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HomeTennesseeCocke CountyCosby CDP

Cosby CDP, Tennessee: commercial real estate data.

Cosby CDP is a Census CDP of 779 people across 5.53 square miles of land, in Cocke County. Median household income is $91,563, 86.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $450,500.

63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Cosby

What Cosby is

  • Census place typeCDP
  • Land area5.53 sq mi
  • Water area0 sq mi
  • Population per square mile of land141 plus or minus 65
  • County holding the largest share of its areaCocke County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cosby

How many people live in Cosby

  • Population779 plus or minus 360
  • Median age34.3
  • Population under 18117 plus or minus 103
  • Share under 1815.0 percent plus or minus 11.2
  • Population 65 and over147 plus or minus 70
  • Share 65 and over18.9 percent
  • Households303 plus or minus 122
  • Family households221 plus or minus 116
  • Share of households that are families72.9 percent plus or minus 24.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cosby

Income and work in Cosby

  • Median household income$91,563 plus or minus $39,723
  • Per capita income$29,697 plus or minus $6,898
  • Civilian labor force477 plus or minus 244
  • Employed477 plus or minus 244
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over622 plus or minus 294
  • Adults 25 and over with a high school diploma or higher94.4 percent plus or minus 57.2
  • Adults 25 and over with a bachelor degree or higher27.0 percent plus or minus 12.8
  • Adults 25 and over with a graduate degree16.1 percent plus or minus 13.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cosby

Housing in Cosby

  • Housing units347 plus or minus 131
  • Occupied units303 plus or minus 122
  • Vacant units44 plus or minus 52
  • Vacancy rate12.7 percent plus or minus 14.2
  • Owner occupied261 plus or minus 109
  • Renter occupied42 plus or minus 45
  • Ownership rate86.1 percent
  • Single family units272 plus or minus 120
  • Share single family78.4 percent plus or minus 17.8
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes75 plus or minus 66
  • Median year structure built1993

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cosby

How Cosby gets to work

  • Workers 16 and over who commute437 plus or minus 225
  • Commuting under 15 minutes0
  • Share commuting under 15 minutes0.0 percent
  • Commuting 30 minutes or more437 plus or minus 181
  • Share commuting 30 minutes or more100.0 percent plus or minus 66.1
  • Drove alone69.8 percent plus or minus 27.8
  • Carpooled21.8 percent plus or minus 30.1
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home8.4 percent plus or minus 9.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cosby

SBA loans in Cosby (7(a))

  • Approvals1
  • Gross approval$450,500
  • Average approval$450,500
  • Median approval$450,500
  • Ninetieth percentile approval$450,500
  • Largest approval$450,500
  • Jobs supported0
  • Jobs per approval0.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cocke County, not Cosby

Cocke County context, not Cosby figures

These are Cocke County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cosby measurements.

  • Establishments in Cocke County474
  • Employment at those establishments, Cocke County5,871
  • Covered employment, Cocke County7,903
  • Average annual pay, Cocke County$45,422
  • Average weekly wage, Cocke County$873
  • Housing units permitted, Cocke County13
  • Of those, single family, Cocke County1
  • County product, 2024, Cocke County$1,210,295,000
  • County product change over the prior year, Cocke County11.7 percent
  • Average income of an arriving household, Cocke County$47,989

Every figure in this section is published for Cocke County as a whole and is not a measurement of Cosby. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • No median owner-occupied home value is published for this place.
  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Cosby questions, answered from the record.

How many people live in Cosby, Tennessee?

779, in 303 households. Cosby CDP covers 5.53 square miles of land, which is 141 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Cosby in?

Cocke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Cosby?

$91,563. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Cosby businesses?

1 7(a) approvals totalling $450,500, across 1 lenders, median approval $450,500. These count approvals to borrowers whose address is in Cosby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Cosby borrowers get paid back?

No rate is published for Cosby. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Cosby figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cocke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cosby.

Is zoning published for Cosby?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.