HomeTennesseeCheatham CountyPegram
Pegram, Tennessee: commercial real estate data.
Pegram is a Census town of 2,089 people across 7.25 square miles of land, in Cheatham County. Median household income is $111,172, 91.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $395,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pegram
What Pegram is
- Census place typetown
- Land area7.25 sq mi
- Water area0 sq mi
- Population per square mile of land288
- County holding the largest share of its areaCheatham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pegram
How many people live in Pegram
- Population2,089
- Median age48.9
- Population under 18365 plus or minus 119
- Share under 1817.5 percent plus or minus 4.6
- Population 65 and over465 plus or minus 107
- Share 65 and over22.3 percent
- Households896
- Family households587 plus or minus 126
- Share of households that are families65.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pegram
Income and work in Pegram
- Median household income$111,172
- Per capita income$53,559
- Civilian labor force1,258 plus or minus 277
- Employed1,213 plus or minus 266
- Unemployed45 plus or minus 32
- Unemployment rate3.6 percent plus or minus 2.4
- Adults 25 and over1,596
- Adults 25 and over with a high school diploma or higher94.9 percent plus or minus 22.9
- Adults 25 and over with a bachelor degree or higher35.8 percent
- Adults 25 and over with a graduate degree12.8 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pegram
Housing in Pegram
- Housing units963
- Occupied units896
- Vacant units67 plus or minus 54
- Vacancy rate7.0 percent plus or minus 5.5
- Owner occupied819
- Renter occupied77 plus or minus 68
- Ownership rate91.4 percent
- Median owner-occupied home value$387,100
- Median gross rent, monthly$1,671 plus or minus $836
- Annual rent as a share of median income18.0 percent plus or minus 9.7
- Single family units888
- Share single family92.2 percent
- Units in buildings of two or more21 plus or minus 30
- Share in buildings of two or more2.2 percent plus or minus 3.0
- Mobile homes54 plus or minus 63
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pegram
How Pegram gets to work
- Workers 16 and over who commute858 plus or minus 190
- Commuting under 15 minutes80 plus or minus 47
- Share commuting under 15 minutes9.3 percent plus or minus 5.1
- Commuting 30 minutes or more559 plus or minus 130
- Share commuting 30 minutes or more65.2 percent
- Drove alone59.2 percent
- Carpooled8.8 percent plus or minus 4.7
- Public transport0.6 percent plus or minus 0.9
- Walked2.3 percent plus or minus 2.5
- Worked from home28.2 percent plus or minus 10.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pegram
SBA loans in Pegram (7(a))
- Approvals3
- Gross approval$395,000
- Average approval$131,667
- Median approval$150,000
- Largest approval$200,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Pegram, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pegram
Flood risk in Pegram
- NFIP communityTown of Pegram
- NFIP community number470291
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/26/21
The Town of Pegram participates in the National Flood Insurance Program as community 470291 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cheatham County, not Pegram
Cheatham County context, not Pegram figures
- Establishments in Cheatham County714
- Covered employment, Cheatham County9,759
- Average annual pay, Cheatham County$59,841
- Housing units permitted, Cheatham County275
Every figure in this section is published for Cheatham County as a whole and is not a measurement of Pegram.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pegram questions, answered from the record.
How many people live in Pegram, Tennessee?
2,089, in 896 households. Pegram town covers 7.25 square miles of land, which is 288 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pegram in?
Cheatham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pegram?
$111,172. The median owner-occupied home is valued at $387,100. Median gross rent is $1,671 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pegram businesses?
3 7(a) approvals totaling $395,000 since FY2020, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Pegram, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pegram borrowers get paid back?
No rate is published for Pegram. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pegram in the National Flood Insurance Program?
Yes. Pegram appears in the FEMA Community Status Book as Pegram, town of, community 470291, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pegram figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cheatham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pegram.
Is zoning published for Pegram?
No. Nothing on this page presents parcel level zoning.
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