miles of land, in Union County. Median household income is $90,473, 78.4 percent of occupied homes are owned.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elk Point
What Elk Point is
- Census place typecity
- Land area1.55 sq mi
- Water area0 sq mi
- Population per square mile of land1,638
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Point
How many people live in Elk Point
- Population2,537
- Median age35.5
- Population under 18748
- Share under 1829.5 percent
- Population 65 and over450 plus or minus 125
- Share 65 and over17.7 percent plus or minus 4.6
- Households968
- Family households688
- Share of households that are families71.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Point
Income and work in Elk Point
- Median household income$90,473
- Per capita income$35,133
- Civilian labor force1,315
- Employed1,276
- Unemployed39 plus or minus 37
- Unemployment rate3.0 percent plus or minus 2.8
- Adults 25 and over1,664
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent plus or minus 6.7
- Adults 25 and over with a graduate degree9.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Point
Housing in Elk Point
- Housing units1,021
- Occupied units968
- Vacant units53 plus or minus 45
- Vacancy rate5.2 percent plus or minus 4.4
- Owner occupied759
- Renter occupied209 plus or minus 105
- Ownership rate78.4 percent
- Median owner-occupied home value$248,500
- Single family units812
- Share single family79.5 percent
- Units in buildings of two or more170 plus or minus 89
- Share in buildings of two or more16.7 percent plus or minus 8.5
- Mobile homes39 plus or minus 61
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Point
How Elk Point gets to work
- Workers 16 and over who commute1,197
- Commuting under 15 minutes341 plus or minus 91
- Share commuting under 15 minutes28.5 percent plus or minus 6.1
- Commuting 30 minutes or more367 plus or minus 100
- Share commuting 30 minutes or more30.7 percent plus or minus 6.7
- Drove alone80.5 percent
- Carpooled10.3 percent plus or minus 6.6
- Public transport0.0 percent
- Walked1.3 percent plus or minus 2.0
- Worked from home7.9 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Point
SBA loans in Elk Point (504)
- Approvals2
- Gross approval$715,000
- Average approval$357,500
- Median approval$357,500
- Largest approval$372,000
- Jobs supported3
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Elk Point, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elk Point
Flood risk in Elk Point
- NFIP communityCity of Elk Point
- NFIP community number460171
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/15/21(M)
The City of Elk Point participates in the National Flood Insurance Program as community 460171 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Elk Point
Union County context, not Elk Point figures
- Establishments in Union County555
- Covered employment, Union County9,633
- Average annual pay, Union County$73,276
- Housing units permitted, Union County48
Every figure in this section is published for Union County as a whole and is not a measurement of Elk Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elk Point questions, answered from the record.
How many people live in Elk Point, South Dakota?
2,537, in 968 households. Elk Point city covers 1.55 square miles of land, which is 1,638 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elk Point in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elk Point?
$90,473. The median owner-occupied home is valued at $248,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is Elk Point in the National Flood Insurance Program?
Yes. Elk Point appears in the FEMA Community Status Book as Elk Point, city of, community 460171, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elk Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elk Point.
Is zoning published for Elk Point?
No. Nothing on this page presents parcel level zoning.
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