HomeTennesseeBradley CountyCleveland city
Cleveland city, Tennessee: commercial real estate data.
Cleveland city is a Census city of 48,829 people across 31.11 square miles of land, in Bradley County. Median household income is $58,559, 48.0 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $15.6 m.
76 sourced place values · tier FULL · 8 sections
Cleveland
What Cleveland is
- Census place typecity
- Land area31.11 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,570
- County holding the largest share of its areaBradley County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How many people live in Cleveland
- Population48,829
- Median age36.4
- Population under 1810,208
- Share under 1820.9 percent
- Population 65 and over9,174
- Share 65 and over18.8 percent
- Households18,829
- Family households11,838
- Share of households that are families62.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Income and work in Cleveland
- Median household income$58,559
- Per capita income$32,659
- Civilian labor force23,606
- Employed22,185
- Unemployed1,421 plus or minus 300
- Unemployment rate6.0 percent plus or minus 1.2
- Adults 25 and over31,814
- Adults 25 and over with a high school diploma or higher87.6 percent
- Adults 25 and over with a bachelor degree or higher30.2 percent
- Adults 25 and over with a graduate degree12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Housing in Cleveland
- Housing units20,460
- Occupied units18,829
- Vacant units1,631 plus or minus 352
- Vacancy rate8.0 percent plus or minus 1.7
- Owner occupied9,038
- Renter occupied9,791
- Ownership rate48.0 percent
- Median owner-occupied home value$272,200
- Median gross rent, monthly$1,034
- Annual rent as a share of median income21.2 percent
- Single family units12,430
- Share single family60.8 percent
- Units in buildings of two or more7,348
- Share in buildings of two or more35.9 percent
- Mobile homes662 plus or minus 276
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How Cleveland gets to work
- Workers 16 and over who commute19,527
- Commuting under 15 minutes8,461
- Share commuting under 15 minutes43.3 percent
- Commuting 30 minutes or more5,310
- Share commuting 30 minutes or more27.2 percent
- Drove alone75.7 percent
- Carpooled11.9 percent
- Public transport0.1 percent plus or minus 0.1
- Walked2.1 percent plus or minus 0.7
- Worked from home9.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
SBA 7(a) lending to Cleveland borrowers
- Approvals28
- Gross approval$15,559,800
- Average approval$555,707
- Median approval$350,000
- Ninetieth percentile approval$1,282,000
- Largest approval$2,700,000
- Jobs supported199
- Jobs per approval7.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises35.7 percent
- Distinct lenders20
- Distinct industries by NAICS20
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland
SBA 504 lending to Cleveland borrowers
- Approvals9
- Gross approval$13,956,000
- Average approval$1,550,667
- Median approval$1,120,000
- Largest approval$3,814,000
- Jobs supported145
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bradley County, not Cleveland
Bradley County context, not Cleveland figures
These are Bradley County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cleveland measurements.
- Establishments in Bradley County2,074
- Employment at those establishments, Bradley County42,835
- Covered employment, Bradley County40,665
- Average annual pay, Bradley County$54,379
- Average weekly wage, Bradley County$1,046
- Housing units permitted, Bradley County768
- Of those, single family, Bradley County714
- County product, 2024, Bradley County$6,669,180,000
- County product change over the prior year, Bradley County5.7 percent
- Average income of an arriving household, Bradley County$60,010
Every figure in this section is published for Bradley County as a whole and is not a measurement of Cleveland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cleveland questions, answered from the record.
How many people live in Cleveland, Tennessee?
48,829, in 18,829 households. Cleveland city covers 31.11 square miles of land, which is 1,570 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cleveland in?
Bradley County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cleveland?
$58,559. The median owner-occupied home is valued at $272,200. Median gross rent is $1,034 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cleveland businesses?
28 7(a) approvals totalling $15.6 m, across 20 lenders, median approval $350,000, plus 9 504 approvals worth $14.0 m. These count approvals to borrowers whose address is in Cleveland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cleveland borrowers get paid back?
No rate is published for Cleveland. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cleveland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bradley County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cleveland.
Is zoning published for Cleveland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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