HomeTennesseeClaiborne CountyHarrogate city
Harrogate city, Tennessee: commercial real estate data.
Harrogate city is a Census city of 4,368 people across 7.26 square miles of land, in Claiborne County. Median household income is $65,586, 66.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $459,700.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harrogate
What Harrogate is
- Census place typecity
- Land area7.26 sq mi
- Water area0 sq mi
- Population per square mile of land601
- County holding the largest share of its areaClaiborne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrogate
How many people live in Harrogate
- Population4,368
- Median age37.9
- Population under 18635 plus or minus 171
- Share under 1814.5 percent plus or minus 3.9
- Population 65 and over837 plus or minus 198
- Share 65 and over19.2 percent plus or minus 4.5
- Households1,553
- Family households956
- Share of households that are families61.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrogate
Income and work in Harrogate
- Median household income$65,586
- Per capita income$34,173
- Civilian labor force1,951
- Employed1,837
- Unemployed114 plus or minus 79
- Unemployment rate5.8 percent plus or minus 4.0
- Adults 25 and over2,675
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher26.4 percent plus or minus 7.1
- Adults 25 and over with a graduate degree12.7 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrogate
Housing in Harrogate
- Housing units1,856
- Occupied units1,553
- Vacant units303 plus or minus 145
- Vacancy rate16.3 percent plus or minus 7.6
- Owner occupied1,033
- Renter occupied520 plus or minus 185
- Ownership rate66.5 percent
- Median owner-occupied home value$203,900
- Median gross rent, monthly$1,154 plus or minus $537
- Annual rent as a share of median income21.1 percent plus or minus 10.1
- Single family units1,615
- Share single family87.0 percent
- Units in buildings of two or more125 plus or minus 81
- Share in buildings of two or more6.7 percent plus or minus 4.3
- Mobile homes110 plus or minus 102
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrogate
How Harrogate gets to work
- Workers 16 and over who commute1,636
- Commuting under 15 minutes668 plus or minus 222
- Share commuting under 15 minutes40.8 percent plus or minus 11.8
- Commuting 30 minutes or more354 plus or minus 156
- Share commuting 30 minutes or more21.6 percent plus or minus 8.9
- Drove alone80.6 percent
- Carpooled4.2 percent plus or minus 3.6
- Public transport0.0 percent
- Walked6.0 percent plus or minus 4.3
- Worked from home9.3 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrogate
SBA loans in Harrogate (7(a))
- Approvals2
- Gross approval$459,700
- Average approval$229,850
- Median approval$402,500
- Ninetieth percentile approval$402,500
- Largest approval$402,500
- Jobs supported101
- Jobs per approval50.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term123 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Claiborne County, not Harrogate
Claiborne County context, not Harrogate figures
These are Claiborne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harrogate measurements.
- Establishments in Claiborne County466
- Employment at those establishments, Claiborne County7,084
- Covered employment, Claiborne County8,786
- Average annual pay, Claiborne County$45,889
- Average weekly wage, Claiborne County$882
- Housing units permitted, Claiborne County107
- Of those, single family, Claiborne County103
- County product, 2024, Claiborne County$1,099,504,000
- County product change over the prior year, Claiborne County3.0 percent
- Average income of an arriving household, Claiborne County$58,292
Every figure in this section is published for Claiborne County as a whole and is not a measurement of Harrogate. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harrogate questions, answered from the record.
How many people live in Harrogate, Tennessee?
4,368, in 1,553 households. Harrogate city covers 7.26 square miles of land, which is 601 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harrogate in?
Claiborne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harrogate?
$65,586. The median owner-occupied home is valued at $203,900. Median gross rent is $1,154 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harrogate businesses?
2 7(a) approvals totalling $459,700, across 1 lenders, median approval $402,500. These count approvals to borrowers whose address is in Harrogate, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harrogate borrowers get paid back?
No rate is published for Harrogate. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Harrogate figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Claiborne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrogate.
Is zoning published for Harrogate?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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