HomeTennesseeBlount CountyAlcoa city
Alcoa city, Tennessee: commercial real estate data.
Alcoa city is a Census city of 12,222 people across 14.89 square miles of land, in Blount County. Median household income is $65,714, 66.6 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $18.4 m.
76 sourced place values · tier FULL · 8 sections
Alcoa
What Alcoa is
- Census place typecity
- Land area14.89 sq mi
- Water area0.88 sq mi
- Population per square mile of land821
- County holding the largest share of its areaBlount County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alcoa
How many people live in Alcoa
- Population12,222
- Median age35.6
- Population under 182,709
- Share under 1822.2 percent
- Population 65 and over2,276
- Share 65 and over18.6 percent
- Households5,000
- Family households2,990
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alcoa
Income and work in Alcoa
- Median household income$65,714
- Per capita income$40,886
- Civilian labor force6,600
- Employed6,471
- Unemployed129 plus or minus 102
- Unemployment rate2.0 percent plus or minus 1.5
- Adults 25 and over8,907
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher34.1 percent
- Adults 25 and over with a graduate degree11.3 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alcoa
Housing in Alcoa
- Housing units5,641
- Occupied units5,000
- Vacant units641 plus or minus 291
- Vacancy rate11.4 percent plus or minus 5.1
- Owner occupied3,329
- Renter occupied1,671
- Ownership rate66.6 percent
- Median owner-occupied home value$277,100
- Median gross rent, monthly$1,282
- Annual rent as a share of median income23.4 percent
- Single family units4,121
- Share single family73.1 percent
- Units in buildings of two or more1,207 plus or minus 320
- Share in buildings of two or more21.4 percent plus or minus 5.4
- Mobile homes313 plus or minus 145
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alcoa
How Alcoa gets to work
- Workers 16 and over who commute5,816
- Commuting under 15 minutes1,597 plus or minus 393
- Share commuting under 15 minutes27.5 percent plus or minus 6.3
- Commuting 30 minutes or more2,000 plus or minus 504
- Share commuting 30 minutes or more34.4 percent plus or minus 8.1
- Drove alone72.5 percent
- Carpooled17.7 percent plus or minus 5.3
- Public transport0.2 percent plus or minus 0.3
- Walked0.0 percent
- Worked from home9.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Alcoa
SBA 7(a) lending to Alcoa borrowers
- Approvals19
- Gross approval$18,366,100
- Average approval$966,637
- Median approval$350,000
- Ninetieth percentile approval$2,500,000
- Largest approval$4,606,000
- Jobs supported266
- Jobs per approval14.0
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises10.5 percent
- Distinct lenders9
- Distinct industries by NAICS10
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Alcoa
SBA 504 lending to Alcoa borrowers
- Approvals4
- Gross approval$6,191,000
- Average approval$1,547,750
- Median approval$1,609,000
- Largest approval$3,509,000
- Jobs supported58
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Blount County, not Alcoa
Blount County context, not Alcoa figures
These are Blount County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Alcoa measurements.
- Establishments in Blount County2,510
- Employment at those establishments, Blount County57,256
- Covered employment, Blount County56,991
- Average annual pay, Blount County$61,177
- Average weekly wage, Blount County$1,176
- Housing units permitted, Blount County871
- Of those, single family, Blount County871
- County product, 2024, Blount County$9,078,870,000
- County product change over the prior year, Blount County5.5 percent
- Average income of an arriving household, Blount County$93,910
Every figure in this section is published for Blount County as a whole and is not a measurement of Alcoa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Alcoa questions, answered from the record.
How many people live in Alcoa, Tennessee?
12,222, in 5,000 households. Alcoa city covers 14.89 square miles of land, which is 821 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Alcoa in?
Blount County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Alcoa?
$65,714. The median owner-occupied home is valued at $277,100. Median gross rent is $1,282 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Alcoa businesses?
19 7(a) approvals totalling $18.4 m, across 9 lenders, median approval $350,000, plus 4 504 approvals worth $6.2 m. These count approvals to borrowers whose address is in Alcoa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Alcoa borrowers get paid back?
No rate is published for Alcoa. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Alcoa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Blount County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Alcoa.
Is zoning published for Alcoa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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